MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Benefits+
Benefits+ | Compliance

END OF ENHANCED ACA SUBSIDIES: POTENTIAL IMPACT ON EMPLOYERS

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low or moderate incomes afford health insurance purchased through an Exchange. During the COVID-19 pandemic, Congress temporarily (…)

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Benefits+
PUBLISHED November 21st, 2025

END OF ENHANCED ACA SUBSIDIES: POTENTIAL IMPACT ON EMPLOYERS

DeAnn Deck

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low …

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Retirement
PUBLISHED November 14th, 2025

IRS Announces 2026 Retirement Plan Limits

Doug Prince

The IRS has released Notice 2025-67, containing cost-of-living adjustments for 2026 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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Benefits+
PUBLISHED November 14th, 2025

PCORI Fee Amount Adjusted for 2026

DeAnn Deck

The Internal Revenue Service (IRS) has issued Notice 2025-61 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on …

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Benefits+
PUBLISHED November 13th, 2025

Benefits and the Murky Road Ahead

The MJ Companies

We designed them to be a great time, but our Bubbles + Benefits events mean a lot more than camaraderie, snacks, and wine and mocktail tastings. …

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Benefits+
PUBLISHED November 11th, 2025

Demystifying Drug Costs

Austin Madison

After more than 20 years working in employee benefits management, I have seen a lot of changes in the way companies care for their …

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Benefits+
PUBLISHED October 31st, 2025

IRS Releases Health FSA Limits for 2026

DeAnn Deck

On Oct. 9, 2025, the IRS released Revenue Procedure 2025-32 (Rev. Proc. 25-32), which includes the 2026 inflation-adjusted limit on employee salary reduction contributions …

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Benefits+
PUBLISHED October 29th, 2025

Keeping Up with Compliance Quarterly—Q4 2025

DeAnn Deck

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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Pharmacy
PUBLISHED October 14th, 2025

TrumpRx Overview

Anu Dhamecha

On September 30, the TrumpRx.gov website was launched to promote transparency and affordability in prescription drug pricing by offering a direct-to-consumer discount platform aligned …

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Compensation and Total Rewards
PUBLISHED October 7th, 2025

2026 Salary Increase Budget Trends

Julie Bingham

Each year, our Total Rewards + Compensation Consulting practice keeps a close eye on reported trends in annual salary increase budgets. The research and …

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Benefits+
PUBLISHED October 3rd, 2025

Colorado Private Plan Maintenance Fee

The MJ Companies

The Colorado Department of Labor and Employment (CDLE) wrapped up its most recent round of changes to the Private Plan Regulations (7 CCR 1107-5), …

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News and Updates
PUBLISHED September 30th, 2025

The MJ Companies Hires Melinda Eckard as Vice President, Employee Benefits Operations

The MJ Companies

INDIANAPOLIS (Sept. 30, 2025) – The MJ Companies, a leading financial services firm for nearly 60 years, is proud to announce the addition of …

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Benefits+
PUBLISHED September 18th, 2025

Gag Clause Prohibition and Attestation Requirement

DeAnn Deck

Effective in 2020, the Consolidated Appropriations Act, 2021 (CAA) prohibits health plans and health insurance issuers from entering into contracts with health care providers, …

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