MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

Subcontractor Risk: Why Your Certificates Might Not Protect You 

PUBLISHED October 29th, 2026
Dylan Wilson

If you’re a general contractor, you probably collect certificates of insurance from every subcontractor (sub) before they set foot on the job. That’s a good habit. But a certificate showing you as an “additional insured” doesn’t guarantee you’re covered.  Being (…)

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Risk Management
PUBLISHED October 29th, 2026

Subcontractor Risk: Why Your Certificates Might Not Protect You 

Dylan Wilson

If you’re a general contractor, you probably collect certificates of insurance from every subcontractor (sub) before they set foot on the job. That’s a …

Read More
Compliance
A computer with a man in a suit typing on it that has an email notification on the screen
PUBLISHED October 28th, 2026

The Next Fiduciary Decision May Already Be Sitting In Your Inbox 

Bryan Gross

When most employers think about fiduciary decisions, they picture major moments. Selecting a health plan vendor. Evaluating a pharmacy benefit manager. Establishing a benefits …

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MJ Foundation
PUBLISHED October 27th, 2026

MJ Foundation Donates $15,000 To Dayspring Center in Memory of Late Executive Director

The MJ Companies

Donation part of longstanding relationship, serves to carry on Lori Casson’s legacy and support families experiencing homelessness in Indianapolis   CARMEL, IND. – The MJ …

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MJ Foundation
Cluster of tents on the side of a street in a city
PUBLISHED October 22nd, 2026

Open Table Nashville: Disrupting Homelessness With Love and Action

Britni Shrout

It only takes a few obstacles or a run of bad luck to find yourself without a place to call home. And once that …

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Risk Management
Someone sitting at a table using a calculator with data information on the table
PUBLISHED October 21st, 2026

Instead of Premium, Focus on Total Cost of Risk

Dylan Cozad

Too often, organizations evaluate their insurance program the same way consumers shop for cable packages or cell phone plans—compare prices, negotiate rates, and choose …

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Employee Benefits
PUBLISHED October 20th, 2026

GLP-1 Coverage for Employers: Should you cover it, control it, or rethink it?

Anu Dhamecha

GLP-1s are everywhere right now—and for employers, they’re creating one of the biggest pharmacy questions of the moment: Do we cover them? Limit them? …

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Compliance
PUBLISHED October 16th, 2026

Your Health Plan is Now a Fiduciary Target. Here’s what That Means For Employers

Bryan Gross

Most employers don’t wake up in the morning thinking about fiduciary liability. If they’re focused on employee benefits, it’s usually on controlling costs, improving …

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Employee Benefits
PUBLISHED October 13th, 2026

More Usage, Lower Costs: Rethinking Pharmacy Strategy 

Anu Dhamecha

For most employers, pharmacy feels like a simple equation: more prescriptions = more cost. Utilization goes up, spend follows. That’s been the assumption for …

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Compensation and Total Rewards
PUBLISHED October 6th, 2026

Compensation Planning for 2027 

Julie Bingham

Temperatures are dropping, Halloween decorations are already out, and you know what that means: It’s time for most organizations to finalize salary increase budgets …

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Risk Management
Woman sitting on the ground in front of a white background hugging her knees
PUBLISHED September 30th, 2026

Suicide Prevention: An Essential Part of a Strong Safety Culture

Mike Janicki

Until pretty recently, commercial safety programs focused exclusively on physical threats. Industrial, manufacturing, and construction companies invested heavily in physical safeguards—from fall protection and …

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MJ Foundation
PUBLISHED September 29th, 2026

United Way of Central Indiana: A Community Effort to Address Poverty 

Britni Shrout

Poverty is a lot more than not having adequate income. It’s stress that impacts health and affects how children develop and whether they become …

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Risk Management
PUBLISHED September 24th, 2026

Addressing 4 Common Sources of Commercial Property Insurance Claims

The MJ Companies

Commercial property insurance claims can arise from numerous unexpected events. An electrical fire may destroy critical equipment; a severe storm may hit without warning, …

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