MJ Insight

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Retirement
Benefits+ | Compliance | Retirement

IRS Announces 2027 Retirement Plan Limits

The IRS has released Notice 2026-66, containing cost-of-living adjustments for 2027 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts (IRAs). Key Changes for 2027 The employee contribution limit for 401(k) plans in 2027 has increased (…)

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Retirement
PUBLISHED November 13th, 2026

IRS Announces 2027 Retirement Plan Limits

Doug Prince

The IRS has released Notice 2026-66, containing cost-of-living adjustments for 2027 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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Benefits+
A group of people sitting around a table with the photo being taken from above. The people are reviewing documents, taking notes, and typing on a laptop.
PUBLISHED November 10th, 2026

Why Good Outcomes Don’t Always Equal Good Governance

Bryan Gross

If you’ve worked in employee benefits long enough, you’ve probably experienced some version of this scenario. An organization makes a significant benefits decision. They …

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Compliance
A white piggy bank on a brown wooden table with a stethoscope just out of frame.
PUBLISHED November 9th, 2026

IRS Releases Health FSA Limits for 2027

Bryan Gross

HIGHLIGHTS On Nov. 5, 2026, the IRS released Revenue Procedure 2026-35, which includes the 2027 inflation-adjusted limits for health flexible spending accounts (FSAs). For …

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Compliance
A pregnant woman sits at her desk looking at her laptop with her hand over her stomach.
PUBLISHED October 30th, 2026

A New Approach to Maternity Billing and Its Impact on Employers

Bryan Gross

For decades, maternity care in the United States has been billed under a single bundled fee covering an entire pregnancy, from the first prenatal …

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Compliance
A computer with a man in a suit typing on it that has an email notification on the screen
PUBLISHED October 28th, 2026

The Next Fiduciary Decision May Already Be Sitting In Your Inbox 

Bryan Gross

When most employers think about fiduciary decisions, they picture major moments. Selecting a health plan vendor. Evaluating a pharmacy benefit manager. Establishing a benefits …

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Compliance
PUBLISHED October 16th, 2026

Your Health Plan is Now a Fiduciary Target. Here’s what That Means For Employers

Bryan Gross

Most employers don’t wake up in the morning thinking about fiduciary liability. If they’re focused on employee benefits, it’s usually on controlling costs, improving …

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Compliance
PUBLISHED September 10th, 2026

Implementing a Trump Account Contribution Program

The MJ Companies

Trump Accounts are a new tax-advantaged savings program for children under the age of 18, effective for tax years beginning in 2026. These accounts …

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Compliance
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PUBLISHED August 7th, 2026

MEDICARE PART D CREDITABILITY UPDATE

Bryan Gross

Employers are not required to offer creditable prescription drug coverage, but they are required to determine and communicate creditable (or non-creditable) status to eligible …

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Compliance
Close-up view of marble columns with the American flag visible in the background, capturing the architectural details of a historic building.
PUBLISHED July 24th, 2026

EBSA RELEASES AGENDA OUTLINING UPCOMING REGULATORY ACTIONS

Bryan Gross

On July 3, 2026, the Trump administration released its 2026 Regulatory Plan and Unified Agenda of Regulatory and Deregulatory Actions (Agenda), identifying its significant …

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Compliance
Architectural details of classical columns from a historic building, showcasing intricate carvings and a low-angle perspective highlighting the grandeur of the structure.
PUBLISHED June 12th, 2026

FORM 5500 DEADLINE IS JULY 31

Bryan Gross

Each year, employers that are subject to the Employee Retirement Income Security Act of 1974 (ERISA) must electronically file an annual report (Form 5500) …

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Compliance
Close-up of a wooden gavel resting on a desk, symbolizing justice and legal proceedings, with a blurred figure of a person in a suit working on a laptop in the background.
PUBLISHED June 11th, 2026

PCORI FEES DUE JULY 31, 2026

Bryan Gross

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees …

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Compliance
Close-up view of the United States Capitol dome with the American flag waving in front against a clear blue sky, highlighting the architectural details and historical significance of the building.
PUBLISHED June 5th, 2026

HSA/HDHP LIMITS WILL INCREASE FOR 2027

Bryan Gross

The IRS provides inflation-adjusted limits for health savings accounts (HSAs) and high-deductible health plans (HDHPs) for 2027. These limits include the following: These limits …

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