MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compensation and Total Rewards
Compensation and Total Rewards

Compensation Planning for 2027 

Temperatures are dropping, Halloween decorations are already out, and you know what that means: It’s time for most organizations to finalize salary increase budgets for the new fiscal year. Within the wide range of considerations, priorities fluctuate inside and outside (…)

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Employee Benefits
PUBLISHED September 22nd, 2026

High-Cost Claims: Why a Small Number of Members Drive Most Healthcare Costs 

Alina Junkermeier

Healthcare costs often feel unpredictable—but when you break down the data, a clear pattern emerges. Across nearly every employer population, a very small percentage …

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Employee Benefits
PUBLISHED September 16th, 2026

Why Group Captive Insurance Is Helping Employers Control Rising Healthcare Costs 

Byron Shultz

Rising healthcare costs are forcing employers to rethink how they fund and manage employee benefits. As specialty drug spending, high-cost claims, and medical inflation …

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News and Updates
PUBLISHED September 14th, 2026

The MJ Companies Hires Viridiana Schoenfeld as Employee Benefits Consultant 

The MJ Companies

Leading business and financial services firm expands employee benefits consulting capabilities with strategic hire in Phoenix office  PHOENIX (Sept. 14, 2026) – The MJ …

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Compliance
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED August 28th, 2026

IRS PROPOSES RULES FOR DEPENDENT CARE FSA NONDISCRIMINATION TESTING

Bryan Gross

On Aug. 11, 2026, the IRS issued proposed rules addressing nondiscrimination testing requirements for dependent care flexible spending accounts (FSAs). This marks the first …

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Employee Benefits
People looking over a piece of paper on a table with a laptop
PUBLISHED August 13th, 2026

AN ICHRA MAY SOLVE A COST PROBLEM. BUT IS IT SOLVING THE RIGHT PROBLEM?

Courtney Hutchison

For employers facing rising healthcare costs, the search for sustainable benefits strategies has become increasingly urgent. Organizations are looking for ways to create more …

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Employee Benefits
A glass chart with a glass arrow pointing upwards
PUBLISHED August 12th, 2026

THE STOP-LOSS MARKET IS CHANGING. HERE’S WHERE EMPLOYERS SHOULD FOCUS.

Paige Beilby

If your most recent stop-loss renewal felt more challenging than usual, you’re not alone. Over the past year, I’ve had more conversations with employers …

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Compliance
Architectural details of classical columns from a historic building, showcasing intricate carvings and a low-angle perspective highlighting the grandeur of the structure.
PUBLISHED August 7th, 2026

MEDICARE PART D CREDITABILITY UPDATE

Bryan Gross

Employers are not required to offer creditable prescription drug coverage, but they are required to determine and communicate creditable (or non-creditable) status to eligible …

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Compliance
Close-up view of marble columns with the American flag visible in the background, capturing the architectural details of a historic building.
PUBLISHED July 24th, 2026

EBSA RELEASES AGENDA OUTLINING UPCOMING REGULATORY ACTIONS

Bryan Gross

On July 3, 2026, the Trump administration released its 2026 Regulatory Plan and Unified Agenda of Regulatory and Deregulatory Actions (Agenda), identifying its significant …

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Benefits+
Male doctor with little child in medical clinic
PUBLISHED July 16th, 2026

The State Of The Benefits Market: What Employers Need To Know Now

Kevin Sliwa

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance …

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Employee Benefits
Female doctor consulting patient over telehealth
PUBLISHED July 14th, 2026

ACCESS, COST AND CARE: LESSONS FROM HEALTHCARE LEADERS ON BUILDING SUSTAINABLE BENEFITS STRATEGIES

Courtney Hutchison

The headlines are everywhere: healthcare costs are rising, hospitals are under pressure, and employers are balancing quality care with affordability. But according to healthcare …

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Employee Benefits
A keyboard and notepad in frame on a gray table with robot hands writing and typing
PUBLISHED June 25th, 2026

UNLOCKING AI STRATEGY: HOW BUSINESSES ARE IMPLEMENTING AI

The MJ Companies

Artificial intelligence is no longer a future-facing concept organizations are experimenting with on the sidelines. As the initial excitement surrounding generative AI begins to …

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Employee Benefits
City skyline facing upwards toward big buildings
PUBLISHED June 23rd, 2026

THE MJ COMPANIES STRENGTHENS BENEFITS COMPLIANCE PRACTICE WITH ADDITION OF INDUSTRY LEADER 

The MJ Companies

INDIANAPOLIS – The MJ Companies, a leading business and financial services consulting firm for more than 60 years, announces the addition of an accomplished …

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