MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

MJ Foundation
MJ Foundation

The Power of Community

You’re 17 years old, facing the challenges of being a child in the foster care system, contending with abuse, and ultimately left in a dark and lonely place. You gave yourself a fresh start by starting a family with a (…)

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Risk Management
PUBLISHED November 12th, 2024

Additional Coverages and Extensions Under the Business Income and Extra Expense Form

The MJ Companies

When organizations encounter unexpected disasters, avoiding operational disruptions or temporary shutdowns may be challenging, and even brief closures can carry costly consequences. That’s where …

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Risk Management
PUBLISHED October 29th, 2024

The Rise of Nuclear Verdicts: A Case Study

The MJ Companies

What Is a Nuclear Verdict? Nuclear verdicts refer to exceptionally high jury awards—generally, those exceeding $10 million. Such verdicts have become increasingly common in …

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Risk Management
PUBLISHED October 15th, 2024

Navigating Environmental Risks After Natural Disasters

The MJ Companies

After a natural disaster has passed, the challenges businesses face are often just beginning. Although property damage, injuries and business interruptions directly caused by …

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Risk Management
PUBLISHED July 9th, 2024

BEYOND TRADITIONAL INSURANCE: CAPTIVE OPTIONS FOR FORWARD-THINKING BUSINESSES

Byron Shultz

It’s the ideal trifecta of insurance: reduce risk, save money, and drive more growth. These advantages are possible when using a captive, an innovative …

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Risk Management
PUBLISHED May 28th, 2024

Commercial Property/Casualty Market Index Q1/2024

The MJ Companies

PREMIUM INCREASES FLAT TO DOWN, CIAB Q1 2024 P/C MARKET SURVEY SHOWS Premium increase moderation continued this quarter, with premiums across all account sizes …

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Risk Management
PUBLISHED April 2nd, 2024

Trucking Industry Trends to Watch in 2024

The MJ Companies

Trucking industry conditions are constantly evolving, and businesses in the truck transportation subsector need to be aware of the changing landscape to maintain operational …

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Risk Management
PUBLISHED February 27th, 2024

Construction Industry Trends to Watch in 2024

The MJ Companies

The construction industry has encountered volatility and uncertainty in recent years, brought on in part by fluctuating consumer behaviors, material procurement difficulties, project delays, …

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Risk Management
PUBLISHED February 8th, 2024

Building a Strong Safety Culture

Mike Janicki

The Occupational Safety and Health Administration (OSHA) emphasizes that fostering a robust safety culture is the single most influential factor in reducing workplace accidents …

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Risk Management
PUBLISHED December 21st, 2023

2024 Commercial Property & Casualty Market Outlook

The MJ Companies

Introducing the Commercial Property & Casualty Market Outlook for the year 2024. Within this report, we are pleased to present insights into the current …

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Risk Management
PUBLISHED October 17th, 2023

WINTER WEATHER PREPAREDNESS: PROTECTING YOUR BUSINESS

Mike Janicki

Over the past decade, we’ve witnessed a series of winter weather events that have left a trail of destruction in their wake. In 2021, …

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Risk Management
PUBLISHED September 21st, 2023

MITIGATING CLIMATE RISK IN THE RISE OF NATURAL DISASTERS

Mike Janicki

Extreme rainfall, hurricanes, droughts, and wildfires have captivated the nation this year. People have lost their homes, businesses and lives. If it seems like …

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Risk Management
PUBLISHED September 14th, 2023

NAVIGATING UNCERTAINTY: MANAGING SUPPLY CHAIN RISKS

Aaron Parker

Lean manufacturing has evolved into a pivotal element of effective supply chain management, empowering businesses to maintain agility and adaptability in response to shifting …

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