MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That is, property rates continue to decrease broadly over various industry rates, and casualty rates are increasing (…)

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Risk Management
A close up of a computer screen with various different charts that are different colors
PUBLISHED May 19th, 2026

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

Ryan Daniele

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That …

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Risk Management
Woman in a pink sweater sits at a teal blue desk with her hands on her keyboard as she codes on the desktop in front of her.
PUBLISHED May 18th, 2026

MOVING BEYOND ERGONOMICS TO THE INDUSTRIAL ATHLETE

Mike Janicki

As an employer, you might not think much about what makes an athlete. But doing so can provide a leap ahead in how you …

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Risk Management
A blue chart, increasing in height with a white arrow on top of it that goes up with the chart. Coins are next to the blue chart also increasing in size.
PUBLISHED May 14th, 2026

MITIGATE THE IMPACT OF SOCIAL INFLATION

Aaron Parker

If you haven’t already felt the weight of social inflation—that is, the increase in claims costs that arises from behavior and attitudes—you almost certainly …

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Risk Management
Trucks driving on an open highway going in two different directions as the sun sets
PUBLISHED May 7th, 2026

WHAT COULD A STOCK THROUGHPUT POLICY DELIVER FOR YOU?  

Adam Adler

HOW STOCK THROUGHPUT COVERAGE SIMPLIFIES RISK, LOWERS DEDUCTIBLES, AND STRENGTHENS PROPERTY PROGRAMS Stock Throughput (STP) policies aren’t new—they’ve been around since the 1970s—but in …

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Risk Management
Male teacher leans over students who are writing in notebooks to help them with what they are working on
PUBLISHED April 28th, 2026

Five Ways to Keep Your School Safe and Insurable

Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a …

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Risk Management
Worker in a hard hat and safety glasses using a tablet in a manufacturing facility, surrounded by machinery and materials, emphasizing technology in industrial operations.
PUBLISHED March 19th, 2026

Manufacturing Industry Trends to Watch in 2026

The MJ Companies

Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is …

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Risk Management
Construction worker reviewing project plans with yellow hard hat and measuring tools on the table.
PUBLISHED March 17th, 2026

Best Practices for Responding to General Liability Claims

The MJ Companies

Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor …

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Risk Management
Stethoscope and pen on a financial chart background, symbolizing the intersection of healthcare and finance.
PUBLISHED March 3rd, 2026

Health Care Industry Trends to Watch in 2026

The MJ Companies

Health care organizations enter 2026 facing numerous operational, financial and liability pressures, including labor shortages, inflation, supply chain volatility and the impact of U.S. …

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Risk Management
Stock market chart displaying an upward trend with candlestick patterns and moving averages, illustrating financial growth and trading analysis.
PUBLISHED February 26th, 2026

2025 Ended with Softest Market Conditions Since 2017 for all Account Sizes & Majority of Lines of Business, The Council’s P/C Market Survey Shows

The MJ Companies

The market appeared to move further into the soft part of the insurance market cycle in Q4 2025. Premiums across all account sizes rose …

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Risk Management
Group of professionals collaborating at a conference table with documents, tablets, and pens, discussing business strategies in a modern office environment.
PUBLISHED February 17th, 2026

The Hard Market Is Shifting—Here’s What That Means for YOU

Adam Adler

For years, organizations have been told the same thing at renewal: higher costs, fewer options, and little room to negotiate. Now, that message is …

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Risk Management
Yellow hard hat covered in snow, resting on a metal beam, symbolizing winter safety in construction environments.
PUBLISHED January 29th, 2026

Fatigue Risks in Cold Conditions

The MJ Companies

Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the …

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Risk Management
Construction workers in safety vests and helmets observing scaffolding at a building site during sunset.
PUBLISHED December 16th, 2025

OSHA Announces Top 10 Violations for 2025

The MJ Companies

OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses …

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