MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Compliance

Implementing a Trump Account Contribution Program

Trump Accounts are a new tax-advantaged savings program for children under the age of 18, effective for tax years beginning in 2026. These accounts are a type of traditional individual retirement account, with special tax rules that apply during a (…)

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News and Updates
PUBLISHED September 8th, 2026

THE MJ COMPANIES HIRES JOSH BRITTON AS DIRECTOR OF NATIONAL HEALTHCARE PRACTICE

The MJ Companies

Leading business and financial services firm underscores commitment to growing healthcare practice with strategic senior hire, based in Nashville office NASHVILLE (September 8, 2026) …

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Risk Management
PUBLISHED September 3rd, 2026

Addressing 5 Common Sources of Employment Practices Liability Insurance Claims

The MJ Companies

Employment-related claims can arise out of routine workplace decisions. An unsuccessful applicant may challenge a hiring decision, a dismissed employee may allege their termination …

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News and Updates
PUBLISHED September 1st, 2026

THE MJ COMPANIES EXPANDS COLORADO RISK MANAGEMENT + COMMERCIAL INSURANCE CAPABILITIES WITH JENNIFER FRIESEN APPOINTMENT

The MJ Companies

Industry veteran joins as vice president, client experience, strengthening the firm’s investment in property and casualty leadership, talent and strategic client service DENVER (September …

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Compliance
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED August 28th, 2026

IRS PROPOSES RULES FOR DEPENDENT CARE FSA NONDISCRIMINATION TESTING

Bryan Gross

On Aug. 11, 2026, the IRS issued proposed rules addressing nondiscrimination testing requirements for dependent care flexible spending accounts (FSAs). This marks the first …

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Risk Management
PUBLISHED August 25th, 2026

Your Experience Mod Is Telling You Something. Are You Listening? 

Dylan Cozad

Most employers know their workers’ compensation Experience Mod. They know whether it’s trending up or down, how it may impact premium, and whether it …

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Risk Management
A close up of a computer screen with various different charts that are different colors
PUBLISHED August 24th, 2026

The council’s Q2 P&C market survey report

The MJ Companies

The following are key takeaways from The Council of Insurance Agents & Brokers’ Commercial P&C Market Report for Q2 2026 (April 1–June 30): Risk doesn’t stand …

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Risk Management
PUBLISHED August 19th, 2026

P&C Market Update, August 2026 

Ryan Daniele

Another quarter, another mixed bag for the commercial insurance market. Although we aren’t seeing the kind of drastic shifts so common over the past …

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Risk Management
PUBLISHED August 11th, 2026

POLLUTION MEANS MORE THAN YOU PROBABLY REALIZE—AND REQUIRES SPECIFIC COVERAGE

Becky Seiler

Even water—one of the most essential substances on the planet—can be a pollutant, depending on where it ends up and what contaminate it may …

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Risk Management
PUBLISHED August 4th, 2026

YOUR STRONGEST SAFETY CULTURE STARTS WITH WHY

Mike Janicki

What a person does at work each day doesn’t begin and end with them. That notion is a big part of how companies build …

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Risk Management
Woman looking up at cyber wall
PUBLISHED July 30th, 2026

NAVIGATING THE GRAY: AI RISK IS AN ENTERPRISE CHALLENGE

Aaron Shields

There’s a lot of talk about AI, with plenty more to come—and for good reason. But with new developments and considerations emerging constantly, it …

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Risk Management
Two people whose faces are cutoff from frame sitting at a table going over business plans
PUBLISHED July 9th, 2026

THE STATE OF THE P&C MARKET: WHY IT’S NOT JUST “HARD OR SOFT” ANYMORE

Aaron Parker

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance …

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Risk Management
PUBLISHED June 29th, 2026

What to Do in the First 24 Hours After a Commercial Property Loss

The MJ Companies

A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and …

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