MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

The Hidden Risk in Your Organization May Not Be What You Think

Organizations today have access to more information than ever before. Claims data, incident reports, near misses, workforce demographics, vehicle telematics, training records, inspection results, and benchmarking reports are readily available. Yet many leaders still find themselves asking the same question: (…)

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Risk Management
PUBLISHED November 5th, 2026

The Hidden Risk in Your Organization May Not Be What You Think

Adam Adler

Organizations today have access to more information than ever before. Claims data, incident reports, near misses, workforce demographics, vehicle telematics, training records, inspection results, …

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Risk Management
A fleet of white vans lined up in a row.
PUBLISHED November 4th, 2026

What’s driving high commercial auto rates—and what you can do 

Payton Greenlee

If your employees drive for work, you’ve seen commercial auto rates keep climbing. Premiums and repair costs have risen year after year, and there’s …

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Risk Management
PUBLISHED October 29th, 2026

Subcontractor Risk: Why Your Certificates Might Not Protect You 

Dylan Wilson

If you’re a general contractor, you probably collect certificates of insurance from every subcontractor (sub) before they set foot on the job. That’s a …

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Risk Management
Someone sitting at a table using a calculator with data information on the table
PUBLISHED October 21st, 2026

Instead of Premium, Focus on Total Cost of Risk

Dylan Cozad

Too often, organizations evaluate their insurance program the same way consumers shop for cable packages or cell phone plans—compare prices, negotiate rates, and choose …

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Risk Management
Woman sitting on the ground in front of a white background hugging her knees
PUBLISHED September 30th, 2026

Suicide Prevention: An Essential Part of a Strong Safety Culture

Mike Janicki

Until pretty recently, commercial safety programs focused exclusively on physical threats. Industrial, manufacturing, and construction companies invested heavily in physical safeguards—from fall protection and …

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Risk Management
PUBLISHED September 24th, 2026

Addressing 4 Common Sources of Commercial Property Insurance Claims

The MJ Companies

Commercial property insurance claims can arise from numerous unexpected events. An electrical fire may destroy critical equipment; a severe storm may hit without warning, …

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News and Updates
PUBLISHED September 8th, 2026

THE MJ COMPANIES HIRES JOSH BRITTON AS DIRECTOR OF NATIONAL HEALTHCARE PRACTICE

The MJ Companies

Leading business and financial services firm underscores commitment to growing healthcare practice with strategic senior hire, based in Nashville office NASHVILLE (September 8, 2026) …

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Risk Management
PUBLISHED September 3rd, 2026

Addressing 5 Common Sources of Employment Practices Liability Insurance Claims

The MJ Companies

Employment-related claims can arise out of routine workplace decisions. An unsuccessful applicant may challenge a hiring decision, a dismissed employee may allege their termination …

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News and Updates
PUBLISHED September 1st, 2026

THE MJ COMPANIES EXPANDS COLORADO RISK MANAGEMENT + COMMERCIAL INSURANCE CAPABILITIES WITH JENNIFER FRIESEN APPOINTMENT

The MJ Companies

Industry veteran joins as vice president, client experience, strengthening the firm’s investment in property and casualty leadership, talent and strategic client service DENVER (September …

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Compliance
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED August 28th, 2026

IRS PROPOSES RULES FOR DEPENDENT CARE FSA NONDISCRIMINATION TESTING

Bryan Gross

On Aug. 11, 2026, the IRS issued proposed rules addressing nondiscrimination testing requirements for dependent care flexible spending accounts (FSAs). This marks the first …

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Risk Management
PUBLISHED August 25th, 2026

Your Experience Mod Is Telling You Something. Are You Listening? 

Dylan Cozad

Most employers know their workers’ compensation Experience Mod. They know whether it’s trending up or down, how it may impact premium, and whether it …

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Risk Management
A close up of a computer screen with various different charts that are different colors
PUBLISHED August 24th, 2026

The council’s Q2 P&C market survey report

The MJ Companies

The following are key takeaways from The Council of Insurance Agents & Brokers’ Commercial P&C Market Report for Q2 2026 (April 1–June 30): Risk doesn’t stand …

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