MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

What’s driving high commercial auto rates—and what you can do 

If your employees drive for work, you’ve seen commercial auto rates keep climbing. Premiums and repair costs have risen year after year, and there’s little sign they’ll come back down. That can be frustrating. It can also feel like you (…)

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Risk Management
A fleet of white vans lined up in a row.
PUBLISHED November 4th, 2026

What’s driving high commercial auto rates—and what you can do 

Payton Greenlee

If your employees drive for work, you’ve seen commercial auto rates keep climbing. Premiums and repair costs have risen year after year, and there’s …

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Compliance
A pregnant woman sits at her desk looking at her laptop with her hand over her stomach.
PUBLISHED October 30th, 2026

A New Approach to Maternity Billing and It’s Impact on Employers

Bryan Gross

For decades, maternity care in the United States has been billed under a single bundled fee covering an entire pregnancy, from the first prenatal …

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Risk Management
PUBLISHED October 29th, 2026

Subcontractor Risk: Why Your Certificates Might Not Protect You 

Dylan Wilson

If you’re a general contractor, you probably collect certificates of insurance from every subcontractor (sub) before they set foot on the job. That’s a …

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Compliance
A computer with a man in a suit typing on it that has an email notification on the screen
PUBLISHED October 28th, 2026

The Next Fiduciary Decision May Already Be Sitting In Your Inbox 

Bryan Gross

When most employers think about fiduciary decisions, they picture major moments. Selecting a health plan vendor. Evaluating a pharmacy benefit manager. Establishing a benefits …

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MJ Foundation
PUBLISHED October 27th, 2026

MJ Foundation Donates $15,000 To Dayspring Center in Memory of Late Executive Director

The MJ Companies

Donation part of longstanding relationship, serves to carry on Lori Casson’s legacy and support families experiencing homelessness in Indianapolis   CARMEL, IND. – The MJ …

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MJ Foundation
Cluster of tents on the side of a street in a city
PUBLISHED October 22nd, 2026

Open Table Nashville: Disrupting Homelessness With Love and Action

Britni Shrout

It only takes a few obstacles or a run of bad luck to find yourself without a place to call home. And once that …

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Risk Management
Someone sitting at a table using a calculator with data information on the table
PUBLISHED October 21st, 2026

Instead of Premium, Focus on Total Cost of Risk

Dylan Cozad

Too often, organizations evaluate their insurance program the same way consumers shop for cable packages or cell phone plans—compare prices, negotiate rates, and choose …

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Employee Benefits
PUBLISHED October 20th, 2026

GLP-1 Coverage for Employers: Should you cover it, control it, or rethink it?

Anu Dhamecha

GLP-1s are everywhere right now—and for employers, they’re creating one of the biggest pharmacy questions of the moment: Do we cover them? Limit them? …

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Compliance
PUBLISHED October 16th, 2026

Your Health Plan is Now a Fiduciary Target. Here’s what That Means For Employers

Bryan Gross

Most employers don’t wake up in the morning thinking about fiduciary liability. If they’re focused on employee benefits, it’s usually on controlling costs, improving …

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Employee Benefits
PUBLISHED October 13th, 2026

More Usage, Lower Costs: Rethinking Pharmacy Strategy 

Anu Dhamecha

For most employers, pharmacy feels like a simple equation: more prescriptions = more cost. Utilization goes up, spend follows. That’s been the assumption for …

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Compensation and Total Rewards
PUBLISHED October 6th, 2026

Compensation Planning for 2027 

Julie Bingham

Temperatures are dropping, Halloween decorations are already out, and you know what that means: It’s time for most organizations to finalize salary increase budgets …

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Risk Management
Woman sitting on the ground in front of a white background hugging her knees
PUBLISHED September 30th, 2026

Suicide Prevention: An Essential Part of a Strong Safety Culture

Mike Janicki

Until pretty recently, commercial safety programs focused exclusively on physical threats. Industrial, manufacturing, and construction companies invested heavily in physical safeguards—from fall protection and …

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