MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That is, property rates continue to decrease broadly over various industry rates, and casualty rates are increasing (…)

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Benefits+
Close-up of classical architectural columns showcasing detailed fluting and a smooth base, set against a backdrop of stone steps, emphasizing the grandeur of historical buildings.
PUBLISHED November 14th, 2025

PCORI Fee Amount Adjusted for 2026

DeAnn Deck

The Internal Revenue Service (IRS) has issued Notice 2025-61 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on …

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Benefits+
Group of professionals standing in front of a presentation screen with the title "Bubbles + Benefits," showcasing a networking event focused on business opportunities and wellness.
PUBLISHED November 13th, 2025

Benefits and the Murky Road Ahead

The MJ Companies

We designed them to be a great time, but our Bubbles + Benefits events mean a lot more than camaraderie, snacks, and wine and mocktail tastings. …

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Benefits+
Close-up image of an orange capsule pill on a blister pack, with a ten-dollar bill partially visible in the background, highlighting the relationship between medication and cost.
PUBLISHED November 11th, 2025

Demystifying Drug Costs

Austin Madison

After more than 20 years working in employee benefits management, I have seen a lot of changes in the way companies care for their …

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MJ Foundation
A volunteer in an orange vest hands a basket of food to children in a car during a community outreach event.
PUBLISHED November 6th, 2025

Reducing Hunger and Food Waste in Colorado

Britni Shrout

Every year, as much as 40% of the food supply in the United States ends up in landfills, and yet, 47.4 million people live in food-insecure …

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Risk Management
Business professional calculating finances with a calculator, surrounded by financial documents and a pen on a wooden desk.
PUBLISHED November 4th, 2025

E&S Market Soars As Industry Seeks Creative Coverage Options

The MJ Companies

The U.S. excess and surplus lines market continues to notch solid growth, rising 12.3% to $130 billion in direct written premium in 2024 after …

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News and Updates
Group of diverse professionals collaborating in a modern office setting, discussing ideas and strategies, with logos of MJ and the Center for Servant Leadership prominently displayed.
PUBLISHED October 31st, 2025

The MJ Companies named to Greenleaf Servant Leader Hall of Fame

Britni Shrout

It’s nice to get noticed—and even nicer to get noticed for being exactly who you are. We’re honored to have been named to the …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED October 31st, 2025

IRS Releases Health FSA Limits for 2026

DeAnn Deck

On Oct. 9, 2025, the IRS released Revenue Procedure 2025-32 (Rev. Proc. 25-32), which includes the 2026 inflation-adjusted limit on employee salary reduction contributions …

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Risk Management
Abstract digital background featuring a circuit board design with hexagonal patterns and padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED October 30th, 2025

The Clock is Ticking: Who are you Calling When Hackers Get Access?

Carol Scully

October is Cybersecurity Awareness Month and, although I’m glad it exists, a month’s focus on cybersecurity is hardly enough for an issue that can …

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Benefits+
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED October 29th, 2025

Keeping Up with Compliance Quarterly—Q4 2025

DeAnn Deck

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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MJ Foundation
Smiling man in a hospital bed with an IV in his arm, posing for a photo with a woman who is standing beside him, both appearing cheerful. The background features medical equipment and a "Get Well Soon" balloon, indicating a supportive environment during recovery.
PUBLISHED October 28th, 2025

Improving Access to Care and Support

Britni Shrout

For Kayla, who earned a living as a musician while pursuing a master’s degree in clinical mental health, the financial hit from being unable …

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MJ Foundation
Volunteers organizing a large collection of children's books on a table in a community space, with several individuals engaged in sorting and preparing the books for distribution. The room features educational materials and certificates on the walls, highlighting a collaborative effort to promote literacy.
PUBLISHED October 23rd, 2025

Empowering People to Reach Their Full Potential Through Literacy

Britni Shrout

When Vivian immigrated to the United States, she could not read and speak English confidently. This language barrier affected nearly every aspect of her …

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Risk Management
Close-up view of three stacked laptops showcasing their ports, including USB-C, HDMI, and USB-A, on a cardboard background, illustrating modern laptop connectivity options.
PUBLISHED October 21st, 2025

Bricking Coverage in Cyber Insurance

The MJ Companies

Bricking is a type of cyberattack that renders a device unusable, effectively making it a “brick.” It targets hardware—disabling computers, tablets, hard drives, phones …

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