MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Benefits+ | Compliance | Employee Benefits

EBSA ADDS STAFF, SIGNALS ENFORCEMENT SHIFT

The Employee Benefits Security Administration (EBSA) is hiring again after a year of significant workforce losses. The agency’s new hires of public-facing workers offer plan sponsors potential insight into the agency’s evolving priorities and enforcement approach. The EBSA, an agency (…)

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Risk Management
Healthcare professional using a laptop, surrounded by digital health icons, including medical tools and patient data, emphasizing technology in modern medicine.
PUBLISHED July 17th, 2025

Navigating Cybersecurity Challenges in the Health Care Industry

The MJ Companies

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected …

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Risk Management
Male teacher assisting a young student with a laptop in a classroom setting, while other students work on their devices at a table. The environment is modern and collaborative, emphasizing hands-on learning and technology in education.
PUBLISHED June 3rd, 2025

K-12 Schools: Make Cybersecurity a Priority 

Adam Adler

Given that 82% of K-12 schools experienced a cyber incident between July 2023 and December 2024 (per a new Center for Internet Security report), …

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Risk Management
Stock market chart displaying candlestick patterns, trend lines, and moving averages on a dark background, illustrating market fluctuations and trading analysis.
PUBLISHED May 22nd, 2025

Most Lines of Business Softening, Litigation Influencing Others, The Council’s Q1 2025 P/C Market Survey Shows

The MJ Companies

There were clear signs of softened market conditions this quarter, a continuation of a trend in 2024 of flat to lower premium increases for …

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Risk Management
Truck traveling on a highway surrounded by majestic snow-capped mountains and dense evergreen forests, highlighting scenic transportation routes in mountainous regions.
PUBLISHED April 28th, 2025

April Marks Distracted Driving Awareness Month

The MJ Companies

The National Safety Council designates April as Distracted Driving Awareness Month. This annual campaign is intended to raise awareness about the dangers of distracted …

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Risk Management
Modern architectural design featuring a geometric glass and metal facade with angular lines and reflective surfaces against a blue sky.
PUBLISHED April 15th, 2025

The Impact of Tariffs on the Commercial Insurance Market

The MJ Companies

Tariffs refer to taxes on goods traded internationally. When imported goods reach a country’s border, its government collects tariffs, also called customs duties, based …

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Risk Management
Business professionals discussing data analytics and technology innovations over a laptop, with graphs and charts in the background illustrating growth and trends.
PUBLISHED April 8th, 2025

Thoughts After a Deep Dive Into the CIAB Commercial Property/Casualty Market Report

Ryan Daniele, Kate Murray, and Jake Burris

After spending some time with the Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Report for Q4 2024, a few things stood out …

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Risk Management
A dynamic view of a highway during sunset, showcasing vibrant orange and purple skies, with cars in motion on the road. The image captures the sense of speed and travel, highlighting the beauty of a scenic drive.
PUBLISHED March 25th, 2025

2025 Market Outlook: Commercial Auto Insurance

The MJ Companies

For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue …

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Risk Management
Modern skyscrapers with glass facades reflecting the sky and clouds, showcasing contemporary architectural design and urban development.
PUBLISHED March 13th, 2025

2025 Market Outlook: Commercial Property Insurance

The MJ Companies

Moving into 2025, the commercial property insurance market appears to be stabilizing, and most renewals with favorable loss histories will see single-digit rate increases …

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Risk Management
Stock market chart displaying candlestick patterns, trend lines, and moving averages on a blue background, illustrating market fluctuations and trading analysis.
PUBLISHED February 25th, 2025

Commercial Property/Casualty Market Index Q4/2024

The MJ Companies

Premiums across all account sizes rose by an average of 5.4% in Q4 2024, a slight increase from the previous quarter’s 5.1%. As in …

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Risk Management
Group of volunteers participating in a community clean-up event, collecting trash in blue bags while wearing matching light blue t-shirts. The scene showcases teamwork and environmental stewardship in a sunny outdoor setting.
PUBLISHED February 20th, 2025

Nonprofit Sector Trends to Watch in 2025

The MJ Companies

To continue serving the public and fulfilling their missions, nonprofit leaders must proactively respond to emerging trends that impact their sector. In 2025, key …

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Risk Management
Nighttime coastal view of a beachside community with flames and smoke rising from nearby hills, highlighting the impact of a wildfire. The scene captures illuminated homes along the shoreline, contrasting against the ominous orange sky.
PUBLISHED January 28th, 2025

Verisk Estimates LA Wildfire Insured Losses at $28 to $35 Billion

The MJ Companies

Verisk’s Extreme Event Solutions team has projected insured losses ranging from $28 billion to $35 billion for the Palisades and Eaton Fires that devastated …

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Risk Management
Sign indicating that a business is closed, featuring the text "Sorry, We're Closed" on a decorative background.
PUBLISHED December 3rd, 2024

The Value of Business Interruption Insurance

The MJ Companies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging …

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