MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Compliance | Employee Benefits

NONDISCRIMINATION RULES FOR BENEFIT PLANS

Many employee benefits are excluded from employees’ gross income and, thus, are not taxable when specific conditions are met. One of these conditions is often some type of nondiscrimination requirement, which ensures that the benefit plan does not discriminate in (…)

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News and Updates
Logos of nonprofit organizations including MJ Foundation, Indy Reads, We Don't Waste, Uprise, and Amanda Hope, symbolizing community support and collaboration for social causes.
PUBLISHED September 11th, 2025

The MJ Foundation Names Four Local Nonprofits in Indianapolis, Phoenix, Denver, and Nashville as New Charities of Choice

The MJ Companies

INDIANAPOLIS (Sept. 10, 2025) – The MJ Charitable Foundation (the MJ Foundation), has named four nonprofits in the Indianapolis, Phoenix, Denver, and Nashville community …

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News and Updates
Signage of MJ Company on a building exterior with a water tower and telecommunications tower in the background under a clear blue sky.
PUBLISHED September 3rd, 2025

The MJ Companies Named a 2025 Best Practices Agency

The MJ Companies

The MJ Companies retained its Best Practices status for 2025, joining an elite group of independent insurance agencies from across the United States.    The …

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Pharmacy
Syringe with a needle next to glass vials containing clear liquid, representing vaccinations or medical solutions in a clinical setting.
PUBLISHED August 26th, 2025

WHAT LOOKS LIKE A PHARMACY BENEFIT SOMETIMES ISN’T: THE J-CODE CONUNDRUM

Chris Antypas

From what I’ve seen, more than three quarters of employers are facing at least one J-code issue. And because medically administered and infused drugs …

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Compliance
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED August 21st, 2025

Keeping Up with Compliance Quarterly—Q3 2025

DeAnn Deck

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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MJ Foundation
Business meeting in a conference room with attendees seated around tables, engaging in discussion while a speaker presents in front of large windows.
PUBLISHED August 20th, 2025

Helping Students and Graduates Start their Careers

Britni Shrout

Entering a new career is a challenge for anyone, no matter how much training and drive a candidate has. Unemployment among recent graduates is …

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News and Updates
Professional woman with long brown hair wearing a purple blouse, smiling confidently in a modern office environment.
PUBLISHED August 19th, 2025

The MJ Companies Welcomes Anu Dhamecha as Director of Pharmacy Practice

The MJ Companies

INDIANAPOLIS (August 19, 2025) – The MJ Companies (MJ), a leading business and financial services consulting firm for more than 60 years, is continuing …

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Risk Management
Financial market analysis chart displaying candlestick patterns, trend lines, and indicators on a dark background, illustrating price movements and trading strategies.
PUBLISHED August 18th, 2025

Most Lines of Business Softened in Q2 2025, The Council’s P+C Market Survey Shows

The MJ Companies

Softened market conditions were again evident this quarter. Premiums across all account sizes rose by an average of 3.7%, down from 4.2% in Q1 …

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Benefits+
Diverse hands coming together in a collaborative gesture, symbolizing teamwork and unity in a professional setting.
PUBLISHED August 14th, 2025

Small Changes, Big Impact: Low-Cost Ways to Support Employees through Inflation

Julie Bingham

As inflation headlines re-emerge, many employers are contemplating shifts in their remote and hybrid work policies. Organizations are working hard to balance two competing …

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Risk Management
Two construction workers wearing bright yellow safety vests hold blue hard hats while standing in a warehouse aisle, emphasizing workplace safety and preparedness.
PUBLISHED August 12th, 2025

Five Strategies for Reducing Workers’ Compensation Costs

The MJ Companies

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key …

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Compliance
Close-up view of classical architectural columns with fluted design, showcasing the texture and details of the stonework and steps, symbolizing strength and stability in historical buildings.
PUBLISHED August 8th, 2025

DOL Issues Updated Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED August 7th, 2025

How Employers Should Handle MLR Rebates

DeAnn Deck

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Compliance
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED August 6th, 2025

ACA Affordability Percentage Will Increase for 2026

DeAnn Deck

The IRS released Revenue Procedure 2025-25 to index the contribution percentage in 2026 for determining the affordability of an employer’s health plan under the …

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