MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

THE STATE OF THE P&C MARKET: WHY IT’S NOT JUST “HARD OR SOFT” ANYMORE

PUBLISHED July 9th, 2026
Aaron Parker

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance market dynamics and emerging retirement considerations. In this series, we’re breaking down key takeaways from our (…)

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View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED May 17th, 2024

HSA/HDHP Limits Will Increase for 2025

Bryan Gross

On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health …

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Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED May 10th, 2024

DOL Increases Compensation Threshold For Exemption Eligibility

Bryan Gross

The Department of Labor (DOL) announced on April 23, 2024, a final rule that expands the compensation threshold for exemption eligibility under the Fair …

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Benefits+
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED May 3rd, 2024

EEOC’s FAQs on the Pregnant Workers Fairness Act

Bryan Gross

To help employers prepare for changes under the Pregnant Workers Fairness Act (PWFA), the Equal Employment Opportunity Commission (EEOC) has issued frequently asked questions …

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Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED April 26th, 2024

ACA Information Reporting Penalties Increased for Returns Filed in 2025

Bryan Gross

IRS Revenue Procedure 2023-34 includes updated penalty amounts that may apply to reporting entities that fail to comply with the Affordable Care Act’s (ACA) …

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Benefits+
U.S. Capitol dome with a statue on top, surrounded by a cloudy sky, and an airplane flying in the background, symbolizing Washington D.C.'s political significance and connectivity.
PUBLISHED April 19th, 2024

EEOC Releases Final Rule Implementing Pregnant Workers Fairness Act

Bryan Gross

On April 15, 2024, the U.S. Equal Employment Opportunity Commission (EEOC) released a final rule to implement the Pregnant Workers Fairness Act (PWFA). The …

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Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED April 16th, 2024

CMS Preserves Creditable Coverage Simplified Determination Method in Final Part D Instructions for 2025

Bryan Gross

On April 1, 2024, the Centers for Medicare and Medicaid Services (CMS) issued Final Part D Redesign Program Instructions for calendar year 2025. The …

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Benefits+
Street view of Washington, D.C. featuring the U.S. Capitol building in the background, with vehicles and bike lanes visible, showcasing urban infrastructure and city life.
PUBLISHED February 23rd, 2024

IRS Releases ACA Pay-or-Play Penalties for 2025

Bryan Gross

On Feb. 12, 2024, the IRS released updated penalty amounts for 2025 related to the employer shared responsibility (pay-or-play) rules under the Affordable Care …

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Benefits+
United States Capitol dome with a statue on top, featuring an airplane flying in the background against a cloudy sky.
PUBLISHED February 20th, 2024

Health Plans Must Expand Price Comparison Transparency Tool for 2024

Bryan Gross

Beginning in 2024, group health plans and health insurance issuers must expand the internet-based price comparison tool they make available to participants, beneficiaries and …

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Benefits+
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED February 9th, 2024

State Laws Restricting COVID-19 Vaccine Passports and Mandates

Bryan Gross

Since COVID-19 vaccines first became available, several states have enacted laws that restrict or ban certain entities from mandating them or requiring proof that …

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Benefits+
Street view of Washington, D.C. featuring the U.S. Capitol building in the background, with vehicles and bike lanes visible, showcasing urban infrastructure and city life.
PUBLISHED January 12th, 2024

ACA Reporting Deadlines and Penalties Cheat Sheet

Bryan Gross

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED January 11th, 2024

Medicare Part D Creditable Coverage Disclosure to CMS

Bryan Gross

Background Each year, plan sponsors must disclose to the Centers for Medicare and Medicaid Services (CMS) the group health plan’s creditable coverage status for …

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Benefits+
The image features the United States Capitol dome in Washington, D.C., with a small airplane flying in the background against a cloudy sky. The iconic structure showcases its intricate architectural details, symbolizing American democracy and government.
PUBLISHED December 29th, 2023

UPCOMING ACA REPORTING DEADLINES

Bryan Gross

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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