MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That is, property rates continue to decrease broadly over various industry rates, and casualty rates are increasing (…)

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News and Updates
Professional portrait of a woman smiling, wearing a maroon turtleneck, with a blurred office background and the Titan 100 logo prominently displayed.
PUBLISHED March 31st, 2026

Colorado Market President, Courtney Hutchison Receives Titan 100 Award

The MJ Companies

Vision, resilience and bold leadership are the qualities that define the executives recognized through the Colorado Titan 100 program, a prestigious honor celebrating the …

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Retirement
Hand inserting a coin into a pink piggy bank against a light blue background, symbolizing savings and financial planning.
PUBLISHED March 12th, 2026

530A Accounts (“Trump Accounts”) — Summary as of 3/5/2026

Scott T. Bilyou

What Is a 530A / Trump Account? A new type of individual retirement account for children under age 18, created under the One Big …

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Retirement
Person holding a piggy bank with a checklist in the background, symbolizing savings and financial planning.
PUBLISHED March 10th, 2026

A Retirement Plan Spring-Cleaning Checklist

The MJ Companies

Spring is right around the corner, and I’m not about to ask you to clear out closets or face whatever has collected behind your …

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Employee Benefits
U.S. Capitol building dome with American flag waving against a blue sky, symbolizing democracy and government in Washington, D.C.
PUBLISHED February 20th, 2026

EBSA Updates National Employee Benefit Plan Enforcement Projects for 2026

DeAnn Deck

The Employee Benefits Security Administration (EBSA) announced updates to its national enforcement projects for fiscal year 2026. According to EBSA, these projects highlight areas …

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Benefits+
A gloved hand holding a syringe next to a blue measuring tape, illustrating medical or health-related themes such as injections or dosage measurements.
PUBLISHED February 10th, 2026

Employer Response to Pharma Shifts 

Chris Antypas

Volatility in the pharmaceutical industry, including the expanding specialty drug pipeline, increased utilization of GLP-1 medications, and persistent supply chain disruptions, are contributing to rising costs …

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Benefits+
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED February 9th, 2026

White House Launches TrumpRx, Unveils Drug Prices

DeAnn Deck

On Feb. 5, President Donald Trump announced the launch of TrumpRx.gov, a federally operated website to help individuals buy prescription medications at discounted cash …

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Benefits+
Close-up of a wooden gavel resting on a desk, symbolizing justice and legal proceedings, with a blurred figure of a person in a suit working on a laptop in the background.
PUBLISHED February 6th, 2026

DOL Issues Updated Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
Close-up view of classical columns with the American flag waving in the background, symbolizing justice and democracy at a government building.
PUBLISHED February 5th, 2026

Prescription Drug Reporting (RxDC Report)

DeAnn Deck

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions requiring group health plans to report …

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Benefits+
Architectural view of classical columns and ornate details of a historic building, showcasing the grandeur and design elements typical of neoclassical architecture.
PUBLISHED February 4th, 2026

Major Federal PBM Reforms Enacted as DOL Proposes New PBM Fee-Disclosure Rule

DeAnn Deck

Federal oversight efforts directed at the pharmaceutical benefit manager (PBM) industry have expanded in recent years, culminating in several significant actions. On Feb. 3, …

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Compensation and Total Rewards
Person holding a smartphone with digital chat bubbles displaying financial symbols and user icons, representing mobile communication and online financial transactions.
PUBLISHED January 13th, 2026

How to Respond When An Employee Prompts an AI Pay Discussion

Julie Bingham

“Hey Chat, please summarize this meeting.” Harmless, right? (And for this scenario, let’s assume it’s on the company’s secure AI bot.) “Hey Chat, what’s …

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Benefits+
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED January 9th, 2026

Upcoming ACA Reporting Deadlines

DeAnn Deck

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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Benefits+
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED December 29th, 2025

DEADLINE FOR SUBMITTING GAG CLAUSE ATTESTATION IS DEC. 31, 2025

DeAnn Deck

Federal law prohibits group health plans and health insurance issuers from entering into contracts with health care providers, third-party administrators (TPAs) or other service …

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