MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

Five Ways to Keep Your School Safe and Insurable

PUBLISHED April 28th, 2026
Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a high-stakes balancing act between protecting students and staff—and meeting the evolving expectations of insurers. For every (…)

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Risk Management
Male teacher leans over students who are writing in notebooks to help them with what they are working on
PUBLISHED April 28th, 2026

Five Ways to Keep Your School Safe and Insurable

Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a …

Read More
Risk Management
Worker in a hard hat and safety glasses using a tablet in a manufacturing facility, surrounded by machinery and materials, emphasizing technology in industrial operations.
PUBLISHED March 19th, 2026

Manufacturing Industry Trends to Watch in 2026

The MJ Companies

Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is …

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Risk Management
Construction worker reviewing project plans with yellow hard hat and measuring tools on the table.
PUBLISHED March 17th, 2026

Best Practices for Responding to General Liability Claims

The MJ Companies

Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor …

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Risk Management
Stethoscope and pen on a financial chart background, symbolizing the intersection of healthcare and finance.
PUBLISHED March 3rd, 2026

Health Care Industry Trends to Watch in 2026

The MJ Companies

Health care organizations enter 2026 facing numerous operational, financial and liability pressures, including labor shortages, inflation, supply chain volatility and the impact of U.S. …

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Risk Management
Stock market chart displaying an upward trend with candlestick patterns and moving averages, illustrating financial growth and trading analysis.
PUBLISHED February 26th, 2026

2025 Ended with Softest Market Conditions Since 2017 for all Account Sizes & Majority of Lines of Business, The Council’s P/C Market Survey Shows

The MJ Companies

The market appeared to move further into the soft part of the insurance market cycle in Q4 2025. Premiums across all account sizes rose …

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Risk Management
Group of professionals collaborating at a conference table with documents, tablets, and pens, discussing business strategies in a modern office environment.
PUBLISHED February 17th, 2026

The Hard Market Is Shifting—Here’s What That Means for YOU

Adam Adler

For years, organizations have been told the same thing at renewal: higher costs, fewer options, and little room to negotiate. Now, that message is …

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Risk Management
Yellow hard hat covered in snow, resting on a metal beam, symbolizing winter safety in construction environments.
PUBLISHED January 29th, 2026

Fatigue Risks in Cold Conditions

The MJ Companies

Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the …

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Risk Management
Construction workers in safety vests and helmets observing scaffolding at a building site during sunset.
PUBLISHED December 16th, 2025

OSHA Announces Top 10 Violations for 2025

The MJ Companies

OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses …

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Risk Management
Snow-covered tree branches create a serene winter landscape, showcasing a thick layer of snow on the twigs and limbs against a bright, white backdrop.
PUBLISHED December 2nd, 2025

Employer Responsibilities in Winter Weather

The MJ Companies

Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to …

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Risk Management
Stock market chart displaying upward trends with candlestick patterns and moving averages in a dark background, illustrating financial growth and analysis.
PUBLISHED November 18th, 2025

STRONG SIGNS OF MODERATION WERE EVIDENT IN Q3 2025, THE COUNCIL’S P/C MARKET SURVEY SHOWS

The MJ Companies

Q3 2025 showed clear soft market conditions across the board. Premiums across all account sizes rose by an average of 1.6%, down from 3.7% …

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Risk Management
Business professional calculating finances with a calculator, surrounded by financial documents and a pen on a wooden desk.
PUBLISHED November 4th, 2025

E&S Market Soars As Industry Seeks Creative Coverage Options

The MJ Companies

The U.S. excess and surplus lines market continues to notch solid growth, rising 12.3% to $130 billion in direct written premium in 2024 after …

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Risk Management
Abstract digital background featuring a circuit board design with hexagonal patterns and padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED October 30th, 2025

The Clock is Ticking: Who are you Calling When Hackers Get Access?

Carol Scully

October is Cybersecurity Awareness Month and, although I’m glad it exists, a month’s focus on cybersecurity is hardly enough for an issue that can …

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