MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Benefits+
Benefits+ | Compliance

IRS Releases Health FSA Limits for 2027

HIGHLIGHTS On Nov. 5, 2026, the IRS released Revenue Procedure 2026-35, which includes the 2027 inflation-adjusted limits for health flexible spending accounts (FSAs). For plan years beginning in 2027, the adjusted dollar limit on employees’ pre-tax contributions to health FSAs (…)

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Benefits+
A white piggy bank on a brown wooden table with a stethoscope just out of frame.
PUBLISHED November 9th, 2026

IRS Releases Health FSA Limits for 2027

Bryan Gross

HIGHLIGHTS On Nov. 5, 2026, the IRS released Revenue Procedure 2026-35, which includes the 2027 inflation-adjusted limits for health flexible spending accounts (FSAs). For …

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Compliance
A pregnant woman sits at her desk looking at her laptop with her hand over her stomach.
PUBLISHED October 30th, 2026

A New Approach to Maternity Billing and Its Impact on Employers

Bryan Gross

For decades, maternity care in the United States has been billed under a single bundled fee covering an entire pregnancy, from the first prenatal …

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Compliance
A computer with a man in a suit typing on it that has an email notification on the screen
PUBLISHED October 28th, 2026

The Next Fiduciary Decision May Already Be Sitting In Your Inbox 

Bryan Gross

When most employers think about fiduciary decisions, they picture major moments. Selecting a health plan vendor. Evaluating a pharmacy benefit manager. Establishing a benefits …

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Employee Benefits
PUBLISHED October 20th, 2026

GLP-1 Coverage for Employers: Should you cover it, control it, or rethink it?

Anu Dhamecha

GLP-1s are everywhere right now—and for employers, they’re creating one of the biggest pharmacy questions of the moment: Do we cover them? Limit them? …

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Compliance
PUBLISHED October 16th, 2026

Your Health Plan is Now a Fiduciary Target. Here’s what That Means For Employers

Bryan Gross

Most employers don’t wake up in the morning thinking about fiduciary liability. If they’re focused on employee benefits, it’s usually on controlling costs, improving …

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Employee Benefits
PUBLISHED October 13th, 2026

More Usage, Lower Costs: Rethinking Pharmacy Strategy 

Anu Dhamecha

For most employers, pharmacy feels like a simple equation: more prescriptions = more cost. Utilization goes up, spend follows. That’s been the assumption for …

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Compensation and Total Rewards
PUBLISHED October 6th, 2026

Compensation Planning for 2027 

Julie Bingham

Temperatures are dropping, Halloween decorations are already out, and you know what that means: It’s time for most organizations to finalize salary increase budgets …

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Employee Benefits
PUBLISHED September 22nd, 2026

High-Cost Claims: Why a Small Number of Members Drive Most Healthcare Costs 

Alina Junkermeier

Healthcare costs often feel unpredictable—but when you break down the data, a clear pattern emerges. Across nearly every employer population, a very small percentage …

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Employee Benefits
PUBLISHED September 16th, 2026

Why Group Captive Insurance Is Helping Employers Control Rising Healthcare Costs 

Byron Shultz

Rising healthcare costs are forcing employers to rethink how they fund and manage employee benefits. As specialty drug spending, high-cost claims, and medical inflation …

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News and Updates
PUBLISHED September 14th, 2026

The MJ Companies Hires Viridiana Schoenfeld as Employee Benefits Consultant 

The MJ Companies

Leading business and financial services firm expands employee benefits consulting capabilities with strategic hire in Phoenix office  PHOENIX (Sept. 14, 2026) – The MJ …

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Compliance
PUBLISHED September 10th, 2026

Implementing a Trump Account Contribution Program

The MJ Companies

Trump Accounts are a new tax-advantaged savings program for children under the age of 18, effective for tax years beginning in 2026. These accounts …

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Retirement
PUBLISHED September 9th, 2026

Making it Easy Could Lead to Poor Outcomes

Doug Prince

Making things easier is usually a good thing: easier enrollment, easier reporting, easier access to benefits. But when it comes to retirement plans, sometimes making a …

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