MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Retirement
Benefits+ | Retirement

THE GROWING POPULARITY OF RETIREMENT INCOME VEHICLES

It hasn’t been long since the tide turned and interest shifted from college to trade school. As the repercussions of our declining birth rates reverberate through the labor market, competition for workers is going to get fierce. It’s fascinating to (…)

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News and Updates
Group of diverse professionals collaborating in a modern office setting, discussing ideas and strategies, with logos of MJ and the Center for Servant Leadership prominently displayed.
PUBLISHED October 31st, 2025

The MJ Companies named to Greenleaf Servant Leader Hall of Fame

Britni Shrout

It’s nice to get noticed—and even nicer to get noticed for being exactly who you are. We’re honored to have been named to the …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED October 31st, 2025

IRS Releases Health FSA Limits for 2026

DeAnn Deck

On Oct. 9, 2025, the IRS released Revenue Procedure 2025-32 (Rev. Proc. 25-32), which includes the 2026 inflation-adjusted limit on employee salary reduction contributions …

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Risk Management
Abstract digital background featuring a circuit board design with hexagonal patterns and padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED October 30th, 2025

The Clock is Ticking: Who are you Calling When Hackers Get Access?

Carol Scully

October is Cybersecurity Awareness Month and, although I’m glad it exists, a month’s focus on cybersecurity is hardly enough for an issue that can …

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Benefits+
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED October 29th, 2025

Keeping Up with Compliance Quarterly—Q4 2025

DeAnn Deck

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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MJ Foundation
Smiling man in a hospital bed with an IV in his arm, posing for a photo with a woman who is standing beside him, both appearing cheerful. The background features medical equipment and a "Get Well Soon" balloon, indicating a supportive environment during recovery.
PUBLISHED October 28th, 2025

Improving Access to Care and Support

Britni Shrout

For Kayla, who earned a living as a musician while pursuing a master’s degree in clinical mental health, the financial hit from being unable …

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MJ Foundation
Volunteers organizing a large collection of children's books on a table in a community space, with several individuals engaged in sorting and preparing the books for distribution. The room features educational materials and certificates on the walls, highlighting a collaborative effort to promote literacy.
PUBLISHED October 23rd, 2025

Empowering People to Reach Their Full Potential Through Literacy

Britni Shrout

When Vivian immigrated to the United States, she could not read and speak English confidently. This language barrier affected nearly every aspect of her …

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Risk Management
Close-up view of three stacked laptops showcasing their ports, including USB-C, HDMI, and USB-A, on a cardboard background, illustrating modern laptop connectivity options.
PUBLISHED October 21st, 2025

Bricking Coverage in Cyber Insurance

The MJ Companies

Bricking is a type of cyberattack that renders a device unusable, effectively making it a “brick.” It targets hardware—disabling computers, tablets, hard drives, phones …

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MJ Foundation
Two young girls proudly display their trophies at a sports event, wearing colorful tie-dye shirts. The girl on the left holds a crown-topped award, while the girl on the right smiles with a blue trophy. In the background, other children are engaged in activities, showcasing a lively atmosphere.
PUBLISHED October 16th, 2025

Supporting Families Impacted by Pediatric Life-Threatening Diseases 

Britni Shrout

Every year, 500,000 children in the United States face life-threatening medical conditions. Amanda Hope was one of them. With a smile that lit up …

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Pharmacy
Stacks of white pharmaceutical tablets on a background of U.S. dollar bills, symbolizing the intersection of healthcare and financial considerations in the pharmaceutical industry.
PUBLISHED October 14th, 2025

TrumpRx Overview

Anu Dhamecha

On September 30, the TrumpRx.gov website was launched to promote transparency and affordability in prescription drug pricing by offering a direct-to-consumer discount platform aligned …

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Compensation and Total Rewards
Person using a laptop with financial icons, including a money bag, calculator, and graphs, symbolizing online financial management and analysis.
PUBLISHED October 7th, 2025

2026 Salary Increase Budget Trends

Julie Bingham

Each year, our Total Rewards + Compensation Consulting practice keeps a close eye on reported trends in annual salary increase budgets. The research and …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED October 3rd, 2025

Colorado Private Plan Maintenance Fee

The MJ Companies

The Colorado Department of Labor and Employment (CDLE) wrapped up its most recent round of changes to the Private Plan Regulations (7 CCR 1107-5), …

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News and Updates
Aerial view of First and Main, showcasing a residential community with well-planned streets, green spaces, and modern architecture. The image features the First and Main logo prominently, emphasizing the community's identity and layout.
PUBLISHED October 1st, 2025

The MJ Companies and Cooper Risk Advisors Partner to Serve Niche Businesses

The MJ Companies

INDIANAPOLIS (October 1, 2025) – The MJ Companies, a leading financial services firm for nearly 60 years, and Cooper Risk Advisors, a privately held …

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