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It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

Learn more

WHAT WE DO

Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.

MJ BENEFITS+

Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees. 

PERSONAL INSURANCE

Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

HIPAA Compliance in 2025: Key Changes in Privacy & Security Rules

Tuesday, April 1, 2025

With the new administration in place, we are closely monitoring developments in the regulatory landscape, and it’s more important than ever for organizations to stay ahead of the curve. Join us for an insightful webinar where we’ll provide an in-depth look at the latest developments in HIPAA compliance, particularly the intersection of the HIPAA Privacy Rule and the newly proposed updates to the HIPAA Security Rule. This webinar will also include a deep dive into the HHS issued HIPAA Privacy Rule to Support Reproductive Health Care Privacy (the “2024 Privacy Rule”) and where that stands 70 days into the Trump administration.

Our experts will provide actionable insights to ensure your organization remains compliant. Whether you’re a plan sponsor, HR director, or compliance officer, this webinar is designed to help you navigate the complex regulatory landscape and ensure your organization is fully prepared for the upcoming changes. Stay informed, stay compliant, and ensure your organization is prepared for the evolving regulatory environment. Register now to secure your spot!

Register here

Taxation of Benefits

Thursday, April 17, 2025

As employers offer a variety of different benefits to employees and their family members, there is often confusion about how to correctly handle taxation. This includes both the question of whether the premiums should be paid pre-tax or after-tax as well as whether the benefit received under the plan is tax-free or not. This webinar will go over some of the most common benefit types and address the associated tax rules, which may vary depending upon which benefits and individuals involved.

Register here

2025 Swerve: Redirecting the Benefits Conversation

Wednesday, April 23, 2025

Join us for an exclusive seminar designed for forward-thinking HR executives who are ready to reimagine and redirect the benefits conversation. This annual conference is designed to provide you with fresh perspectives on the critical topics shaping the future of employee benefits and HR.

Hosted at the state-of-the-art Indianapolis Colt’s practice facility, this event offers a rare opportunity to experience an exclusive venue while diving into the latest trends and challenges in HR. Network with your peers, gain insights from industry experts, and uncover innovative approaches to elevating your benefits and HR strategy.

Space is limited, so secure your spot and register today!

SHRM Credits are available for event attendees. Virtual registration is also available.

register now

Affordability for Medical Coverage

Thursday, May 22, 2025

Whether an employer offers affordable medical coverage impacts eligibility for premium tax credits toward individual Marketplace coverage. In addition, applicable large employers must offer affordable medical coverage if they want to avoid employer shared responsibility rules under §4980H. Therefore, it is important for employers to understand and communicate whether coverage offered under an employer-sponsored group health plan is “affordable.” We’ll dive into the details of how to calculate a medical plan’s affordability for employees and their family members to help employers when setting plan contribution rates. In addition, for applicable large employers, we’ll address how to use the affordability safe harbors and how to report offers of coverage to avoid §4980H(b) penalties.

Register here

Future In Focus: 2026 Economic Outlook

Wednesday, June 25, 2025

Get the knowledge and insights you need to thrive in today’s uncertain economic climate.

Reserve your spot for our upcoming economic seminar and join us as we share financial market trends, projected changes in the economic landscape, and business strategies and tactics to help you navigate the future with confidence!

Virtual registration is also available. 

register here

Common Employer Questions

Thursday, June 26, 2025

This month we’ll address some of the most common benefit compliance questions we’re helping employers work through in 2025. The topics will range from everyday compliance issues (e.g., mid-year election changes) that continue to cause confusion, to struggles with how to comply with recent additions or changes to compliance requirements in accordance with the ever-changing laws and regulations.

Register here

What’s On Our Minds

Risk Management
PUBLISHED March 25th, 2025

2025 Market Outlook: Commercial Auto Insurance

The MJ Companies

For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue …

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Benefits+
PUBLISHED March 21st, 2025

Protecting Employees’ Medical Information in the Workplace

DeAnn Deck

Employers obtain employees’ medical information for various reasons, such as verifying a reasonable accommodation request, certifying leave or confirming eligibility for disability benefits. At …

Read More
MJ Foundation
PUBLISHED March 20th, 2025

Helping Girls Overcome Barriers to Become Strong, Smart, and Bold

Britni Shrout

“The Girls Inc. Indy internship has taught me so many transferable skills that will stick with me. I can say as a participant and …

Read More
Benefits+
PUBLISHED March 18th, 2025

Systematic Workplace Wellness is the Key to Beating Burnout 

Breanna Evans and Matt Mishkind, PhD

The modern American workforce is grappling with significant work-related stress. A recent study from the American Psychological Association found that 77 percent or more …

Read More
Risk Management
PUBLISHED March 13th, 2025

2025 Market Outlook: Commercial Property Insurance

The MJ Companies

Moving into 2025, the commercial property insurance market appears to be stabilizing, and most renewals with favorable loss histories will see single-digit rate increases …

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News and Updates
PUBLISHED March 11th, 2025

The MJ Companies Appoints Jake Burris as Director, Sales Enablement

The MJ Companies

INDIANAPOLIS [March 11, 2025]— The MJ Companies, a leading financial services firm for nearly 60 years, is proud to announce the appointment of Jake …

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Benefits+
PUBLISHED March 4th, 2025

What’s good for the environment may not be good for your 401(k) participants

Doug Prince

We’ve had a number of questions from clients about adding environmental, social and governance (ESG) investments in their retirement plan. To date, the law …

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MJ Foundation
PUBLISHED February 27th, 2025

The MJ Foundation Releases Its 2024 Foundation Impact Report

The MJ Companies

INDIANAPOLIS (February 27, 2024) – The MJ Foundation, the charitable arm of leading financial services firm, The MJ Companies, has released its 2024 annual …

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Risk Management
PUBLISHED February 25th, 2025

Commercial Property/Casualty Market Index Q4/2024

The MJ Companies

Premiums across all account sizes rose by an average of 5.4% in Q4 2024, a slight increase from the previous quarter’s 5.1%. As in …

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Contact

Indianapolis

Location

571 Monon Blvd.
Suite 400
Carmel, IN 46032

Telephone: (317) 805-7500
Fax: (317) 805-7515

Phoenix

Location

2525 E. Camelback Rd.
Suite 1150
Phoenix, AZ 85016

Telephone: (602) 772-3300
Fax: (602) 772-3349

Denver

Location

44 Cook St.,
Suite 700
Denver, CO 80206

Telephone: (720) 354-3861
Fax: (317) 805-7515