MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Retirement
Benefits+ | Retirement

THE GROWING POPULARITY OF RETIREMENT INCOME VEHICLES

It hasn’t been long since the tide turned and interest shifted from college to trade school. As the repercussions of our declining birth rates reverberate through the labor market, competition for workers is going to get fierce. It’s fascinating to (…)

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Benefits+
View of the U.S. Capitol building framed by marble columns, with an American flag in the foreground and lush greenery surrounding the iconic structure.
PUBLISHED December 19th, 2024

Court Rejects New Notice Requirement for Fixed Indemnity Coverage

DeAnn Deck

On Dec. 4, 2024, the U.S. District Court for the Eastern District of Texas vacated a new notice requirement for fixed indemnity coverage in …

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MJ Foundation
Tent and makeshift shelter under a highway overpass, surrounded by pallets, a bicycle, and personal belongings, highlighting urban homelessness and living conditions.
PUBLISHED December 18th, 2024

A Loving Approach to Impacting Lives

Britni Shrout

As we head into the holiday season, many of us reflect on the past year and feel grateful for all that we have. Whether …

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Benefits+
Dome of the U.S. Capitol building in Washington, D.C., with a plane flying in the background on a cloudy day.
PUBLISHED December 13th, 2024

Health Plans Must Update HIPAA Policies for New Reproductive Health Care Rights

DeAnn Deck

Beginning Dec. 23, 2024, covered entities and their business associates must comply with stricter HIPAA privacy protections for reproductive health care. These new protections …

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Benefits+
Pink piggy bank on a blue pathway with three directional arrows, symbolizing financial choices and savings strategies.
PUBLISHED December 10th, 2024

A Future of Greater Benefits Flexibility for Employees

Doug Prince

Benefits may change, but these truths will never change: For any group of employees, a broad range of priorities and needs exist. And the …

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Risk Management
Sign indicating that a business is closed, featuring the text "Sorry, We're Closed" on a decorative background.
PUBLISHED December 3rd, 2024

The Value of Business Interruption Insurance

The MJ Companies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging …

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News and Updates
Image promoting the 2024 Best Places to Work by the Phoenix Business Journal, featuring colorful logos and a modern building with sun rays in the background.
PUBLISHED November 26th, 2024

The MJ Companies Named as an Honoree for Phoenix Business Journal’s 2024 Best Places to Work Awards

The MJ Companies

PHOENIX (Nov. 26, 2024)– The MJ Companies, a leading financial services firm for over 60 years, has been included in this year’s group of …

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Risk Management
Stock market chart displaying candlestick patterns, trend lines, and moving averages on a blue background, illustrating market fluctuations and trading analysis.
PUBLISHED November 25th, 2024

Commercial Property/Casualty Market Index Q3/2024

The MJ Companies

Moderation in premium increases continued in Q3 2024, according to The Council’s Quarterly P/C Market Report. Premiums across all account sizes rose by 5.1%, …

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MJ Foundation
Family gathered outside Virginia Auto Service, showcasing a friendly atmosphere with a van in the foreground, emphasizing community and support in auto care services.
PUBLISHED November 21st, 2024

The Power of Community

Britni Shrout

You’re 17 years old, facing the challenges of being a child in the foster care system, contending with abuse, and ultimately left in a …

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Risk Management
A construction professional types on a laptop at a work desk with blueprints and a yellow hard hat, while two colleagues discuss plans in the background.
PUBLISHED November 19th, 2024

Navigating Cybersecurity Challenges in the Construction Industry

The MJ Companies

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling …

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Benefits+
View of the U.S. Capitol building framed by the marble columns of the Supreme Court, with an American flag visible in the background against a clear sky.
PUBLISHED November 18th, 2024

Employee Benefit Plan Deadline Relief Issued Due to Recent Natural Disasters

DeAnn Deck

On Nov. 8, 2024, federal agencies issued deadline relief to ensure that employee benefit plans, participants, beneficiaries, qualified beneficiaries and claimants in disaster areas …

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Risk Management
Red "Sorry We Are Closed" sign hanging in a storefront, indicating that the business is not currently open to customers.
PUBLISHED November 12th, 2024

Additional Coverages and Extensions Under the Business Income and Extra Expense Form

The MJ Companies

When organizations encounter unexpected disasters, avoiding operational disruptions or temporary shutdowns may be challenging, and even brief closures can carry costly consequences. That’s where …

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Leave and Absence Management
Close-up of a sticky note labeled "Paid Leave" placed on a calendar with a pen beside it, symbolizing time off and employee benefits.
PUBLISHED November 5th, 2024

Tale of Two Employers: Early Learnings from the Launch of Colorado’s Paid Leave Insurance Program

Courtney Hutchison

Colorado is a leader in family-supporting policies and one of 13 states with paid family and medical leave laws. As such, we are trailblazers …

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