MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Compliance | Employee Benefits

A New Approach to Maternity Billing and It’s Impact on Employers

For decades, maternity care in the United States has been billed under a single bundled fee covering an entire pregnancy, from the first prenatal visit through postpartum checkup. Effective Jan. 1, 2027, the American Medical Association (AMA) is retiring that (…)

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Compliance
A pregnant woman sits at her desk looking at her laptop with her hand over her stomach.
PUBLISHED October 30th, 2026

A New Approach to Maternity Billing and It’s Impact on Employers

Bryan Gross

For decades, maternity care in the United States has been billed under a single bundled fee covering an entire pregnancy, from the first prenatal …

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Compliance
A computer with a man in a suit typing on it that has an email notification on the screen
PUBLISHED October 28th, 2026

The Next Fiduciary Decision May Already Be Sitting In Your Inbox 

Bryan Gross

When most employers think about fiduciary decisions, they picture major moments. Selecting a health plan vendor. Evaluating a pharmacy benefit manager. Establishing a benefits …

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Employee Benefits
PUBLISHED October 20th, 2026

GLP-1 Coverage for Employers: Should you cover it, control it, or rethink it?

Anu Dhamecha

GLP-1s are everywhere right now—and for employers, they’re creating one of the biggest pharmacy questions of the moment: Do we cover them? Limit them? …

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Employee Benefits
PUBLISHED October 13th, 2026

More Usage, Lower Costs: Rethinking Pharmacy Strategy 

Anu Dhamecha

For most employers, pharmacy feels like a simple equation: more prescriptions = more cost. Utilization goes up, spend follows. That’s been the assumption for …

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Employee Benefits
PUBLISHED September 22nd, 2026

High-Cost Claims: Why a Small Number of Members Drive Most Healthcare Costs 

Alina Junkermeier

Healthcare costs often feel unpredictable—but when you break down the data, a clear pattern emerges. Across nearly every employer population, a very small percentage …

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Employee Benefits
PUBLISHED September 16th, 2026

Why Group Captive Insurance Is Helping Employers Control Rising Healthcare Costs 

Byron Shultz

Rising healthcare costs are forcing employers to rethink how they fund and manage employee benefits. As specialty drug spending, high-cost claims, and medical inflation …

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News and Updates
PUBLISHED September 14th, 2026

The MJ Companies Hires Viridiana Schoenfeld as Employee Benefits Consultant 

The MJ Companies

Leading business and financial services firm expands employee benefits consulting capabilities with strategic hire in Phoenix office  PHOENIX (Sept. 14, 2026) – The MJ …

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Compliance
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED August 28th, 2026

IRS PROPOSES RULES FOR DEPENDENT CARE FSA NONDISCRIMINATION TESTING

Bryan Gross

On Aug. 11, 2026, the IRS issued proposed rules addressing nondiscrimination testing requirements for dependent care flexible spending accounts (FSAs). This marks the first …

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Employee Benefits
People looking over a piece of paper on a table with a laptop
PUBLISHED August 13th, 2026

AN ICHRA MAY SOLVE A COST PROBLEM. BUT IS IT SOLVING THE RIGHT PROBLEM?

Courtney Hutchison

For employers facing rising healthcare costs, the search for sustainable benefits strategies has become increasingly urgent. Organizations are looking for ways to create more …

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Employee Benefits
A glass chart with a glass arrow pointing upwards
PUBLISHED August 12th, 2026

THE STOP-LOSS MARKET IS CHANGING. HERE’S WHERE EMPLOYERS SHOULD FOCUS.

Paige Beilby

If your most recent stop-loss renewal felt more challenging than usual, you’re not alone. Over the past year, I’ve had more conversations with employers …

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Compliance
Architectural details of classical columns from a historic building, showcasing intricate carvings and a low-angle perspective highlighting the grandeur of the structure.
PUBLISHED August 7th, 2026

MEDICARE PART D CREDITABILITY UPDATE

Bryan Gross

Employers are not required to offer creditable prescription drug coverage, but they are required to determine and communicate creditable (or non-creditable) status to eligible …

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Compliance
Close-up view of marble columns with the American flag visible in the background, capturing the architectural details of a historic building.
PUBLISHED July 24th, 2026

EBSA RELEASES AGENDA OUTLINING UPCOMING REGULATORY ACTIONS

Bryan Gross

On July 3, 2026, the Trump administration released its 2026 Regulatory Plan and Unified Agenda of Regulatory and Deregulatory Actions (Agenda), identifying its significant …

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