MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management

Five Ways to Keep Your School Safe and Insurable

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a high-stakes balancing act between protecting students and staff—and meeting the evolving expectations of insurers. For every (…)

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Retirement
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED November 14th, 2025

IRS Announces 2026 Retirement Plan Limits

Doug Prince

The IRS has released Notice 2025-67, containing cost-of-living adjustments for 2026 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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Benefits+
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PUBLISHED November 14th, 2025

PCORI Fee Amount Adjusted for 2026

DeAnn Deck

The Internal Revenue Service (IRS) has issued Notice 2025-61 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on …

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Benefits+
Group of professionals standing in front of a presentation screen with the title "Bubbles + Benefits," showcasing a networking event focused on business opportunities and wellness.
PUBLISHED November 13th, 2025

Benefits and the Murky Road Ahead

The MJ Companies

We designed them to be a great time, but our Bubbles + Benefits events mean a lot more than camaraderie, snacks, and wine and mocktail tastings. …

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Benefits+
Close-up image of an orange capsule pill on a blister pack, with a ten-dollar bill partially visible in the background, highlighting the relationship between medication and cost.
PUBLISHED November 11th, 2025

Demystifying Drug Costs

Austin Madison

After more than 20 years working in employee benefits management, I have seen a lot of changes in the way companies care for their …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED October 31st, 2025

IRS Releases Health FSA Limits for 2026

DeAnn Deck

On Oct. 9, 2025, the IRS released Revenue Procedure 2025-32 (Rev. Proc. 25-32), which includes the 2026 inflation-adjusted limit on employee salary reduction contributions …

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Benefits+
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED October 29th, 2025

Keeping Up with Compliance Quarterly—Q4 2025

DeAnn Deck

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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Pharmacy
Stacks of white pharmaceutical tablets on a background of U.S. dollar bills, symbolizing the intersection of healthcare and financial considerations in the pharmaceutical industry.
PUBLISHED October 14th, 2025

TrumpRx Overview

Anu Dhamecha

On September 30, the TrumpRx.gov website was launched to promote transparency and affordability in prescription drug pricing by offering a direct-to-consumer discount platform aligned …

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Compensation and Total Rewards
Person using a laptop with financial icons, including a money bag, calculator, and graphs, symbolizing online financial management and analysis.
PUBLISHED October 7th, 2025

2026 Salary Increase Budget Trends

Julie Bingham

Each year, our Total Rewards + Compensation Consulting practice keeps a close eye on reported trends in annual salary increase budgets. The research and …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED October 3rd, 2025

Colorado Private Plan Maintenance Fee

The MJ Companies

The Colorado Department of Labor and Employment (CDLE) wrapped up its most recent round of changes to the Private Plan Regulations (7 CCR 1107-5), …

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News and Updates
Professional woman smiling confidently with arms crossed, wearing a black blazer and teal blouse, set in a modern office environment. Ideal for business and career-related content.
PUBLISHED September 30th, 2025

The MJ Companies Hires Melinda Eckard as Vice President, Employee Benefits Operations

The MJ Companies

INDIANAPOLIS (Sept. 30, 2025) – The MJ Companies, a leading financial services firm for nearly 60 years, is proud to announce the addition of …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED September 18th, 2025

Gag Clause Prohibition and Attestation Requirement

DeAnn Deck

Effective in 2020, the Consolidated Appropriations Act, 2021 (CAA) prohibits health plans and health insurance issuers from entering into contracts with health care providers, …

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Benefits+
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED September 17th, 2025

HHS Releases Hardship Exemption Guidance for Catastrophic Coverage

DeAnn Deck

On Sept. 4, 2025, the U.S. Department of Health and Human Services (HHS) issued guidance describing circumstances under which individuals who are enrolling in …

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