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Benefits+
Benefits+ | Compliance

HHS Releases Hardship Exemption Guidance for Catastrophic Coverage

On Sept. 4, 2025, the U.S. Department of Health and Human Services (HHS) issued guidance describing circumstances under which individuals who are enrolling in health coverage through the individual market but are ineligible for advance payments of the premium tax (…)

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Risk Management
PUBLISHED July 27th, 2023

EXPLORING THE NEW FRONTIERS OF ALTERNATIVE RISK TRANSFER

Aaron Shields

Alternative risk transfer (ART) solutions represent specialized risk financing mechanisms designed to venture beyond the conventional insurance market. These solutions aim to reduce the …

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