It's time to raise your expectations.

We put your future in focus by visualizing your data, identifying trends, and giving you actionable insight.

Get a Glimpse into the Future

Your data tells the story of your business. As MJ’s proprietary analytics tool, APERTURE can help bring your data into focus so you can understand the past—and forecast what’s to come.

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WHAT WE DO

Risk Management

Optimizing your risk management strategy is a crucial part of achieving your business goals. Our team can get you there.

Analytics Risk Services Risk Transfer Claims Consulting Advocacy

MJ BENEFITS+

Our Benefits+ programs are designed to go beyond standard solutions, providing a comprehensive and fully customized approach to employee benefits consulting that prioritizes the health, happiness, and success of your employees.

Benefits Consulting Compensation + Total Rewards Consulting Retirement Consulting Leave + Absence Management

PERSONAL INSURANCE

Personal insurance can be in impersonal business, but not at MJ. We work hard to help you plan for the future and protect what matters most.

Personal Insurance

Why MJ

Driven by passion.

Inspired through leadership.

Fueled by curiosity.

Pushed by determination.

Empowered by innovation.

Focused on fun.

Regulatory & Legislative Update: OBBBA & Other Activity

Thursday, August 21, 2025

Stay ahead of the curve with this webinar focused on the latest developments in employee benefits compliance, with a special spotlight on the One Big Beautiful Bill Act (OBBBA). This session will provide a comprehensive overview of the OBBBA and other recent legislation, regulations, FAQs, and other guidance issued over the past few months, ensuring that employers are well-informed about the ever-changing compliance landscape. Our speakers will discuss the nuances of these updates, offering practical insights and actionable advice to help your organization comply with the latest standards and plan for the future.

Determining Full-Time Status

Thursday, September 25, 2025

This month’s webinar will offer practical advice to help employers determine full-time status and ensure compliance with benefit eligibility requirements. We will cover the differences in requirements for small employers versus applicable large employers as well as for different types of benefits. We will explain the monthly measurement method versus the look-back measurement method and the break in service rules for leaves of absence and rehires. Examples will be provided to help employers manage different types of common employee positions.

What’s On Our Minds

Compliance

PUBLISHED August 8th, 2025

DOL Issues Updated Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

Benefits+

PUBLISHED August 7th, 2025

How Employers Should Handle MLR Rebates

DeAnn Deck

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

Compliance

PUBLISHED August 6th, 2025

ACA Affordability Percentage Will Increase for 2026

DeAnn Deck

The IRS released Revenue Procedure 2025-25 to index the contribution percentage in 2026 for determining the affordability of an employer’s health plan under the …

Emerging Risks

PUBLISHED August 5th, 2025

FUTURE IN FOCUS: 2026 ECONOMIC OUTLOOK

The MJ Companies

If you’re feeling bereft about the state of the economy, you might be looking at the wrong headlines, according to ITR Economics Senior Forecaster …

MJ Foundation

PUBLISHED July 31st, 2025

Providing essentials for children in the foster community

Britni Shrout

Today, and every other day this year, 35 Arizonans will get an important call: a call asking them to give as many as seven …

Risk Management

PUBLISHED July 29th, 2025

Understanding and Preventing Fleet Fraud

The MJ Companies

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets …

Compliance

PUBLISHED July 23rd, 2025

Trump Accounts: New Tax-favored Accounts for Children

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

MJ Foundation

PUBLISHED July 22nd, 2025

MJ Raises Over $158K for Community at MJ Foundation Golf Outing

The MJ Companies

INDIANAPOLIS (July 22, 2025) – The MJ Companies, a leading financial services firm for more than 60 years, hosted its third annual MJ Foundation …

Risk Management

PUBLISHED July 17th, 2025

Navigating Cybersecurity Challenges in the Health Care Industry

The MJ Companies

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected …

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contact us

Indianapolis

Location

571 Monon Blvd., Suite 400,
Carmel, IN 46032

Telephone: (317) 805-7500
Fax: (317) 805-7515

Phoenix

Location

2525 E. Camelback Rd., Suite 1150,
Phoenix, AZ 85016

Telephone: (602) 772-3300
Fax: (602) 772-3349

Denver

Location

44 Cook St., Suite 700
Denver, CO 80206

Telephone: (720) 354-3861
Fax: (317) 805-7515

Nashville

Location

21 Platform Way S, 14th Floor
Nashville, TN 37203

Telephone: (615) 942-0968
Fax: (317) 805-7515