MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

Five Ways to Keep Your School Safe and Insurable

PUBLISHED April 28th, 2026
Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a high-stakes balancing act between protecting students and staff—and meeting the evolving expectations of insurers. For every (…)

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Close-up of a wooden gavel resting on a desk, symbolizing justice and legal proceedings, with a blurred figure of a person in a suit working on a laptop in the background.
PUBLISHED February 6th, 2026

DOL Issues Updated Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
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PUBLISHED February 5th, 2026

Prescription Drug Reporting (RxDC Report)

DeAnn Deck

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions requiring group health plans to report …

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Benefits+
Architectural view of classical columns and ornate details of a historic building, showcasing the grandeur and design elements typical of neoclassical architecture.
PUBLISHED February 4th, 2026

Major Federal PBM Reforms Enacted as DOL Proposes New PBM Fee-Disclosure Rule

DeAnn Deck

Federal oversight efforts directed at the pharmaceutical benefit manager (PBM) industry have expanded in recent years, culminating in several significant actions. On Feb. 3, …

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Compensation and Total Rewards
Person holding a smartphone with digital chat bubbles displaying financial symbols and user icons, representing mobile communication and online financial transactions.
PUBLISHED January 13th, 2026

How to Respond When An Employee Prompts an AI Pay Discussion

Julie Bingham

“Hey Chat, please summarize this meeting.” Harmless, right? (And for this scenario, let’s assume it’s on the company’s secure AI bot.) “Hey Chat, what’s …

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Benefits+
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED January 9th, 2026

Upcoming ACA Reporting Deadlines

DeAnn Deck

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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Benefits+
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PUBLISHED December 29th, 2025

DEADLINE FOR SUBMITTING GAG CLAUSE ATTESTATION IS DEC. 31, 2025

DeAnn Deck

Federal law prohibits group health plans and health insurance issuers from entering into contracts with health care providers, third-party administrators (TPAs) or other service …

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Benefits+
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PUBLISHED December 26th, 2025

ERISA Fiduciary Breach Claims in J&J Lawsuit Dismissed Again

DeAnn Deck

The U.S. District Court for the District of New Jersey has once again dismissed a class-action lawsuit filed against Johnson & Johnson (J&J), which …

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Compliance
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PUBLISHED December 22nd, 2025

IRS Releases Guidance on Trump Accounts: Tax-Favored Accounts for Children

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Benefits+
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PUBLISHED December 19th, 2025

Calculating FMLA Leave During Holiday Weeks

DeAnn Deck

Holiday weeks can pose an extra administrative challenge to employers with employees on leave under the federal Family and Medical Leave Act (FMLA). In …

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Retirement
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PUBLISHED December 9th, 2025

Are Private Market Investments Right For Your 401(k)?

The MJ Companies

Alternative investments have been around for a long time, but for years they were mostly limited to wealthy individuals and big institutions that could …

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Benefits+
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED November 26th, 2025

Deadline for Employers to Use MLR Rebates Is Coming Up

DeAnn Deck

Employers with insured health plans may have received a medical loss ratio (MLR) rebate from their health insurance issuers earlier this year. Issuers who …

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Benefits+
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PUBLISHED November 21st, 2025

END OF ENHANCED ACA SUBSIDIES: POTENTIAL IMPACT ON EMPLOYERS

DeAnn Deck

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low …

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