MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

Five Ways to Keep Your School Safe and Insurable

PUBLISHED April 28th, 2026
Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a high-stakes balancing act between protecting students and staff—and meeting the evolving expectations of insurers. For every (…)

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Risk Management
Abstract digital background featuring a circuit board design with hexagonal patterns and padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED October 30th, 2025

The Clock is Ticking: Who are you Calling When Hackers Get Access?

Carol Scully

October is Cybersecurity Awareness Month and, although I’m glad it exists, a month’s focus on cybersecurity is hardly enough for an issue that can …

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Risk Management
Close-up view of three stacked laptops showcasing their ports, including USB-C, HDMI, and USB-A, on a cardboard background, illustrating modern laptop connectivity options.
PUBLISHED October 21st, 2025

Bricking Coverage in Cyber Insurance

The MJ Companies

Bricking is a type of cyberattack that renders a device unusable, effectively making it a “brick.” It targets hardware—disabling computers, tablets, hard drives, phones …

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Risk Management
Wooden gavel resting on a pile of hundred-dollar bills, symbolizing legal proceedings and financial matters.
PUBLISHED September 23rd, 2025

THE RISING RISK OF NUCLEAR VERDICTS IN MANAGEMENT LIABILITY LITIGATION

The MJ Companies

Nuclear verdicts, which refer to exceptionally high jury awards, have become increasingly common. Several factors have contributed to this trend, including a shifting litigation …

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Risk Management
Abstract digital circuit board with security padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED September 16th, 2025

U.S. Average Breach Cost Hits Record High of $10.22 Million

The MJ Companies

The average cost of a data breach in the U.S. soared to an all-time high of $10.22 million, even as the global average cost …

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Risk Management
Healthcare professional using a laptop, surrounded by digital health icons, including medical tools and patient data, emphasizing technology in modern medicine.
PUBLISHED July 17th, 2025

Navigating Cybersecurity Challenges in the Health Care Industry

The MJ Companies

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected …

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Risk Management
Male teacher assisting a young student with a laptop in a classroom setting, while other students work on their devices at a table. The environment is modern and collaborative, emphasizing hands-on learning and technology in education.
PUBLISHED June 3rd, 2025

K-12 Schools: Make Cybersecurity a Priority 

Adam Adler

Given that 82% of K-12 schools experienced a cyber incident between July 2023 and December 2024 (per a new Center for Internet Security report), …

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Risk Management
A construction professional types on a laptop at a work desk with blueprints and a yellow hard hat, while two colleagues discuss plans in the background.
PUBLISHED November 19th, 2024

Navigating Cybersecurity Challenges in the Construction Industry

The MJ Companies

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling …

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Risk Management
Combination padlock on a keyboard with credit cards, symbolizing online security and data protection.
PUBLISHED October 22nd, 2024

Data, Data, and More Data Privacy Requirements:

Carol Scully

In today’s rapidly advancing digital landscape, technology and artificial intelligence (AI) are transforming the way businesses operate. But with these advancements come new challenges—especially …

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Risk Management
Close-up of a padlock resting on a laptop keyboard, symbolizing digital security and data protection. The image features a vibrant color contrast with a focus on cybersecurity themes.
PUBLISHED August 13th, 2024

Drafting Your Cybersecurity Dream Team: A Playbook for Cyber Quick Response (CQR)

Carol Scully

Gearing up for the forthcoming football season, it’s time to channel that energy into fortifying your business against cyber threats. Just like a football …

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Risk Management
Person typing on a laptop keyboard with email notification icons and warning alerts displayed, illustrating digital communication and potential cybersecurity concerns.
PUBLISHED July 1st, 2024

Cybersecurity Insights: Organizational Exposure to Business Email Compromise and AI

Carol Scully

In today’s digital world, the growing impact of cyber attacks have become an ever-pressing concern for businesses of all sizes and across industries. While …

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Cybersecurity
Business professionals discussing data analysis with graphs and charts in a modern office setting, highlighting technology and innovation in decision-making.
PUBLISHED July 19th, 2023

CYBER INSURANCE COVERAGE CHECKLIST: WHAT’S COMMONLY COVERED?

Carol Scully

As cyberattacks become increasingly frequent and costly, understanding your cyber risks and protecting your business with sufficient cyber insurance coverage is paramount. Cyber coverage, also known as …

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Risk Management
Image of a futuristic microchip with the text "GPT" prominently displayed, surrounded by intricate circuit patterns and digital elements, symbolizing advanced technology and artificial intelligence.
PUBLISHED June 20th, 2023

CHATGPT: BOONE OR BANE?

Wes Edrington

The tech world is rapidly changing. And with that rapid change and ever-evolving landscape comes both excitement and uncertainty. Excitement that innovation can help …

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