MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management

P&C Market Update, August 2026 

Another quarter, another mixed bag for the commercial insurance market. Although we aren’t seeing the kind of drastic shifts so common over the past few years, there are a few gains (and pains) happening in property and casualty this quarter. (…)

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News and Updates
Professional headshot of a smiling woman with blonde hair, wearing a black jacket over a white top, standing in a modern office environment with large windows in the background.
PUBLISHED December 8th, 2025

The MJ Companies Welcomes Katie Newell to Lead Colorado Growth

The MJ Companies

DENVER, December 8, 2025 — The MJ Companies, a leading financial services firm serving clients for over 60 years, added Katie Newell to its …

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Risk Management
Snow-covered tree branches create a serene winter landscape, showcasing a thick layer of snow on the twigs and limbs against a bright, white backdrop.
PUBLISHED December 2nd, 2025

Employer Responsibilities in Winter Weather

The MJ Companies

Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to …

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Risk Management
Stock market chart displaying upward trends with candlestick patterns and moving averages in a dark background, illustrating financial growth and analysis.
PUBLISHED November 18th, 2025

STRONG SIGNS OF MODERATION WERE EVIDENT IN Q3 2025, THE COUNCIL’S P/C MARKET SURVEY SHOWS

The MJ Companies

Q3 2025 showed clear soft market conditions across the board. Premiums across all account sizes rose by an average of 1.6%, down from 3.7% …

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Benefits+
Group of professionals standing in front of a presentation screen with the title "Bubbles + Benefits," showcasing a networking event focused on business opportunities and wellness.
PUBLISHED November 13th, 2025

Benefits and the Murky Road Ahead

The MJ Companies

We designed them to be a great time, but our Bubbles + Benefits events mean a lot more than camaraderie, snacks, and wine and mocktail tastings. …

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Risk Management
Business professional calculating finances with a calculator, surrounded by financial documents and a pen on a wooden desk.
PUBLISHED November 4th, 2025

E&S Market Soars As Industry Seeks Creative Coverage Options

The MJ Companies

The U.S. excess and surplus lines market continues to notch solid growth, rising 12.3% to $130 billion in direct written premium in 2024 after …

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Risk Management
Close-up view of three stacked laptops showcasing their ports, including USB-C, HDMI, and USB-A, on a cardboard background, illustrating modern laptop connectivity options.
PUBLISHED October 21st, 2025

Bricking Coverage in Cyber Insurance

The MJ Companies

Bricking is a type of cyberattack that renders a device unusable, effectively making it a “brick.” It targets hardware—disabling computers, tablets, hard drives, phones …

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Benefits+
Close-up view of classical architectural columns with fluted design and stone steps, highlighting the texture and details of the structure.
PUBLISHED October 3rd, 2025

Colorado Private Plan Maintenance Fee

The MJ Companies

The Colorado Department of Labor and Employment (CDLE) wrapped up its most recent round of changes to the Private Plan Regulations (7 CCR 1107-5), …

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News and Updates
Aerial view of First and Main, showcasing a residential community with well-planned streets, green spaces, and modern architecture. The image features the First and Main logo prominently, emphasizing the community's identity and layout.
PUBLISHED October 1st, 2025

The MJ Companies and Cooper Risk Advisors Partner to Serve Niche Businesses

The MJ Companies

INDIANAPOLIS (October 1, 2025) – The MJ Companies, a leading financial services firm for nearly 60 years, and Cooper Risk Advisors, a privately held …

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News and Updates
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PUBLISHED September 30th, 2025

The MJ Companies Hires Melinda Eckard as Vice President, Employee Benefits Operations

The MJ Companies

INDIANAPOLIS (Sept. 30, 2025) – The MJ Companies, a leading financial services firm for nearly 60 years, is proud to announce the addition of …

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Risk Management
Wooden gavel resting on a pile of hundred-dollar bills, symbolizing legal proceedings and financial matters.
PUBLISHED September 23rd, 2025

THE RISING RISK OF NUCLEAR VERDICTS IN MANAGEMENT LIABILITY LITIGATION

The MJ Companies

Nuclear verdicts, which refer to exceptionally high jury awards, have become increasingly common. Several factors have contributed to this trend, including a shifting litigation …

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Risk Management
Abstract digital circuit board with security padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED September 16th, 2025

U.S. Average Breach Cost Hits Record High of $10.22 Million

The MJ Companies

The average cost of a data breach in the U.S. soared to an all-time high of $10.22 million, even as the global average cost …

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News and Updates
Logos of nonprofit organizations including MJ Foundation, Indy Reads, We Don't Waste, Uprise, and Amanda Hope, symbolizing community support and collaboration for social causes.
PUBLISHED September 11th, 2025

The MJ Foundation Names Four Local Nonprofits in Indianapolis, Phoenix, Denver, and Nashville as New Charities of Choice

The MJ Companies

INDIANAPOLIS (Sept. 10, 2025) – The MJ Charitable Foundation (the MJ Foundation), has named four nonprofits in the Indianapolis, Phoenix, Denver, and Nashville community …

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