MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Retirement
Benefits+ | Retirement

THE GROWING POPULARITY OF RETIREMENT INCOME VEHICLES

It hasn’t been long since the tide turned and interest shifted from college to trade school. As the repercussions of our declining birth rates reverberate through the labor market, competition for workers is going to get fierce. It’s fascinating to (…)

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Risk Management
Snow-covered tree branches create a serene winter landscape, showcasing a thick layer of snow on the twigs and limbs against a bright, white backdrop.
PUBLISHED December 2nd, 2025

Employer Responsibilities in Winter Weather

The MJ Companies

Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to …

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Benefits+
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED November 26th, 2025

Deadline for Employers to Use MLR Rebates Is Coming Up

DeAnn Deck

Employers with insured health plans may have received a medical loss ratio (MLR) rebate from their health insurance issuers earlier this year. Issuers who …

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MJ Foundation
Graduating student in cap and gown joyfully holding a bouquet of flowers and a diploma during a commencement ceremony, showcasing celebration and accomplishment.
PUBLISHED November 25th, 2025

Empowering Nashvillians to Break Out of the Cycle of Poverty

Britni Shrout

Nashville is a thriving city, with 21% population growth and more than 30% job growth over the past decade. This remarkable expansion is one of the many reasons …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED November 21st, 2025

END OF ENHANCED ACA SUBSIDIES: POTENTIAL IMPACT ON EMPLOYERS

DeAnn Deck

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low …

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MJ Foundation
A mother and daughter wearing festive Santa hats and matching plaid pajamas, smiling together in a cozy holiday setting decorated with Christmas stockings and gifts.
PUBLISHED November 20th, 2025

Chrysalis: Helping Victims Break Free From Domestic Abuse 

Britni Shrout

What does domestic violence really look like? It starts subtly—a partner’s jealousy and possessiveness isolate you from friends and family. Their controlling behaviors, from …

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Risk Management
Stock market chart displaying upward trends with candlestick patterns and moving averages in a dark background, illustrating financial growth and analysis.
PUBLISHED November 18th, 2025

STRONG SIGNS OF MODERATION WERE EVIDENT IN Q3 2025, THE COUNCIL’S P/C MARKET SURVEY SHOWS

The MJ Companies

Q3 2025 showed clear soft market conditions across the board. Premiums across all account sizes rose by an average of 1.6%, down from 3.7% …

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Retirement
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED November 14th, 2025

IRS Announces 2026 Retirement Plan Limits

Doug Prince

The IRS has released Notice 2025-67, containing cost-of-living adjustments for 2026 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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Benefits+
Close-up of classical architectural columns showcasing detailed fluting and a smooth base, set against a backdrop of stone steps, emphasizing the grandeur of historical buildings.
PUBLISHED November 14th, 2025

PCORI Fee Amount Adjusted for 2026

DeAnn Deck

The Internal Revenue Service (IRS) has issued Notice 2025-61 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on …

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Benefits+
Group of professionals standing in front of a presentation screen with the title "Bubbles + Benefits," showcasing a networking event focused on business opportunities and wellness.
PUBLISHED November 13th, 2025

Benefits and the Murky Road Ahead

The MJ Companies

We designed them to be a great time, but our Bubbles + Benefits events mean a lot more than camaraderie, snacks, and wine and mocktail tastings. …

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Benefits+
Close-up image of an orange capsule pill on a blister pack, with a ten-dollar bill partially visible in the background, highlighting the relationship between medication and cost.
PUBLISHED November 11th, 2025

Demystifying Drug Costs

Austin Madison

After more than 20 years working in employee benefits management, I have seen a lot of changes in the way companies care for their …

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MJ Foundation
A volunteer in an orange vest hands a basket of food to children in a car during a community outreach event.
PUBLISHED November 6th, 2025

Reducing Hunger and Food Waste in Colorado

Britni Shrout

Every year, as much as 40% of the food supply in the United States ends up in landfills, and yet, 47.4 million people live in food-insecure …

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Risk Management
Business professional calculating finances with a calculator, surrounded by financial documents and a pen on a wooden desk.
PUBLISHED November 4th, 2025

E&S Market Soars As Industry Seeks Creative Coverage Options

The MJ Companies

The U.S. excess and surplus lines market continues to notch solid growth, rising 12.3% to $130 billion in direct written premium in 2024 after …

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