It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

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WHAT WE DO

Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.

Analytics Risk Services Risk Transfer Claims Consulting Advocacy

MJ BENEFITS+

Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees.

Benefits Consulting Compensation + Total Rewards Consulting Retirement Consulting Leave + Absence Management

PERSONAL INSURANCE

Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Personal Insurance

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

2025 Federal Benefit Reporting Requirements

Thursday, January 16, 2025

Employer-sponsored group health plans are subject to an increasing number of federal reporting requirements throughout the year, so to help employers plan for 2025, we’ll provide a chronological overview for various reporting requirements tied to the Affordable Care Act (ACA), Mental Health Parity & Addiction Equity Act (MHPAEA), prescription drug reporting (RxDC), PCORI fees, gag clause attestations and more.

Benefits During Leave

Thursday, February 20, 2025

Many employers struggle with how to handle health and welfare benefit eligibility and employee contributions during employee leaves of absence. We encourage employers to proactively think about their leave policies and how they will handle benefits and payments while an employee is out on leave. We will help employers think through the compliance requirements for handling health and welfare benefits during different types of leave (e.g., FMLA, workers’ comp, state paid family leave, unprotected leave) by walking through several common scenarios).

Regulatory & Legislative Update

Thursday, March 20, 2025

As we settle into 2025 and the new administration is in place, it’s the perfect opportunity to look forward to what is expected for the remainder of the year. This month’s webinar will focus on any recent legislation, regulations, FAQs, and other guidance issued over the previous months to help employers keep up-to-date on the ever-changing employee benefit compliance requirements, and we may even provide some guesses as to what else we may see in the upcoming months.

What’s On Our Minds

Benefits+

PUBLISHED December 19th, 2024

Court Rejects New Notice Requirement for Fixed Indemnity Coverage

DeAnn Deck

On Dec. 4, 2024, the U.S. District Court for the Eastern District of Texas vacated a new notice requirement for fixed indemnity coverage in …

MJ Foundation

PUBLISHED December 18th, 2024

A Loving Approach to Impacting Lives

Britni Shrout

As we head into the holiday season, many of us reflect on the past year and feel grateful for all that we have. Whether …

Benefits+

PUBLISHED December 13th, 2024

Health Plans Must Update HIPAA Policies for New Reproductive Health Care Rights

DeAnn Deck

Beginning Dec. 23, 2024, covered entities and their business associates must comply with stricter HIPAA privacy protections for reproductive health care. These new protections …

Benefits+

PUBLISHED December 10th, 2024

A Future of Greater Benefits Flexibility for Employees

Doug Prince

Benefits may change, but these truths will never change: For any group of employees, a broad range of priorities and needs exist. And the …

Risk Management

PUBLISHED December 3rd, 2024

The Value of Business Interruption Insurance

The MJ Companies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging …

News and Updates

PUBLISHED November 26th, 2024

The MJ Companies Named as an Honoree for Phoenix Business Journal’s 2024 Best Places to Work Awards

The MJ Companies

PHOENIX (Nov. 26, 2024)– The MJ Companies, a leading financial services firm for over 60 years, has been included in this year’s group of …

Risk Management

PUBLISHED November 25th, 2024

Commercial Property/Casualty Market Index Q3/2024

The MJ Companies

Moderation in premium increases continued in Q3 2024, according to The Council’s Quarterly P/C Market Report. Premiums across all account sizes rose by 5.1%, …

MJ Foundation

PUBLISHED November 21st, 2024

The Power of Community

Britni Shrout

You’re 17 years old, facing the challenges of being a child in the foster care system, contending with abuse, and ultimately left in a …

Risk Management

PUBLISHED November 19th, 2024

Navigating Cybersecurity Challenges in the Construction Industry

The MJ Companies

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling …

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Contact

Indianapolis

Location

571 Monon Blvd.
Suite 400
Carmel, IN 46032

Telephone: (317) 805-7500
Fax: (317) 805-7515

Phoenix

Location

3900 E. Camelback Rd.
Suite 225
Phoenix, AZ 85018

Telephone: (602) 772-3300
Fax: (602) 772-3349

Denver

Location

201 Columbine St.,
Suite 300
Denver, CO 80206

Telephone: (720) 354-3861
Fax: (317) 805-7515