MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

Five Ways to Keep Your School Safe and Insurable

PUBLISHED April 28th, 2026
Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a high-stakes balancing act between protecting students and staff—and meeting the evolving expectations of insurers. For every (…)

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Risk Management
Close-up view of three stacked laptops showcasing their ports, including USB-C, HDMI, and USB-A, on a cardboard background, illustrating modern laptop connectivity options.
PUBLISHED October 21st, 2025

Bricking Coverage in Cyber Insurance

The MJ Companies

Bricking is a type of cyberattack that renders a device unusable, effectively making it a “brick.” It targets hardware—disabling computers, tablets, hard drives, phones …

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Risk Management
Wooden gavel resting on a pile of hundred-dollar bills, symbolizing legal proceedings and financial matters.
PUBLISHED September 23rd, 2025

THE RISING RISK OF NUCLEAR VERDICTS IN MANAGEMENT LIABILITY LITIGATION

The MJ Companies

Nuclear verdicts, which refer to exceptionally high jury awards, have become increasingly common. Several factors have contributed to this trend, including a shifting litigation …

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Risk Management
Abstract digital circuit board with security padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED September 16th, 2025

U.S. Average Breach Cost Hits Record High of $10.22 Million

The MJ Companies

The average cost of a data breach in the U.S. soared to an all-time high of $10.22 million, even as the global average cost …

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Risk Management
Financial market analysis chart displaying candlestick patterns, trend lines, and indicators on a dark background, illustrating price movements and trading strategies.
PUBLISHED August 18th, 2025

Most Lines of Business Softened in Q2 2025, The Council’s P+C Market Survey Shows

The MJ Companies

Softened market conditions were again evident this quarter. Premiums across all account sizes rose by an average of 3.7%, down from 4.2% in Q1 …

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Risk Management
Two construction workers wearing bright yellow safety vests hold blue hard hats while standing in a warehouse aisle, emphasizing workplace safety and preparedness.
PUBLISHED August 12th, 2025

Five Strategies for Reducing Workers’ Compensation Costs

The MJ Companies

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key …

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Emerging Risks
Business professional speaking at a conference, engaging the audience with a presentation in a well-lit seminar room. A large screen displays data behind him, while attendees listen attentively from their seats.
PUBLISHED August 5th, 2025

FUTURE IN FOCUS: 2026 ECONOMIC OUTLOOK 

The MJ Companies

If you’re feeling bereft about the state of the economy, you might be looking at the wrong headlines, according to ITR Economics Senior Forecaster …

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Risk Management
Red toy truck carrying a stack of credit cards on a dark surface, symbolizing finance and online shopping.
PUBLISHED July 29th, 2025

Understanding and Preventing Fleet Fraud

The MJ Companies

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets …

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Risk Management
Healthcare professional using a laptop, surrounded by digital health icons, including medical tools and patient data, emphasizing technology in modern medicine.
PUBLISHED July 17th, 2025

Navigating Cybersecurity Challenges in the Health Care Industry

The MJ Companies

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected …

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Risk Management
Male teacher assisting a young student with a laptop in a classroom setting, while other students work on their devices at a table. The environment is modern and collaborative, emphasizing hands-on learning and technology in education.
PUBLISHED June 3rd, 2025

K-12 Schools: Make Cybersecurity a Priority 

Adam Adler

Given that 82% of K-12 schools experienced a cyber incident between July 2023 and December 2024 (per a new Center for Internet Security report), …

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Risk Management
Stock market chart displaying candlestick patterns, trend lines, and moving averages on a dark background, illustrating market fluctuations and trading analysis.
PUBLISHED May 22nd, 2025

Most Lines of Business Softening, Litigation Influencing Others, The Council’s Q1 2025 P/C Market Survey Shows

The MJ Companies

There were clear signs of softened market conditions this quarter, a continuation of a trend in 2024 of flat to lower premium increases for …

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Risk Management
Truck traveling on a highway surrounded by majestic snow-capped mountains and dense evergreen forests, highlighting scenic transportation routes in mountainous regions.
PUBLISHED April 28th, 2025

April Marks Distracted Driving Awareness Month

The MJ Companies

The National Safety Council designates April as Distracted Driving Awareness Month. This annual campaign is intended to raise awareness about the dangers of distracted …

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Risk Management
Modern architectural design featuring a geometric glass and metal facade with angular lines and reflective surfaces against a blue sky.
PUBLISHED April 15th, 2025

The Impact of Tariffs on the Commercial Insurance Market

The MJ Companies

Tariffs refer to taxes on goods traded internationally. When imported goods reach a country’s border, its government collects tariffs, also called customs duties, based …

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