MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management

P&C Market Update, August 2026 

Another quarter, another mixed bag for the commercial insurance market. Although we aren’t seeing the kind of drastic shifts so common over the past few years, there are a few gains (and pains) happening in property and casualty this quarter. (…)

There’s more to Read
Benefits+
United States Capitol dome with a statue on top, featuring an airplane flying in the background against a cloudy sky.
PUBLISHED October 14th, 2024

Telehealth Relief Permitting HSA Eligibility Set to Expire 2025

Bryan Gross

To encourage individuals to avoid hospitals when appropriate during the COVID-19 health crises, Congress passed relief permitting coverage for telehealth services before satisfying the …

Read More
Benefits+
A hand inserting a ballot into a wooden voting box, symbolizing civic engagement and the democratic process.
PUBLISHED October 1st, 2024

Employer Considerations for Navigating Election Season 

Bryan Gross

Election season can be a fraught time for employers. Employers are often faced with the challenge of fostering a culture of open communication while …

Read More
Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED September 20th, 2024

EBSA Releases Updated Cybersecurity Guidance for Employee Benefit Plans

Bryan Gross

Through Compliance Assistance Release No. 2024-01, the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) is confirming that the cybersecurity guidance it issued …

Read More
Benefits+
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED September 17th, 2024

Pay-or-Play Affordability Percentage Will Increase for 2025

Bryan Gross

On Sept. 6, 2024, the IRS released Revenue Procedure 2024-35 to index the contribution percentage in 2025 for determining the affordability of an employer’s …

Read More
Benefits+
Dome of the U.S. Capitol building in Washington, D.C., with a plane flying in the background on a cloudy day.
PUBLISHED September 6th, 2024

Increased Civil Penalty Amounts for SBC, MSP, HIPAA Violations

Bryan Gross

On Aug. 8, 2024, the U.S. Department of Health and Human Services (HHS) published a final rule increasing key penalties affecting group health plans. …

Read More
Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED August 30th, 2024

Upcoming Deadline: MLR Rebates

Bryan Gross

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not …

Read More
Risk Management
Analytics dashboard displaying traffic sources overview with pie chart and visitors graph, highlighting direct traffic, search engines, and referring sites, alongside visitor statistics. Coffee cup in the background.
PUBLISHED August 27th, 2024

The Truth About Captives

Byron Shultz

More control and greater potential for financial reward are two benefits of captives. But you may be wondering if it’s worth making the switch. …

Read More
Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED August 23rd, 2024

2025 Changes – Medicare Part D Creditable Coverage

Bryan Gross

Employers sponsoring any size group health plan that provides prescription drug coverage are not required to offer creditable coverage, but they are required to …

Read More
News and Updates
Logo of MJ Retirement alongside the Centre for Fiduciary Excellence emblem, emphasizing retirement planning and fiduciary services.
PUBLISHED August 1st, 2024

MJ Retirement Receives Expanded CEFEX DOL Cybersecurity Certification

The MJ Companies

INDIANAPOLIS (August 1, 2024) – MJ Retirement, the fiduciary arm of The MJ Companies, a leading financial services firm for 60 years, is proud …

Read More
Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED July 12th, 2024

PCORI Fees Due July 31, 2024

Bryan Gross

The Affordable Care Act (ACA) requires self-insured and level-funded plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported …

Read More
Risk Management
Logo of CaptuRe, featuring a stylized graphic of financial data trends in the background, emphasizing its focus on healthcare strategy.
PUBLISHED July 9th, 2024

BEYOND TRADITIONAL INSURANCE: CAPTIVE OPTIONS FOR FORWARD-THINKING BUSINESSES

Byron Shultz

It’s the ideal trifecta of insurance: reduce risk, save money, and drive more growth. These advantages are possible when using a captive, an innovative …

Read More
Benefits+
A stressed woman wearing a yellow hard hat sits on the floor in a warehouse filled with stacks of cardboard boxes, illustrating workplace fatigue and the challenges of industrial environments.
PUBLISHED May 23rd, 2024

Supporting Employees During Mental Health Awareness Month and Beyond

The MJ Companies

Employee mental health has become a workplace topic of increased focus and awareness in recent years. An employee’s mental health includes how they think, …

Read More

Contact Us

We want to hear from you. Please visit us at one of our offices—or fill out our contact form.

Contact Us