Construction + Surety

At MJ, construction and surety aren’t just specialties—they’re ingrained in our legacy. With a proud 60-year history in the industry, we focus on understanding your needs and crafting tailored strategies.

At the heart of every successful construction project is a delicate balance between labor, materials, and one often overlooked but significant expense—insurance. We get that dealing with insurance complexities isn’t the highlight of your day. That’s where we come in, helping untangle the insurance maze so you can get back to what you do best.

With our data-driven approach, we offer comprehensive solutions to safeguard your assets, ensure financial stability, protect the good health and morale of your employees, and achieve sustainable growth.

MJ’s dedicated construction and surety team is led by individuals who come from diverse backgrounds—everything from contracting to banking. Drawing on our industry knowledge, we’re not only able to provide proactive solutions through our partnerships and resources but also experienced enough to assist with organizational deployment.


Our surety team works hand in hand with our insurance professionals to deliver unparalleled service for your surety needs. Together, we understand the complexities of the surety business and are staffed to meet the time-sensitive demands of those we serve.

Our professionals provide assistance in areas such as contract review, onerous bond forms or contract provisions, financial statement analysis, subcontractor prequalification, succession planning, joint venture formations, and more. We provide critical advice that helps you maximize the surety support you receive on the best terms possible. Having built key relationships across all layers of the surety industry, we remove the uncertainty associated with the surety underwriting process and build a foundation for long-term success.

Leveraging Data for Future-Focused Decisions

In a high-risk industry, having the right information is paramount. That’s why we offer a powerful solution: APERTURE, our proprietary analytics tool. By harnessing your data, APERTURE enables us to analyze trends and extract actionable insights that can help you identify opportunities, manage risks, and make well-informed decisions.


With APERTURE, we go beyond mere data analysis. Our risk management and MJ Benefits+ teams work collaboratively, leveraging their expertise and your unique insights to uncover even greater opportunities for your success. Together, we’ll explore innovative strategies, devise customized solutions, and find the best path forward to achieve your goals.


In our experience, a robust culture of safety is the bedrock of organizational stability and profitability. Recognizing that every operation is unique, we specialize in crafting strategies tailored to your specific needs. From optimizing employee benefits plans to identifying potential hazards and coverage gaps, we provide solutions that enhance your efficiency, productivity, and overall success.

Our Comprehensive Services

  • Designing robust risk management strategies tailored to the construction industry
  • Crafting employee benefits plans to attract and retain top talent
  • Implementing safety initiatives and comprehensive coverage to protect your workforce and assets
  • Addressing supply chain challenges and optimizing operations
  • Assisting with compliance to meet industry standards and regulatory requirements
  • Advocating on your behalf in the event of a claim, ensuring a seamless process
  • Offering risk transfer options to optimize cost-effectiveness
  • Implementing holistic approaches to reduce workplace injury costs
  • Creating customized wellness plans that forecast future costs and prioritize employee wellbeing
  • Providing ongoing support and guidance to help you navigate the complexities of total rewards management
  • Developing financial planning and retirement solutions to help secure your employees’ future

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You deserve a partner who understands your unique needs. You deserve a partner like The MJ Companies.

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