MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Employee Benefits
Employee Benefits

High-Cost Claims: Why a Small Number of Members Drive Most Healthcare Costs 

PUBLISHED September 22nd, 2026
Alina Junkermeier

Healthcare costs often feel unpredictable—but when you break down the data, a clear pattern emerges. Across nearly every employer population, a very small percentage of members drives a disproportionate share of total healthcare spend—and can shape an entire plan’s financial (…)

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Benefits+
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED May 29th, 2025

Federal Court Vacates PWFA Abortion Accommodation Mandate

Bryan Gross

On May 21, 2025, the U.S. District Court for the Western District of Louisiana vacated the U.S. Equal Employment Opportunity Commission’s (EEOC) requirement that …

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Compensation and Total Rewards
Hands exchanging cash from an envelope over a contract on a table, symbolizing a financial agreement or transaction.
PUBLISHED May 20th, 2025

How Employers Are Shaping Sustainable Compensation Strategies in 2025

Julie Bingham

After years of pressure on compensation programs due to a highly competitive labor market, changing employee priorities, and rising inflation and cost of living, …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED May 16th, 2025

HSA/HDHP Limits Will Increase for 2026

Bryan Gross

On May 1, 2025, the IRS released Revenue Procedure 2025-19 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED May 15th, 2025

New Executive Order Aims to Reduce Drug Costs by Aligning with Global Prices

Bryan Gross

On May 12, 2025, President Donald Trump issued an executive order (EO) that aims to bring the prices Americans pay for prescription drugs in …

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Compliance
Close-up view of classical architectural columns with fluted design, showcasing the texture and details of the stonework and steps, symbolizing strength and stability in historical buildings.
PUBLISHED May 15th, 2025

Form 5500 Deadline is July 31

Bryan Gross

Each year, employers that are subject to the Employee Retirement Income Security Act of 1974 (ERISA) must electronically file an annual report (Form 5500) …

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Benefits+
Close-up view of marble columns with intricate detailing, featuring an American flag in the background. The image captures the architectural grandeur and historical significance of a government building.
PUBLISHED May 14th, 2025

Important Court Ruling May Impact Employer ACA Shared Responsibility Payments

Bryan Gross

A recent federal court ruling has major implications for how the IRS enforces the Affordable Care Act (ACA)’s Employer Shared Responsibility Provisions (ESRP). Employers …

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Benefits+
Mental health professional taking notes during a counseling session with a client, emphasizing the importance of therapy and active listening in a supportive environment.
PUBLISHED May 8th, 2025

Keep Employees Informed About Mental Health Benefits

The MJ Companies

Chances are good that you’re paying (and paying a lot) for mental health benefits employees aren’t even aware of. Chances are also good that …

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Benefits+
American flag waving in front of the U.S. Capitol building under a clear blue sky, highlighting the iconic architecture and symbol of democracy.
PUBLISHED May 2nd, 2025

Keeping Up With Compliance Quarterly—Q2 2025

Bryan Gross

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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Benefits+
Low-angle view of classical architectural columns with intricate details and a clear blue sky in the background, showcasing the grandeur of the structure.
PUBLISHED May 1st, 2025

Trump Executive Order Aims to Repeal Disparate Impact Liability

Bryan Gross

On April 23, 2025, President Donald Trump issued an executive order (EO) that aims to repeal disparate impact liability under Title VII of the …

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Benefits+
Two individuals discussing business documents at a wooden table, focusing on graphs and data analysis. One person holds a pen while pointing to a report, and the other examines the papers, with a calculator and additional documents visible on the table.
PUBLISHED April 29th, 2025

Clorox and the Case for Documenting Plan Forfeiture Decisions 

Doug Prince

Opportunity comes in many forms, and for creative litigators, more of it may be coming from the ways large employers use forfeitures from their …

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Benefits+
Close-up view of classical architectural columns with fluted design, showcasing the texture and details of the stonework and steps, symbolizing strength and stability in historical buildings.
PUBLISHED April 24th, 2025

Supreme Court Ruling May Lead to More Fiduciary Lawsuits Under ERISA

Bryan Gross

On April 17, 2025, the U.S. Supreme Court ruled that a group of employees may challenge their employer’s fee arrangement with a retirement plan …

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Benefits+
Close-up view of the U.S. Capitol dome, showcasing its intricate architectural details and columns against a blue sky. The image highlights the grandeur of this iconic building, a symbol of American democracy and government.
PUBLISHED April 23rd, 2025

New Executive Order Seeks to Lower Drug Prices and Improve PBM Transparency

Bryan Gross

On April 15, 2025, President Donald Trump issued an executive order (EO) that directs his administration to take a wide range of actions to …

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