MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

Five Ways to Keep Your School Safe and Insurable

PUBLISHED April 28th, 2026
Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a high-stakes balancing act between protecting students and staff—and meeting the evolving expectations of insurers. For every (…)

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The image features the United States Capitol dome in Washington, D.C., with a small airplane flying in the background against a cloudy sky. The iconic structure showcases its intricate architectural details, symbolizing American democracy and government.
PUBLISHED October 20th, 2023

FINAL FORMS AND INSTRUCTIONS FOR 2023 ACA REPORTING RELEASED

DeAnn Deck

The IRS has released final 2023 forms and instructions for reporting under Internal Revenue Code Sections 6055 and 6056: Draft versions of these forms …

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Benefits+
Syringe kit with instructional guide, featuring a syringe, vial, and step-by-step usage instructions, displayed on a grid background.
PUBLISHED October 10th, 2023

GLP-1 DRUG COVERAGE: BALANCING COSTS AND WELLBEING CONCERNS

The MJ Companies

Lately, there has been a significant uptick in the popularity of GLP-1 drugs like Ozempic and Wegovy. Boasting jaw-dropping results and a slew of …

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Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED October 6th, 2023

HEALTH SAVINGS ACCOUNTS (HSAS) – WHO IS ELIGIBLE?

DeAnn Deck

Only eligible individuals can establish HSAs and make contributions (or have them made on their behalf). An individual’s eligibility for HSA contributions is typically …

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Benefits+
A glass jar filled with various coins, featuring a small green plant sprouting from the top, symbolizing growth and financial investment.
PUBLISHED September 7th, 2023

IS YOUR FINANCIAL WELLNESS PROGRAM DUE FOR A CHECKUP?

Doug Prince

With student loan repayments resuming and rents soaring to near record highs it’s little wonder that 9 out of 10 employees report being worried …

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Benefits+
Street view of Washington, D.C. featuring the U.S. Capitol building in the background, with vehicles and bike lanes visible, showcasing urban infrastructure and city life.
PUBLISHED August 25th, 2023

PAY OR PLAY AFFORDABILITY PERCENTAGE WILL DECREASE FOR 2024

DeAnn Deck

On Aug. 23, 2023, the IRS issued Revenue Procedure 2023-29 to index the contribution percentage in 2024 for determining the affordability of an employer’s …

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Benefits+
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED August 11th, 2023

HOW EMPLOYERS SHOULD HANDLE MLR REBATES

DeAnn Deck

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Benefits+
PUBLISHED July 11th, 2023

THE PWFA IS IN FULL SWING: ARE YOU READY?

DeAnn Deck

The Pregnancy Workers Fairness Act (PWFA) is now in effect as of June 27. This act focuses on the requirement for employers to provide …

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Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED July 9th, 2023

DOL ISSUES OPINION LETTER ABOUT HOLIDAYS DURING FMLA LEAVE

DeAnn Deck

On May 30, 2023, the Wage and Hour Division (WHD) of the U.S. Department of Labor issued Opinion Letter FMLA2023-2-A: “Whether Holidays Count Against …

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Benefits+
PUBLISHED June 23rd, 2023

UNDERSTANDING RAGE APPLYING: CAUSES AND SOLUTIONS

Angelica Audiss

In fast-paced work environments today, employees are often pushed to perform their best. However, this pressure and frustration can sometimes become overwhelming, leading to …

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Benefits+
PUBLISHED June 22nd, 2023

IS YOUR EMPLOYEE VALUE PROPOSITION GETTING DUSTY?

The MJ Companies

There are no two ways about it – the labor market is competitive. Attracting and retaining top talent is often a central challenge for …

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Benefits+
The image features the United States Capitol dome in Washington, D.C., with a small airplane flying in the background against a cloudy sky. The iconic structure showcases its intricate architectural details, symbolizing American democracy and government.
PUBLISHED June 16th, 2023

HSA CONTRIBUTIONS FOR ADULT CHILDREN ON PARENTS’ HEALTH COVERAGE

DeAnn Deck

Adult children who are covered under their parents’ high deductible health plans (HDHPs) may be eligible to establish their own health savings accounts (HSAs) …

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Benefits+
PUBLISHED June 1st, 2023

FAMILY GLITCH: UNDERSTANDING THE FIX

Bryan Gross

A new hurdle has emerged among the numerous challenges families face today—the family glitch. This glitch refers to the inequities associated with the affordability …

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