It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

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WHAT WE DO

Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.

Analytics Risk Services Risk Transfer Claims Consulting Advocacy

MJ BENEFITS+

Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees.

Benefits Consulting Compensation + Total Rewards Consulting Retirement Consulting Leave + Absence Management

PERSONAL INSURANCE

Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Personal Insurance

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

HIPAA Privacy & Security Rules

Thursday, July 24, 2025

Join us as we delve into the essentials of HIPAA privacy and security for employer-sponsored group health plans. This session will cover the fundamental principles of HIPAA, ensuring you understand the critical aspects of handling protected health information (PHI) as well as the impact of the potential changes in the proposed HIPAA security rule. We will also share practical tips to address frequent employer misunderstandings and struggles related to HIPAA compliance.

Regulatory & Legislative Update

Thursday, August 21, 2025

Stay ahead of the curve with this webinar focused on the latest developments in employee benefit compliance. This session will provide a comprehensive overview of recent legislation, regulations, FAQs, and other guidance issued over the past few months, ensuring that employers are well-informed about the ever-changing compliance landscape. Our speakers will discuss the nuances of these updates, offering practical insights and actionable advice to help your organization comply with the latest standards.

Determining Full-Time Status

Thursday, September 25, 2025

This month’s webinar will offer practical advice to help employers determine full-time status and ensure compliance with benefit eligibility requirements. We will cover the differences in requirements for small employers versus applicable large employers as well as for different types of benefits. We will explain the monthly measurement method versus the look-back measurement method and the break in service rules for leaves of absence and rehires. Examples will be provided to help employers manage different types of common employee positions.

What’s On Our Minds

Risk Management

PUBLISHED July 17th, 2025

Navigating Cybersecurity Challenges in the Health Care Industry

The MJ Companies

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected …

Pharmacy

PUBLISHED July 15th, 2025

Navigating the Future of Pharmacy for Smarter, Healthier Benefits

The MJ Companies

Personally or professionally, everyone reading this almost certainly interacts with pharmacy in some way. There’s a lot of fear and concern at the present …

Benefits+

PUBLISHED July 11th, 2025

OBBBA Expands and Makes Permanent Employer Tax Credit for PFML

DeAnn Deck

The budget bill President Donald J. Trump signed into law on July 4, commonly called the “One Big Beautiful Bill Act” (OBBBA), affected a …

Compliance

PUBLISHED July 10th, 2025

HHS Revises Cost-sharing Limits for 2026 Plan Years

DeAnn Deck

On June 25, 2025, the U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable …

Compliance

PUBLISHED July 9th, 2025

The “One Big Beautiful Bill Act” Includes Changes for Employee Benefits

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

Compliance

PUBLISHED July 8th, 2025

Congress Permanently Extends Pre-deductible Telehealth Coverage for HDHPs/HSAs

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill (commonly referred to as the “One Big Beautiful Bill Act”) …

Retirement

PUBLISHED July 8th, 2025

Retirement Benefits: What’s Next for Employers?

The MJ Companies

When it comes to aligning retirement benefits to organizational strategy, CEO of MJ Retirement Doug Prince told SWERVE seminar attendees gathered at the Indiana …

News and Updates

PUBLISHED July 1st, 2025

MJ AND SAMBASAFETY: A NEW PARTNERSHIP FOR INSIGHT INTO DRIVER BEHAVIOR

The MJ Companies

At MJ, we are always looking to collaborate with providers who will help us offer more to our clients, and we’re delighted to be …

Compliance

PUBLISHED June 27th, 2025

U.S. Supreme Court Upholds ACA’s Mandate for Free Preventive Care

DeAnn Deck

On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood …

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contact us

Indianapolis

Location

571 Monon Blvd., Suite 400,
Carmel, IN 46032

Telephone: (317) 805-7500
Fax: (317) 805-7515

Phoenix

Location

2525 E. Camelback Rd., Suite 1150,
Phoenix, AZ 85016

Telephone: (602) 772-3300
Fax: (602) 772-3349

Denver

Location

44 Cook St., Suite 700
Denver, CO 80206

Telephone: (720) 354-3861
Fax: (317) 805-7515

Nashville

Location

21 Platform Way S, 14th Floor
Nashville, TN 37203

Telephone: (615) 942-0968
Fax: (317) 805-7515