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Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Compliance

Your Health Plan is Now a Fiduciary Target. Here’s what That Means For Employers

PUBLISHED October 16th, 2026
Bryan Gross

Most employers don’t wake up in the morning thinking about fiduciary liability. If they’re focused on employee benefits, it’s usually on controlling costs, improving the employee experience, evaluating plan design changes, navigating renewals, or responding to the latest compliance requirement (…)

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Compliance
Close-up view of classical architectural columns with fluted design, showcasing the texture and details of the stonework and steps, symbolizing strength and stability in historical buildings.
PUBLISHED August 8th, 2025

DOL Issues Updated Model Employer CHIP Notice

Bryan Gross

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED August 7th, 2025

How Employers Should Handle MLR Rebates

Bryan Gross

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Compliance
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED August 6th, 2025

ACA Affordability Percentage Will Increase for 2026

Bryan Gross

The IRS released Revenue Procedure 2025-25 to index the contribution percentage in 2026 for determining the affordability of an employer’s health plan under the …

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Compliance
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED July 23rd, 2025

Trump Accounts: New Tax-favored Accounts for Children

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED July 11th, 2025

OBBBA Expands and Makes Permanent Employer Tax Credit for PFML

Bryan Gross

The budget bill President Donald J. Trump signed into law on July 4, commonly called the “One Big Beautiful Bill Act” (OBBBA), affected a …

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Compliance
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED July 10th, 2025

HHS Revises Cost-sharing Limits for 2026 Plan Years

Bryan Gross

On June 25, 2025, the U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable …

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Compliance
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED July 9th, 2025

The “One Big Beautiful Bill Act” Includes Changes for Employee Benefits

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Compliance
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED July 8th, 2025

Congress Permanently Extends Pre-deductible Telehealth Coverage for HDHPs/HSAs

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill (commonly referred to as the “One Big Beautiful Bill Act”) …

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Compliance
Low-angle view of classical architectural columns with intricate details and a clear blue sky in the background, showcasing the grandeur of the structure.
PUBLISHED June 27th, 2025

U.S. Supreme Court Upholds ACA’s Mandate for Free Preventive Care

Bryan Gross

On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED June 27th, 2025

PCORI Fees Due July 31, 2025

Bryan Gross

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees …

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Compliance
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED June 26th, 2025

U.S. Supreme Court Upholds State Ban on Gender-affirming Care for Minors

Bryan Gross

On June 18, 2025, the U.S. Supreme Court upheld the constitutionality of a Tennessee law banning certain medical care, such as puberty blockers and …

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Compliance
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED June 25th, 2025

U.S Supreme Court Declines to Extend ADA Protections to Retirees

Bryan Gross

On June 20, 2025, the U.S. Supreme Court issued a decision in Stanley v. City of Sanford, Florida, holding that a former employee does …

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