MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Employee Benefits
Employee Benefits

FIVE ESSENTIALS FOR ACCESSIBLE CONTENT

Few of us would argue against making sure everyone can use the content we create online and in digital documents, yet I’m constantly surprised by how much more there is to learn. The push for accessibility has heightened over the (…)

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Risk Management
Modern architectural design featuring a geometric glass and metal facade with angular lines and reflective surfaces against a blue sky.
PUBLISHED April 15th, 2025

The Impact of Tariffs on the Commercial Insurance Market

The MJ Companies

Tariffs refer to taxes on goods traded internationally. When imported goods reach a country’s border, its government collects tariffs, also called customs duties, based …

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Risk Management
Business professionals discussing data analytics and technology innovations over a laptop, with graphs and charts in the background illustrating growth and trends.
PUBLISHED April 8th, 2025

Thoughts After a Deep Dive Into the CIAB Commercial Property/Casualty Market Report

Ryan Daniele, Kate Murray, and Jake Burris

After spending some time with the Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Report for Q4 2024, a few things stood out …

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Risk Management
A dynamic view of a highway during sunset, showcasing vibrant orange and purple skies, with cars in motion on the road. The image captures the sense of speed and travel, highlighting the beauty of a scenic drive.
PUBLISHED March 25th, 2025

2025 Market Outlook: Commercial Auto Insurance

The MJ Companies

For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue …

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Risk Management
Modern skyscrapers with glass facades reflecting the sky and clouds, showcasing contemporary architectural design and urban development.
PUBLISHED March 13th, 2025

2025 Market Outlook: Commercial Property Insurance

The MJ Companies

Moving into 2025, the commercial property insurance market appears to be stabilizing, and most renewals with favorable loss histories will see single-digit rate increases …

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Risk Management
Stock market chart displaying candlestick patterns, trend lines, and moving averages on a blue background, illustrating market fluctuations and trading analysis.
PUBLISHED February 25th, 2025

Commercial Property/Casualty Market Index Q4/2024

The MJ Companies

Premiums across all account sizes rose by an average of 5.4% in Q4 2024, a slight increase from the previous quarter’s 5.1%. As in …

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Risk Management
Group of volunteers participating in a community clean-up event, collecting trash in blue bags while wearing matching light blue t-shirts. The scene showcases teamwork and environmental stewardship in a sunny outdoor setting.
PUBLISHED February 20th, 2025

Nonprofit Sector Trends to Watch in 2025

The MJ Companies

To continue serving the public and fulfilling their missions, nonprofit leaders must proactively respond to emerging trends that impact their sector. In 2025, key …

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Risk Management
Nighttime coastal view of a beachside community with flames and smoke rising from nearby hills, highlighting the impact of a wildfire. The scene captures illuminated homes along the shoreline, contrasting against the ominous orange sky.
PUBLISHED January 28th, 2025

Verisk Estimates LA Wildfire Insured Losses at $28 to $35 Billion

The MJ Companies

Verisk’s Extreme Event Solutions team has projected insured losses ranging from $28 billion to $35 billion for the Palisades and Eaton Fires that devastated …

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Risk Management
Sign indicating that a business is closed, featuring the text "Sorry, We're Closed" on a decorative background.
PUBLISHED December 3rd, 2024

The Value of Business Interruption Insurance

The MJ Companies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging …

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Risk Management
Stock market chart displaying candlestick patterns, trend lines, and moving averages on a blue background, illustrating market fluctuations and trading analysis.
PUBLISHED November 25th, 2024

Commercial Property/Casualty Market Index Q3/2024

The MJ Companies

Moderation in premium increases continued in Q3 2024, according to The Council’s Quarterly P/C Market Report. Premiums across all account sizes rose by 5.1%, …

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Risk Management
A construction professional types on a laptop at a work desk with blueprints and a yellow hard hat, while two colleagues discuss plans in the background.
PUBLISHED November 19th, 2024

Navigating Cybersecurity Challenges in the Construction Industry

The MJ Companies

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling …

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Risk Management
Red "Sorry We Are Closed" sign hanging in a storefront, indicating that the business is not currently open to customers.
PUBLISHED November 12th, 2024

Additional Coverages and Extensions Under the Business Income and Extra Expense Form

The MJ Companies

When organizations encounter unexpected disasters, avoiding operational disruptions or temporary shutdowns may be challenging, and even brief closures can carry costly consequences. That’s where …

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Risk Management
Wooden gavel resting on a background of scattered hundred-dollar bills, symbolizing justice and financial matters in legal contexts.
PUBLISHED October 29th, 2024

The Rise of Nuclear Verdicts: A Case Study

The MJ Companies

What Is a Nuclear Verdict? Nuclear verdicts refer to exceptionally high jury awards—generally, those exceeding $10 million. Such verdicts have become increasingly common in …

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