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Risk Management
Risk Management | Emerging Risks

2025 Ended with Softest Market Conditions Since 2017 for all Account Sizes & Majority of Lines of Business, The Council’s P/C Market Survey Shows

PUBLISHED February 26th, 2026
The MJ Companies

The market appeared to move further into the soft part of the insurance market cycle in Q4 2025. Premiums across all account sizes rose by an average of 0.2%, down from 1.6% in Q3 2025. Large account premiums fell by (…)

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Risk Management
PUBLISHED February 17th, 2026

The Hard Market Is Shifting—Here’s What That Means for YOU

Adam Adler

For years, organizations have been told the same thing at renewal: higher costs, fewer options, and little room to negotiate. Now, that message is …

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Risk Management
PUBLISHED June 3rd, 2025

K-12 Schools: Make Cybersecurity a Priority 

Adam Adler

Given that 82% of K-12 schools experienced a cyber incident between July 2023 and December 2024 (per a new Center for Internet Security report), …

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Risk Management
PUBLISHED August 10th, 2023

ECONOMIC PERSPECTIVES: US RESISTS RECESSION DESPITE STICKY INFLATION

Adam Adler

As we barrel closer to 2024, the economic outlook is nothing if not dynamic. While the banking sector grapples with persistent challenges, whispers of …

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Risk Management
PUBLISHED August 3rd, 2023

UNDERSTANDING GROUP CAPTIVES

Adam Adler

In terms of risk management practices, captive insurance is hardly the new kid on the block. Yet, faced with tightening carrier restrictions and ever-increasing …

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Risk Management
PUBLISHED June 13th, 2023

CYBER INCIDENT RESPONSE: POWERFUL STRATEGIES

Adam Adler

The threat of cyber incidents looms large for organizations of all sizes and industries. A report from Check Point researchers assesses the cost of …

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Risk Management
PUBLISHED March 8th, 2023

THE 3 C’S OF RECESSION RESILIENCE

Adam Adler

The winds of change are blowing, and the signs are clear – a recession is on the horizon. From slowing consumer spending to tightening …

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Risk Management
PUBLISHED January 18th, 2023

SIX PROACTIVE SAFETY TIPS FOR SCHOOLS

Adam Adler

The May 2022 school shooting tragedy at Robb Elementary School in Uvalde, Texas made headlines around the world. News outlet Education Week reports that …

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