MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Benefits+ | Compliance

Pay-or-Play Affordability Percentage Will Increase for 2025

PUBLISHED September 17th, 2024
Ann Poland

On Sept. 6, 2024, the IRS released Revenue Procedure 2024-35 to index the contribution percentage in 2025 for determining the affordability of an employer’s plan under the Affordable Care Act (ACA). For plan years beginning in 2025, employer-sponsored coverage will (…)

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Benefits+
PUBLISHED August 11th, 2023

HOW EMPLOYERS SHOULD HANDLE MLR REBATES

Ann Poland

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Risk Management
PUBLISHED August 10th, 2023

ECONOMIC PERSPECTIVES: US RESISTS RECESSION DESPITE STICKY INFLATION

Adam Adler

As we barrel closer to 2024, the economic outlook is nothing if not dynamic. While the banking sector grapples with persistent challenges, whispers of …

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Risk Management
PUBLISHED August 3rd, 2023

UNDERSTANDING GROUP CAPTIVES

Adam Adler

In terms of risk management practices, captive insurance is hardly the new kid on the block. Yet, faced with tightening carrier restrictions and ever-increasing …

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Risk Management
PUBLISHED July 27th, 2023

EXPLORING THE NEW FRONTIERS OF ALTERNATIVE RISK TRANSFER

Aaron Shields

Alternative risk transfer (ART) solutions represent specialized risk financing mechanisms designed to venture beyond the conventional insurance market. These solutions aim to reduce the …

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MJ Foundation
PUBLISHED July 24th, 2023

MJ RAISES OVER $100K FOR COMMUNITY AT ANNUAL MJ FOUNDATION EVENT

The MJ Companies

INDIANAPOLIS (July 27, 2023) – The MJ Companies, a leading risk management and employee benefits agency for nearly 60 years, successfully hosted its annual MJ Foundation fundraiser last week at the …

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Cybersecurity
PUBLISHED July 19th, 2023

CYBER INSURANCE COVERAGE CHECKLIST: WHAT’S COMMONLY COVERED?

Carol Scully

As cyberattacks become increasingly frequent and costly, understanding your cyber risks and protecting your business with sufficient cyber insurance coverage is paramount. Cyber coverage, also known as …

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Benefits+
PUBLISHED July 11th, 2023

THE PWFA IS IN FULL SWING: ARE YOU READY?

Ann Poland

The Pregnancy Workers Fairness Act (PWFA) is now in effect as of June 27. This act focuses on the requirement for employers to provide …

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Benefits+
PUBLISHED July 9th, 2023

DOL ISSUES OPINION LETTER ABOUT HOLIDAYS DURING FMLA LEAVE

Ann Poland

On May 30, 2023, the Wage and Hour Division (WHD) of the U.S. Department of Labor issued Opinion Letter FMLA2023-2-A: “Whether Holidays Count Against …

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MJ Foundation
PUBLISHED July 3rd, 2023

THE STARS OF TOMORROW

Britni Shrout

What time is it? SUMMERTIME! SCHOOL’S OUT, SCREAM AND SHOUT! Unfortunately, we doubt kids today are still singing the infamous track from High School …

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News and Updates
PUBLISHED June 27th, 2023

THE MJ COMPANIES WELCOMES LEIGH CRICK AS SENIOR VICE PRESIDENT OF PEOPLE + CULTURE

The MJ Companies

INDIANAPOLIS (June 26, 2023) – The MJ Companies, a leading risk management and employee benefits agency for more than 50 years, announced today the addition …

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Benefits+
PUBLISHED June 23rd, 2023

UNDERSTANDING RAGE APPLYING: CAUSES AND SOLUTIONS

Angelica Audiss

In fast-paced work environments today, employees are often pushed to perform their best. However, this pressure and frustration can sometimes become overwhelming, leading to …

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Benefits+
PUBLISHED June 22nd, 2023

IS YOUR EMPLOYEE VALUE PROPOSITION GETTING DUSTY?

The MJ Companies

There are no two ways about it – the labor market is competitive. Attracting and retaining top talent is often a central challenge for …

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