MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That is, property rates continue to decrease broadly over various industry rates, and casualty rates are increasing (…)

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Benefits+
Miniature figurines of business professionals sitting on stacks of coins, symbolizing investment, finance, and economic growth.
PUBLISHED March 26th, 2024

Disconnected – Facing Brain Drain Head-On

Doug Prince

Imagine if 39.6% of your current workforce came to you and said that they wanted to retire in the next 3-7 years. What would …

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Benefits+
Close-up of a calendar page showing days of the month with red and black numbers, highlighting the transition between months.
PUBLISHED March 19th, 2024

THE GROWING IMPORTANCE OF PAID LEAVE PROGRAMS

Courtney Hutchison

There has been a significant shift in how employers view paid leave programs in recent years. Once considered merely an employee benefit, paid leave …

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Benefits+
Street view of Washington, D.C. featuring the U.S. Capitol building in the background, with vehicles and bike lanes visible, showcasing urban infrastructure and city life.
PUBLISHED February 23rd, 2024

IRS Releases ACA Pay-or-Play Penalties for 2025

DeAnn Deck

On Feb. 12, 2024, the IRS released updated penalty amounts for 2025 related to the employer shared responsibility (pay-or-play) rules under the Affordable Care …

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Benefits+
United States Capitol dome with a statue on top, featuring an airplane flying in the background against a cloudy sky.
PUBLISHED February 20th, 2024

Health Plans Must Expand Price Comparison Transparency Tool for 2024

DeAnn Deck

Beginning in 2024, group health plans and health insurance issuers must expand the internet-based price comparison tool they make available to participants, beneficiaries and …

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Benefits+
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED February 9th, 2024

State Laws Restricting COVID-19 Vaccine Passports and Mandates

DeAnn Deck

Since COVID-19 vaccines first became available, several states have enacted laws that restrict or ban certain entities from mandating them or requiring proof that …

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Benefits+
Group of professionals analyzing financial data with calculators, charts, and graphs on a table during a business meeting.
PUBLISHED January 30th, 2024

Navigating Total Rewards Budget Approval

Julie Bingham

Proactive planning is the key to unlocking the full potential of the total rewards budgetary approval process. The art and science behind strategic planning …

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Benefits+
Street view of Washington, D.C. featuring the U.S. Capitol building in the background, with vehicles and bike lanes visible, showcasing urban infrastructure and city life.
PUBLISHED January 12th, 2024

ACA Reporting Deadlines and Penalties Cheat Sheet

DeAnn Deck

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED January 11th, 2024

Medicare Part D Creditable Coverage Disclosure to CMS

DeAnn Deck

Background Each year, plan sponsors must disclose to the Centers for Medicare and Medicaid Services (CMS) the group health plan’s creditable coverage status for …

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Benefits+
The image features the United States Capitol dome in Washington, D.C., with a small airplane flying in the background against a cloudy sky. The iconic structure showcases its intricate architectural details, symbolizing American democracy and government.
PUBLISHED December 29th, 2023

UPCOMING ACA REPORTING DEADLINES

DeAnn Deck

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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Benefits+
Hand placing a wooden block with a checkmark on a light blue background, alongside four other blocks with checkmarks, symbolizing task completion and organization.
PUBLISHED December 7th, 2023

COLORADO FAMLI BENEFITS START IN 2024 – IS YOUR BUSINESS PREPARED?

Courtney Hutchison

Ready or not, 2024 is right around the corner. With the new year comes new changes, and for employers with Colorado-based workers, comes new …

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Compliance
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED December 5th, 2023

2024 HEALTH PLAN COMPLIANCE DEADLINES

DeAnn Deck

Employers must comply with numerous reporting and disclosure requirements throughout the year in connection with their group health plans. This Compliance Overview explains key …

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Benefits+
The image features the United States Capitol dome in Washington, D.C., with a small airplane flying in the background against a cloudy sky. The iconic structure showcases its intricate architectural details, symbolizing American democracy and government.
PUBLISHED December 1st, 2023

ACA REPORTING: MOST EMPLOYERS MUST FILE ELECTRONICALLY BEGINNING IN 2024

DeAnn Deck

The Affordable Care Act (ACA) created reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these rules, certain employers must provide …

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