MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That is, property rates continue to decrease broadly over various industry rates, and casualty rates are increasing (…)

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Close-up view of the U.S. Capitol dome, showcasing its intricate architectural details and columns against a blue sky. The image highlights the grandeur of this iconic building, a symbol of American democracy and government.
PUBLISHED April 23rd, 2025

New Executive Order Seeks to Lower Drug Prices and Improve PBM Transparency

DeAnn Deck

On April 15, 2025, President Donald Trump issued an executive order (EO) that directs his administration to take a wide range of actions to …

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Dome of the U.S. Capitol building in Washington, D.C., with a plane flying in the background on a cloudy day.
PUBLISHED April 18th, 2025

DOL Updates Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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U.S. Capitol building with a prominent dome and American flag, showcasing neoclassical architecture against a blue sky with clouds.
PUBLISHED March 21st, 2025

Protecting Employees’ Medical Information in the Workplace

DeAnn Deck

Employers obtain employees’ medical information for various reasons, such as verifying a reasonable accommodation request, certifying leave or confirming eligibility for disability benefits. At …

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Low-angle view of classical architectural columns with intricate details against a bright blue sky, showcasing the grandeur and design of historic buildings.
PUBLISHED February 7th, 2025

Medicare Part D Disclosures due by March 1, 2025 for Calendar Year Plans

DeAnn Deck

Group health plan sponsors are required to complete an online disclosure form with the Centers for Medicare & Medicaid Services (CMS) on an annual …

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Low-angle view of classical architectural columns with intricate details against a bright blue sky, showcasing the grandeur and design of historic buildings.
PUBLISHED January 6th, 2025

Newly Passed Legislation Modifies ACA Reporting Requirements

DeAnn Deck

On Dec. 23, 2024, President Joe Biden signed two bills into law that will streamline the Affordable Care Act’s (ACA) reporting requirements under Internal …

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View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED December 19th, 2024

Court Rejects New Notice Requirement for Fixed Indemnity Coverage

DeAnn Deck

On Dec. 4, 2024, the U.S. District Court for the Eastern District of Texas vacated a new notice requirement for fixed indemnity coverage in …

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Dome of the U.S. Capitol building in Washington, D.C., with a plane flying in the background on a cloudy day.
PUBLISHED December 13th, 2024

Health Plans Must Update HIPAA Policies for New Reproductive Health Care Rights

DeAnn Deck

Beginning Dec. 23, 2024, covered entities and their business associates must comply with stricter HIPAA privacy protections for reproductive health care. These new protections …

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View of the U.S. Capitol building framed by the marble columns of the Supreme Court, with an American flag visible in the background against a clear sky.
PUBLISHED November 18th, 2024

Employee Benefit Plan Deadline Relief Issued Due to Recent Natural Disasters

DeAnn Deck

On Nov. 8, 2024, federal agencies issued deadline relief to ensure that employee benefit plans, participants, beneficiaries, qualified beneficiaries and claimants in disaster areas …

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United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED November 5th, 2024

IRS Announces 2025 Retirement Plan Limits

DeAnn Deck

The IRS has released Notice 2024-80, containing cost-of-living adjustments for 2025 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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United States Capitol dome with a statue on top, featuring an airplane flying in the background against a cloudy sky.
PUBLISHED October 23rd, 2024

IRS Releases Health FSA Limit for 2025

DeAnn Deck

On Oct. 22, 2024, the IRS released Revenue Procedure 2024-40 (Rev. Proc. 24-40), which includes the inflation-adjusted limit for 2025 on employee salary reduction …

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View of the U.S. Capitol building framed by the marble columns of the Supreme Court, with an American flag visible in the background against a clear sky.
PUBLISHED October 21st, 2024

IRS Expands List of Preventive Care Benefits for HDHPs

DeAnn Deck

The IRS has expanded the list of preventive care benefits permitted to be provided by an HDHP without a deductible. If you administer a …

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United States Capitol dome with a statue on top, featuring an airplane flying in the background against a cloudy sky.
PUBLISHED October 14th, 2024

Telehealth Relief Permitting HSA Eligibility Set to Expire 2025

DeAnn Deck

To encourage individuals to avoid hospitals when appropriate during the COVID-19 health crises, Congress passed relief permitting coverage for telehealth services before satisfying the …

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