MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Compliance

FEDERAL AGENCIES ISSUE PROPOSED RULES ON OFFERING FERTILITY BENEFITS

PUBLISHED May 15th, 2026
DeAnn Deck

On May 10, 2026, the U.S. Departments of Labor, Health and Human Services, and the Treasury (the Departments) jointly issued proposed rules that would create a new category of limited excepted benefits that employers can use to offer fertility benefits. (…)

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Risk Management
Business professionals discussing data analytics and technology innovations over a laptop, with graphs and charts in the background illustrating growth and trends.
PUBLISHED April 8th, 2025

Thoughts After a Deep Dive Into the CIAB Commercial Property/Casualty Market Report

Ryan Daniele, Kate Murray, and Jake Burris

After spending some time with the Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Report for Q4 2024, a few things stood out …

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Risk Management
A dynamic view of a highway during sunset, showcasing vibrant orange and purple skies, with cars in motion on the road. The image captures the sense of speed and travel, highlighting the beauty of a scenic drive.
PUBLISHED March 25th, 2025

2025 Market Outlook: Commercial Auto Insurance

The MJ Companies

For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue …

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Risk Management
Modern skyscrapers with glass facades reflecting the sky and clouds, showcasing contemporary architectural design and urban development.
PUBLISHED March 13th, 2025

2025 Market Outlook: Commercial Property Insurance

The MJ Companies

Moving into 2025, the commercial property insurance market appears to be stabilizing, and most renewals with favorable loss histories will see single-digit rate increases …

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Risk Management
Group of volunteers participating in a community clean-up event, collecting trash in blue bags while wearing matching light blue t-shirts. The scene showcases teamwork and environmental stewardship in a sunny outdoor setting.
PUBLISHED February 20th, 2025

Nonprofit Sector Trends to Watch in 2025

The MJ Companies

To continue serving the public and fulfilling their missions, nonprofit leaders must proactively respond to emerging trends that impact their sector. In 2025, key …

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Risk Management
Nighttime coastal view of a beachside community with flames and smoke rising from nearby hills, highlighting the impact of a wildfire. The scene captures illuminated homes along the shoreline, contrasting against the ominous orange sky.
PUBLISHED January 28th, 2025

Verisk Estimates LA Wildfire Insured Losses at $28 to $35 Billion

The MJ Companies

Verisk’s Extreme Event Solutions team has projected insured losses ranging from $28 billion to $35 billion for the Palisades and Eaton Fires that devastated …

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Risk Management
Sign indicating that a business is closed, featuring the text "Sorry, We're Closed" on a decorative background.
PUBLISHED December 3rd, 2024

The Value of Business Interruption Insurance

The MJ Companies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging …

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Risk Management
Red "Sorry We Are Closed" sign hanging in a storefront, indicating that the business is not currently open to customers.
PUBLISHED November 12th, 2024

Additional Coverages and Extensions Under the Business Income and Extra Expense Form

The MJ Companies

When organizations encounter unexpected disasters, avoiding operational disruptions or temporary shutdowns may be challenging, and even brief closures can carry costly consequences. That’s where …

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Risk Management
Wooden gavel resting on a background of scattered hundred-dollar bills, symbolizing justice and financial matters in legal contexts.
PUBLISHED October 29th, 2024

The Rise of Nuclear Verdicts: A Case Study

The MJ Companies

What Is a Nuclear Verdict? Nuclear verdicts refer to exceptionally high jury awards—generally, those exceeding $10 million. Such verdicts have become increasingly common in …

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Risk Management
Flooded residential area with a street sign indicating "25th St SW," submerged in water. Houses in the background are partially visible, illustrating the impact of severe flooding.
PUBLISHED October 15th, 2024

Navigating Environmental Risks After Natural Disasters

The MJ Companies

After a natural disaster has passed, the challenges businesses face are often just beginning. Although property damage, injuries and business interruptions directly caused by …

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Risk Management
Logo of CaptuRe, featuring a stylized graphic of financial data trends in the background, emphasizing its focus on healthcare strategy.
PUBLISHED July 9th, 2024

BEYOND TRADITIONAL INSURANCE: CAPTIVE OPTIONS FOR FORWARD-THINKING BUSINESSES

Byron Shultz

It’s the ideal trifecta of insurance: reduce risk, save money, and drive more growth. These advantages are possible when using a captive, an innovative …

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Risk Management
Financial market analysis chart displaying candlestick patterns, trend lines, and indicators on a blue background, illustrating price movements and trading strategies.
PUBLISHED May 28th, 2024

Commercial Property/Casualty Market Index Q1/2024

The MJ Companies

PREMIUM INCREASES FLAT TO DOWN, CIAB Q1 2024 P/C MARKET SURVEY SHOWS Premium increase moderation continued this quarter, with premiums across all account sizes …

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Risk Management
Close-up view of a modern freight truck showcasing its sleek design, prominent headlights, and side mirror, set against a soft-focus background with a sunset glow. Ideal for topics on transportation, logistics, and trucking industry.
PUBLISHED April 2nd, 2024

Trucking Industry Trends to Watch in 2024

The MJ Companies

Trucking industry conditions are constantly evolving, and businesses in the truck transportation subsector need to be aware of the changing landscape to maintain operational …

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