MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Compliance | Employee Benefits

NONDISCRIMINATION RULES FOR BENEFIT PLANS

Many employee benefits are excluded from employees’ gross income and, thus, are not taxable when specific conditions are met. One of these conditions is often some type of nondiscrimination requirement, which ensures that the benefit plan does not discriminate in (…)

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Benefits+
View from the Supreme Court steps featuring classical columns, with the American flag flying and the U.S. Capitol building visible in the background surrounded by trees.
PUBLISHED August 23rd, 2024

2025 Changes – Medicare Part D Creditable Coverage

DeAnn Deck

Employers sponsoring any size group health plan that provides prescription drug coverage are not required to offer creditable coverage, but they are required to …

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MJ Foundation
A mother holding her baby outdoors, with a soft-focus background featuring a river and distant structures, showcasing a warm, nurturing moment. The mother has short hair and wears a patterned blouse, while the baby is dressed in a red jacket, gazing curiously.
PUBLISHED August 20th, 2024

Opportunity Is Out There

Britni Shrout

In the heart of communities across the globe, there are stories of resilience and hope that often go unheard. These are the stories of …

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Risk Management
Close-up of a padlock resting on a laptop keyboard, symbolizing digital security and data protection. The image features a vibrant color contrast with a focus on cybersecurity themes.
PUBLISHED August 13th, 2024

Drafting Your Cybersecurity Dream Team: A Playbook for Cyber Quick Response (CQR)

Carol Scully

Gearing up for the forthcoming football season, it’s time to channel that energy into fortifying your business against cyber threats. Just like a football …

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News and Updates
Portrait of a smiling woman in a red turtleneck, representing the Outstanding Women in Business initiative by the Denver Business Journal, highlighting female leadership and achievements in the business sector.
PUBLISHED August 6th, 2024

Colorado Market President Named “Outstanding Women in Business” by Denver Business Journal 

The MJ Companies

At MJ, we embrace innovation and aim to raise standards — a mission embodied wholeheartedly by Courtney Hutchison, our esteemed Colorado Market President. Reflecting …

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News and Updates
Logo of MJ Retirement alongside the Centre for Fiduciary Excellence emblem, emphasizing retirement planning and fiduciary services.
PUBLISHED August 1st, 2024

MJ Retirement Receives Expanded CEFEX DOL Cybersecurity Certification

The MJ Companies

INDIANAPOLIS (August 1, 2024) – MJ Retirement, the fiduciary arm of The MJ Companies, a leading financial services firm for 60 years, is proud …

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MJ Foundation
Group photo of a diverse crowd gathered on the steps of the U.S. Capitol building, showcasing families and individuals of all ages, smiling and enjoying a memorable day in Washington, D.C.
PUBLISHED July 23rd, 2024

One in a Million

Britni Shrout

Across the world, parents share in the universal desire to see their children thrive in health and happiness—a wish that becomes even more urgent …

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MJ Foundation
Group photo of participants at a golf event, featuring a diverse crowd of men and women in golf attire, standing on a green with a clubhouse in the background. The setting is outdoors, showcasing a tree and golf course elements, highlighting camaraderie and community spirit in a recreational atmosphere.
PUBLISHED July 16th, 2024

MJ Raises Over $135K for Community at MJ Foundation Golf Outing

The MJ Companies

INDIANAPOLIS (July 16, 2024) – The MJ Companies, a leading financial services firm for over 60 years, hosted its second annual Benefit at the …

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Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED July 12th, 2024

PCORI Fees Due July 31, 2024

DeAnn Deck

The Affordable Care Act (ACA) requires self-insured and level-funded plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported …

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Risk Management
Logo of CaptuRe, featuring a stylized graphic of financial data trends in the background, emphasizing its focus on healthcare strategy.
PUBLISHED July 9th, 2024

BEYOND TRADITIONAL INSURANCE: CAPTIVE OPTIONS FOR FORWARD-THINKING BUSINESSES

Byron Shultz

It’s the ideal trifecta of insurance: reduce risk, save money, and drive more growth. These advantages are possible when using a captive, an innovative …

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Risk Management
Person typing on a laptop keyboard with email notification icons and warning alerts displayed, illustrating digital communication and potential cybersecurity concerns.
PUBLISHED July 1st, 2024

Cybersecurity Insights: Organizational Exposure to Business Email Compromise and AI

Carol Scully

In today’s digital world, the growing impact of cyber attacks have become an ever-pressing concern for businesses of all sizes and across industries. While …

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News and Updates
Logo of Magnify, a pharmacy solutions company, featuring the brand name prominently and a colorful plus symbol, set against a light gray background with a subtle pattern.
PUBLISHED June 24th, 2024

The MJ Companies Launches New Pharmacy Practice

Britni Shrout

MagniPhy Pharmacy Solutions offers innovative pharmacy management programs INDIANAPOLIS (June 24, 2024) – The MJ Companies, a leading financial services firm for nearly 60 …

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MJ Foundation
Happy family celebrating new home ownership, with a girl holding house keys while being lifted by her father, and her mother smiling beside them.
PUBLISHED June 20th, 2024

Resources that Change Lives

Britni Shrout

Homelessness knows no boundaries—it can affect anyone, regardless of their circumstances. It’s easy to believe it could never happen to you, but the reality …

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