MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Employee Benefits
Employee Benefits

More Usage, Lower Costs: Rethinking Pharmacy Strategy 

PUBLISHED October 13th, 2026
Anu Dhamecha

For most employers, pharmacy feels like a simple equation: more prescriptions = more cost. Utilization goes up, spend follows. That’s been the assumption for years. But what we’re seeing across parts of the market—and within MJ’s CaptuRe captive—is challenging that (…)

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Benefits+
Low-angle view of classical architectural columns with intricate details and a clear blue sky in the background, showcasing the grandeur of the structure.
PUBLISHED May 1st, 2025

Trump Executive Order Aims to Repeal Disparate Impact Liability

Bryan Gross

On April 23, 2025, President Donald Trump issued an executive order (EO) that aims to repeal disparate impact liability under Title VII of the …

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Benefits+
Two individuals discussing business documents at a wooden table, focusing on graphs and data analysis. One person holds a pen while pointing to a report, and the other examines the papers, with a calculator and additional documents visible on the table.
PUBLISHED April 29th, 2025

Clorox and the Case for Documenting Plan Forfeiture Decisions 

Doug Prince

Opportunity comes in many forms, and for creative litigators, more of it may be coming from the ways large employers use forfeitures from their …

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Risk Management
Truck traveling on a highway surrounded by majestic snow-capped mountains and dense evergreen forests, highlighting scenic transportation routes in mountainous regions.
PUBLISHED April 28th, 2025

April Marks Distracted Driving Awareness Month

The MJ Companies

The National Safety Council designates April as Distracted Driving Awareness Month. This annual campaign is intended to raise awareness about the dangers of distracted …

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Benefits+
Close-up view of classical architectural columns with fluted design, showcasing the texture and details of the stonework and steps, symbolizing strength and stability in historical buildings.
PUBLISHED April 24th, 2025

Supreme Court Ruling May Lead to More Fiduciary Lawsuits Under ERISA

Bryan Gross

On April 17, 2025, the U.S. Supreme Court ruled that a group of employees may challenge their employer’s fee arrangement with a retirement plan …

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Benefits+
Close-up view of the U.S. Capitol dome, showcasing its intricate architectural details and columns against a blue sky. The image highlights the grandeur of this iconic building, a symbol of American democracy and government.
PUBLISHED April 23rd, 2025

New Executive Order Seeks to Lower Drug Prices and Improve PBM Transparency

Bryan Gross

On April 15, 2025, President Donald Trump issued an executive order (EO) that directs his administration to take a wide range of actions to …

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MJ Foundation
Two smiling men holding decorated paper bags in a lively café setting, with one bag featuring a colorful "LIVE LAUGH LOVE" message and the other adorned with green drawings. The background includes plants and retro decor, creating a warm and inviting atmosphere.
PUBLISHED April 22nd, 2025

Bringing Healthy Meals and Personal Support to People with Cancer

Britni Shrout

What started in 2011 as an effort to make life a little easier for homebound people with cancer now delivers nearly 10,000 free meals …

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Benefits+
Dome of the U.S. Capitol building in Washington, D.C., with a plane flying in the background on a cloudy day.
PUBLISHED April 18th, 2025

DOL Updates Model Employer CHIP Notice

Bryan Gross

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Risk Management
Modern architectural design featuring a geometric glass and metal facade with angular lines and reflective surfaces against a blue sky.
PUBLISHED April 15th, 2025

The Impact of Tariffs on the Commercial Insurance Market

The MJ Companies

Tariffs refer to taxes on goods traded internationally. When imported goods reach a country’s border, its government collects tariffs, also called customs duties, based …

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Risk Management
Business professionals discussing data analytics and technology innovations over a laptop, with graphs and charts in the background illustrating growth and trends.
PUBLISHED April 8th, 2025

Thoughts After a Deep Dive Into the CIAB Commercial Property/Casualty Market Report

Ryan Daniele, Kate Murray, and Jake Burris

After spending some time with the Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Report for Q4 2024, a few things stood out …

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News and Updates
Two women smiling and engaging in conversation outside a modern office building, promoting MJ Companies as the 2025 Best Places to Work in Indiana, Phoenix, and Denver.
PUBLISHED April 1st, 2025

The MJ Companies Named a Best Place to Work in Indiana, Denver and Phoenix

The MJ Companies

INDIANAPOLIS (April 1, 2025) – The MJ Companies, a leading business and financial services consulting firm for nearly 60 years, is proud to announce …

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Risk Management
A dynamic view of a highway during sunset, showcasing vibrant orange and purple skies, with cars in motion on the road. The image captures the sense of speed and travel, highlighting the beauty of a scenic drive.
PUBLISHED March 25th, 2025

2025 Market Outlook: Commercial Auto Insurance

The MJ Companies

For much of the past decade, the commercial auto insurance market has been challenging for both insurers and insureds—a trend that’s expected to continue …

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Benefits+
U.S. Capitol building with a prominent dome and American flag, showcasing neoclassical architecture against a blue sky with clouds.
PUBLISHED March 21st, 2025

Protecting Employees’ Medical Information in the Workplace

Bryan Gross

Employers obtain employees’ medical information for various reasons, such as verifying a reasonable accommodation request, certifying leave or confirming eligibility for disability benefits. At …

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