MJ Insight

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Benefits+
Benefits+ | Employee Benefits

The State Of The Benefits Market: What Employers Need To Know Now

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance market dynamics and emerging retirement considerations. In this series, we’re breaking down key takeaways from our (…)

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED August 7th, 2025

How Employers Should Handle MLR Rebates

Bryan Gross

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Compliance
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED August 6th, 2025

ACA Affordability Percentage Will Increase for 2026

Bryan Gross

The IRS released Revenue Procedure 2025-25 to index the contribution percentage in 2026 for determining the affordability of an employer’s health plan under the …

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Compliance
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED July 23rd, 2025

Trump Accounts: New Tax-favored Accounts for Children

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Pharmacy
Close-up of various pills and capsules in orange, white, and beige colors scattered over a textured background featuring a portrait of Benjamin Franklin, symbolizing the intersection of health and finance.
PUBLISHED July 15th, 2025

Navigating the Future of Pharmacy for Smarter, Healthier Benefits 

Chris Antypas

Personally or professionally, everyone reading this almost certainly interacts with pharmacy in some way. There’s a lot of fear and concern at the present …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED July 11th, 2025

OBBBA Expands and Makes Permanent Employer Tax Credit for PFML

Bryan Gross

The budget bill President Donald J. Trump signed into law on July 4, commonly called the “One Big Beautiful Bill Act” (OBBBA), affected a …

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Compliance
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED July 10th, 2025

HHS Revises Cost-sharing Limits for 2026 Plan Years

Bryan Gross

On June 25, 2025, the U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable …

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Compliance
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED July 9th, 2025

The “One Big Beautiful Bill Act” Includes Changes for Employee Benefits

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Compliance
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED July 8th, 2025

Congress Permanently Extends Pre-deductible Telehealth Coverage for HDHPs/HSAs

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill (commonly referred to as the “One Big Beautiful Bill Act”) …

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Retirement
Person counting and stacking coins on a wooden table, representing financial planning and savings.
PUBLISHED July 8th, 2025

Retirement Benefits: What’s Next for Employers? 

The MJ Companies

When it comes to aligning retirement benefits to organizational strategy, CEO of MJ Retirement Doug Prince told SWERVE seminar attendees gathered at the Indiana …

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Compliance
Low-angle view of classical architectural columns with intricate details and a clear blue sky in the background, showcasing the grandeur of the structure.
PUBLISHED June 27th, 2025

U.S. Supreme Court Upholds ACA’s Mandate for Free Preventive Care

Bryan Gross

On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED June 27th, 2025

PCORI Fees Due July 31, 2025

Bryan Gross

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees …

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Compliance
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED June 26th, 2025

U.S. Supreme Court Upholds State Ban on Gender-affirming Care for Minors

Bryan Gross

On June 18, 2025, the U.S. Supreme Court upheld the constitutionality of a Tennessee law banning certain medical care, such as puberty blockers and …

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