MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Employee Benefits
Employee Benefits

High-Cost Claims: Why a Small Number of Members Drive Most Healthcare Costs 

PUBLISHED September 22nd, 2026
Alina Junkermeier

Healthcare costs often feel unpredictable—but when you break down the data, a clear pattern emerges. Across nearly every employer population, a very small percentage of members drives a disproportionate share of total healthcare spend—and can shape an entire plan’s financial (…)

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Compliance
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED July 23rd, 2025

Trump Accounts: New Tax-favored Accounts for Children

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Pharmacy
Close-up of various pills and capsules in orange, white, and beige colors scattered over a textured background featuring a portrait of Benjamin Franklin, symbolizing the intersection of health and finance.
PUBLISHED July 15th, 2025

Navigating the Future of Pharmacy for Smarter, Healthier Benefits 

Chris Antypas

Personally or professionally, everyone reading this almost certainly interacts with pharmacy in some way. There’s a lot of fear and concern at the present …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED July 11th, 2025

OBBBA Expands and Makes Permanent Employer Tax Credit for PFML

Bryan Gross

The budget bill President Donald J. Trump signed into law on July 4, commonly called the “One Big Beautiful Bill Act” (OBBBA), affected a …

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Compliance
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED July 10th, 2025

HHS Revises Cost-sharing Limits for 2026 Plan Years

Bryan Gross

On June 25, 2025, the U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable …

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Compliance
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED July 9th, 2025

The “One Big Beautiful Bill Act” Includes Changes for Employee Benefits

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Compliance
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED July 8th, 2025

Congress Permanently Extends Pre-deductible Telehealth Coverage for HDHPs/HSAs

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill (commonly referred to as the “One Big Beautiful Bill Act”) …

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Retirement
Person counting and stacking coins on a wooden table, representing financial planning and savings.
PUBLISHED July 8th, 2025

Retirement Benefits: What’s Next for Employers? 

The MJ Companies

When it comes to aligning retirement benefits to organizational strategy, CEO of MJ Retirement Doug Prince told SWERVE seminar attendees gathered at the Indiana …

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Compliance
Low-angle view of classical architectural columns with intricate details and a clear blue sky in the background, showcasing the grandeur of the structure.
PUBLISHED June 27th, 2025

U.S. Supreme Court Upholds ACA’s Mandate for Free Preventive Care

Bryan Gross

On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED June 27th, 2025

PCORI Fees Due July 31, 2025

Bryan Gross

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees …

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Compliance
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED June 26th, 2025

U.S. Supreme Court Upholds State Ban on Gender-affirming Care for Minors

Bryan Gross

On June 18, 2025, the U.S. Supreme Court upheld the constitutionality of a Tennessee law banning certain medical care, such as puberty blockers and …

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Compliance
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED June 25th, 2025

U.S Supreme Court Declines to Extend ADA Protections to Retirees

Bryan Gross

On June 20, 2025, the U.S. Supreme Court issued a decision in Stanley v. City of Sanford, Florida, holding that a former employee does …

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Compliance
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED May 30th, 2025

Health Plans Must Expand Coverage for Breast Cancer Screening for 2026

Bryan Gross

Effective for plan years beginning after Dec. 30, 2025, group health plans and health insurance issuers must expand their first-dollar coverage for preventive care …

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