MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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News and Updates
News and Updates

The MJ Companies and Cooper Risk Advisors Partner to Serve Niche Businesses

PUBLISHED October 1st, 2025
The MJ Companies

INDIANAPOLIS (October 1, 2025) – The MJ Companies, a leading financial services firm for nearly 60 years, and Cooper Risk Advisors, a privately held insurance advisory firm for 100+ years, announced today a strategic partnership with the launch of First (…)

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Benefits+
PUBLISHED September 18th, 2025

Gag Clause Prohibition and Attestation Requirement

DeAnn Deck

Effective in 2020, the Consolidated Appropriations Act, 2021 (CAA) prohibits health plans and health insurance issuers from entering into contracts with health care providers, …

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Benefits+
PUBLISHED September 17th, 2025

HHS Releases Hardship Exemption Guidance for Catastrophic Coverage

DeAnn Deck

On Sept. 4, 2025, the U.S. Department of Health and Human Services (HHS) issued guidance describing circumstances under which individuals who are enrolling in …

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Compliance
PUBLISHED August 21st, 2025

Keeping Up with Compliance Quarterly—Q3 2025

DeAnn Deck

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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Compliance
PUBLISHED August 8th, 2025

DOL Issues Updated Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
PUBLISHED August 7th, 2025

How Employers Should Handle MLR Rebates

DeAnn Deck

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Compliance
PUBLISHED August 6th, 2025

ACA Affordability Percentage Will Increase for 2026

DeAnn Deck

The IRS released Revenue Procedure 2025-25 to index the contribution percentage in 2026 for determining the affordability of an employer’s health plan under the …

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Compliance
PUBLISHED July 23rd, 2025

Trump Accounts: New Tax-favored Accounts for Children

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Benefits+
PUBLISHED July 11th, 2025

OBBBA Expands and Makes Permanent Employer Tax Credit for PFML

DeAnn Deck

The budget bill President Donald J. Trump signed into law on July 4, commonly called the “One Big Beautiful Bill Act” (OBBBA), affected a …

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Compliance
PUBLISHED July 10th, 2025

HHS Revises Cost-sharing Limits for 2026 Plan Years

DeAnn Deck

On June 25, 2025, the U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable …

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Compliance
PUBLISHED July 9th, 2025

The “One Big Beautiful Bill Act” Includes Changes for Employee Benefits

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Compliance
PUBLISHED July 8th, 2025

Congress Permanently Extends Pre-deductible Telehealth Coverage for HDHPs/HSAs

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill (commonly referred to as the “One Big Beautiful Bill Act”) …

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Compliance
PUBLISHED June 27th, 2025

U.S. Supreme Court Upholds ACA’s Mandate for Free Preventive Care

DeAnn Deck

On June 27, 2025, the U.S. Supreme Court upheld a key component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood …

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