MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Benefits+
Benefits+ | Employee Benefits

The State Of The Benefits Market: What Employers Need To Know Now

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance market dynamics and emerging retirement considerations. In this series, we’re breaking down key takeaways from our (…)

There’s more to Read
Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED August 30th, 2024

Upcoming Deadline: MLR Rebates

Bryan Gross

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not …

Read More
Risk Management
Analytics dashboard displaying traffic sources overview with pie chart and visitors graph, highlighting direct traffic, search engines, and referring sites, alongside visitor statistics. Coffee cup in the background.
PUBLISHED August 27th, 2024

The Truth About Captives

Byron Shultz

More control and greater potential for financial reward are two benefits of captives. But you may be wondering if it’s worth making the switch. …

Read More
Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED August 23rd, 2024

2025 Changes – Medicare Part D Creditable Coverage

Bryan Gross

Employers sponsoring any size group health plan that provides prescription drug coverage are not required to offer creditable coverage, but they are required to …

Read More
News and Updates
Logo of MJ Retirement alongside the Centre for Fiduciary Excellence emblem, emphasizing retirement planning and fiduciary services.
PUBLISHED August 1st, 2024

MJ Retirement Receives Expanded CEFEX DOL Cybersecurity Certification

The MJ Companies

INDIANAPOLIS (August 1, 2024) – MJ Retirement, the fiduciary arm of The MJ Companies, a leading financial services firm for 60 years, is proud …

Read More
Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED July 12th, 2024

PCORI Fees Due July 31, 2024

Bryan Gross

The Affordable Care Act (ACA) requires self-insured and level-funded plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported …

Read More
Risk Management
Logo of CaptuRe, featuring a stylized graphic of financial data trends in the background, emphasizing its focus on healthcare strategy.
PUBLISHED July 9th, 2024

BEYOND TRADITIONAL INSURANCE: CAPTIVE OPTIONS FOR FORWARD-THINKING BUSINESSES

Byron Shultz

It’s the ideal trifecta of insurance: reduce risk, save money, and drive more growth. These advantages are possible when using a captive, an innovative …

Read More
Benefits+
A stressed woman wearing a yellow hard hat sits on the floor in a warehouse filled with stacks of cardboard boxes, illustrating workplace fatigue and the challenges of industrial environments.
PUBLISHED May 23rd, 2024

Supporting Employees During Mental Health Awareness Month and Beyond

The MJ Companies

Employee mental health has become a workplace topic of increased focus and awareness in recent years. An employee’s mental health includes how they think, …

Read More
Benefits+
A close-up image of a person handing a check to another individual in a professional setting, highlighting a business transaction. The background features a computer keyboard and a wooden table, emphasizing a corporate environment.
PUBLISHED May 21st, 2024

How to Navigate Conversations About Online Compensation Data

Julie Bingham

One of the most prevalent compensation conversations in the workplace is about online pay data: from various sources ranging from employer websites to recruiting …

Read More
Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED May 17th, 2024

HSA/HDHP Limits Will Increase for 2025

Bryan Gross

On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health …

Read More
Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED May 10th, 2024

DOL Increases Compensation Threshold For Exemption Eligibility

Bryan Gross

The Department of Labor (DOL) announced on April 23, 2024, a final rule that expands the compensation threshold for exemption eligibility under the Fair …

Read More
Benefits+
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED May 3rd, 2024

EEOC’s FAQs on the Pregnant Workers Fairness Act

Bryan Gross

To help employers prepare for changes under the Pregnant Workers Fairness Act (PWFA), the Equal Employment Opportunity Commission (EEOC) has issued frequently asked questions …

Read More
Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED April 26th, 2024

ACA Information Reporting Penalties Increased for Returns Filed in 2025

Bryan Gross

IRS Revenue Procedure 2023-34 includes updated penalty amounts that may apply to reporting entities that fail to comply with the Affordable Care Act’s (ACA) …

Read More

Contact Us

We want to hear from you. Please visit us at one of our offices—or fill out our contact form.

Contact Us