MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Benefits+ | Employee Benefits

Keep Employees Informed About Mental Health Benefits

Chances are good that you’re paying (and paying a lot) for mental health benefits employees aren’t even aware of. Chances are also good that a number of your plan participants would utilize those services if they were aware of them.   (…)

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Risk Management
PUBLISHED April 28th, 2025

April Marks Distracted Driving Awareness Month

The MJ Companies

The National Safety Council designates April as Distracted Driving Awareness Month. This annual campaign is intended to raise awareness about the dangers of distracted …

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Risk Management
PUBLISHED April 15th, 2025

The Impact of Tariffs on the Commercial Insurance Market

The MJ Companies

Tariffs refer to taxes on goods traded internationally. When imported goods reach a country’s border, its government collects tariffs, also called customs duties, based …

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Risk Management
PUBLISHED April 8th, 2025

Thoughts After a Deep Dive Into the CIAB Commercial Property/Casualty Market Report

Ryan Daniele, Kate Murray, and Jake Burris

After spending some time with the Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Report for Q4 2024, a few things stood out …

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Risk Management
PUBLISHED March 25th, 2025

2025 Market Outlook: Commercial Auto Insurance

The MJ Companies

For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue …

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Risk Management
PUBLISHED March 13th, 2025

2025 Market Outlook: Commercial Property Insurance

The MJ Companies

Moving into 2025, the commercial property insurance market appears to be stabilizing, and most renewals with favorable loss histories will see single-digit rate increases …

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Risk Management
PUBLISHED February 25th, 2025

Commercial Property/Casualty Market Index Q4/2024

The MJ Companies

Premiums across all account sizes rose by an average of 5.4% in Q4 2024, a slight increase from the previous quarter’s 5.1%. As in …

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Risk Management
PUBLISHED February 20th, 2025

Nonprofit Sector Trends to Watch in 2025

The MJ Companies

To continue serving the public and fulfilling their missions, nonprofit leaders must proactively respond to emerging trends that impact their sector. In 2025, key …

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Risk Management
PUBLISHED January 28th, 2025

Verisk Estimates LA Wildfire Insured Losses at $28 to $35 Billion

The MJ Companies

Verisk’s Extreme Event Solutions team has projected insured losses ranging from $28 billion to $35 billion for the Palisades and Eaton Fires that devastated …

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Risk Management
PUBLISHED December 3rd, 2024

The Value of Business Interruption Insurance

The MJ Companies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging …

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Risk Management
PUBLISHED November 25th, 2024

Commercial Property/Casualty Market Index Q3/2024

The MJ Companies

Moderation in premium increases continued in Q3 2024, according to The Council’s Quarterly P/C Market Report. Premiums across all account sizes rose by 5.1%, …

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Risk Management
PUBLISHED November 19th, 2024

Navigating Cybersecurity Challenges in the Construction Industry

The MJ Companies

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling …

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Risk Management
PUBLISHED November 12th, 2024

Additional Coverages and Extensions Under the Business Income and Extra Expense Form

The MJ Companies

When organizations encounter unexpected disasters, avoiding operational disruptions or temporary shutdowns may be challenging, and even brief closures can carry costly consequences. That’s where …

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