Energy and Mining

The coal industry faces challenges in an era of heightened regulatory scrutiny, market shifts, and alternative energy methods. However, armed with over 40 years of expertise in the mining and energy space, MJ goes beyond conventional solutions. As dedicated partners committed to your success, we design tailored insurance and risk management programs to meet your unique needs.

MJ Risk Management Specialties Energy Mining

Innovation is in our DNA. In the 1970s, when workers’ compensation insurance costs soared uncontrollably, we didn’t just adapt—we pioneered a game-changing solution. Our proprietary dividend program, born out of necessity, has since saved our mining clients millions of dollars.

As governmental regulations shift, we pivot. Securing reclamation bonds is crucial for permitting, and our real-time geological data utilization allows us to negotiate favorable terms and set your business up for success. Our tailored solutions not only safeguard your assets but also contribute to the good health and morale of your workforce.

Leveraging Data for Future-Focused Decisions

In a high-risk industry, having the right information is paramount. That’s why we offer a powerful solution: APERTURE, our proprietary analytics tool. By harnessing your real-time data, APERTURE enables us to analyze trends and extract actionable insights that can help you identify opportunities, manage risks, and make well-informed decisions.


With APERTURE, we go beyond mere data analysis. Our risk management and MJ Benefits+ teams work collaboratively, leveraging their expertise and your unique insights to uncover even greater opportunities for your success. Together, we’ll explore innovative strategies, devise customized solutions, and find the best path forward to achieve your goals.

Tailored Solutions

Our team takes the time to understand your unique operation, goals, and challenges. We then design customized strategies aligned with your needs. From optimizing employee benefits plans to mitigating risk, we provide solutions that enhance your efficiency, productivity, and overall success.

Our Comprehensive Services

  • Securing reclamation bonds critical to permitting and negotiating more favorable terms with sureties
  • Crafting employee benefits plans to attract and retain top talent
  • Assisting with compliance to meet industry standards and regulatory requirements
  • Advocating on your behalf in the event of a claim, ensuring a seamless process
  • Offering risk transfer options to optimize cost-effectiveness
  • Implementing holistic approaches to reduce workplace injury costs
  • Creating customized wellness plans that prioritize employee wellbeing
  • Providing consultative guidance to help you navigate the complexities of total rewards management
  • Developing financial planning and retirement solutions to help secure your employees’ future

Contact Us

You deserve a partner who understands your unique needs. You deserve a partner like The MJ Companies.

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