MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

MJ Foundation
MJ Foundation

Girl SCOUTS—ARIZONA cactus-pine: where confidence grows

The kayaking is no more important than the service projects (making care packages for the Arizona Humane Society, maybe, or planting a pollinator garden) or the camping, and all of it, really, is about building community. Having the support of (…)

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Retirement
PUBLISHED March 12th, 2026

530A Accounts (“Trump Accounts”) — Summary as of 3/5/2026

Scott T. Bilyou

What Is a 530A / Trump Account? A new type of individual retirement account for children under age 18, created under the One Big …

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Retirement
PUBLISHED March 10th, 2026

A Retirement Plan Spring-Cleaning Checklist

Hayden Hunter

Spring is right around the corner, and I’m not about to ask you to clear out closets or face whatever has collected behind your …

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Employee Benefits
PUBLISHED February 20th, 2026

EBSA Updates National Employee Benefit Plan Enforcement Projects for 2026

DeAnn Deck

The Employee Benefits Security Administration (EBSA) announced updates to its national enforcement projects for fiscal year 2026. According to EBSA, these projects highlight areas …

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Benefits+
PUBLISHED February 10th, 2026

Employer Response to Pharma Shifts 

Chris Antypas

Volatility in the pharmaceutical industry, including the expanding specialty drug pipeline, increased utilization of GLP-1 medications, and persistent supply chain disruptions, are contributing to rising costs …

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Benefits+
PUBLISHED February 9th, 2026

White House Launches TrumpRx, Unveils Drug Prices

DeAnn Deck

On Feb. 5, President Donald Trump announced the launch of TrumpRx.gov, a federally operated website to help individuals buy prescription medications at discounted cash …

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Benefits+
PUBLISHED February 6th, 2026

DOL Issues Updated Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
PUBLISHED February 5th, 2026

Prescription Drug Reporting (RxDC Report)

DeAnn Deck

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions requiring group health plans to report …

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Benefits+
PUBLISHED February 4th, 2026

Major Federal PBM Reforms Enacted as DOL Proposes New PBM Fee-Disclosure Rule

DeAnn Deck

Federal oversight efforts directed at the pharmaceutical benefit manager (PBM) industry have expanded in recent years, culminating in several significant actions. On Feb. 3, …

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Compensation and Total Rewards
PUBLISHED January 13th, 2026

How to Respond When An Employee Prompts an AI Pay Discussion

Julie Bingham

“Hey Chat, please summarize this meeting.” Harmless, right? (And for this scenario, let’s assume it’s on the company’s secure AI bot.) “Hey Chat, what’s …

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Benefits+
PUBLISHED January 9th, 2026

Upcoming ACA Reporting Deadlines

DeAnn Deck

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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Benefits+
PUBLISHED December 29th, 2025

DEADLINE FOR SUBMITTING GAG CLAUSE ATTESTATION IS DEC. 31, 2025

DeAnn Deck

Federal law prohibits group health plans and health insurance issuers from entering into contracts with health care providers, third-party administrators (TPAs) or other service …

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Benefits+
PUBLISHED December 26th, 2025

ERISA Fiduciary Breach Claims in J&J Lawsuit Dismissed Again

DeAnn Deck

The U.S. District Court for the District of New Jersey has once again dismissed a class-action lawsuit filed against Johnson & Johnson (J&J), which …

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