MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

THE STATE OF THE P&C MARKET: WHY IT’S NOT JUST “HARD OR SOFT” ANYMORE

PUBLISHED July 9th, 2026
Aaron Parker

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance market dynamics and emerging retirement considerations. In this series, we’re breaking down key takeaways from our (…)

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United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED February 9th, 2026

White House Launches TrumpRx, Unveils Drug Prices

Bryan Gross

On Feb. 5, President Donald Trump announced the launch of TrumpRx.gov, a federally operated website to help individuals buy prescription medications at discounted cash …

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Benefits+
Close-up of a wooden gavel resting on a desk, symbolizing justice and legal proceedings, with a blurred figure of a person in a suit working on a laptop in the background.
PUBLISHED February 6th, 2026

DOL Issues Updated Model Employer CHIP Notice

Bryan Gross

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
Close-up view of classical columns with the American flag waving in the background, symbolizing justice and democracy at a government building.
PUBLISHED February 5th, 2026

Prescription Drug Reporting (RxDC Report)

Bryan Gross

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions requiring group health plans to report …

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Benefits+
Architectural view of classical columns and ornate details of a historic building, showcasing the grandeur and design elements typical of neoclassical architecture.
PUBLISHED February 4th, 2026

Major Federal PBM Reforms Enacted as DOL Proposes New PBM Fee-Disclosure Rule

Bryan Gross

Federal oversight efforts directed at the pharmaceutical benefit manager (PBM) industry have expanded in recent years, culminating in several significant actions. On Feb. 3, …

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Benefits+
United States Capitol building dome with American flag waving against a clear blue sky, showcasing architectural details and government symbolism.
PUBLISHED January 9th, 2026

Upcoming ACA Reporting Deadlines

Bryan Gross

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in …

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Benefits+
Close-up view of the United States Capitol building, showcasing its iconic dome and intricate architectural details, including columns and decorative elements. The image highlights the grandeur of this historical landmark against a partly cloudy sky.
PUBLISHED December 29th, 2025

DEADLINE FOR SUBMITTING GAG CLAUSE ATTESTATION IS DEC. 31, 2025

Bryan Gross

Federal law prohibits group health plans and health insurance issuers from entering into contracts with health care providers, third-party administrators (TPAs) or other service …

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Benefits+
Low-angle view of classical architectural columns with intricate details and a clear blue sky in the background, showcasing the grandeur of the structure.
PUBLISHED December 26th, 2025

ERISA Fiduciary Breach Claims in J&J Lawsuit Dismissed Again

Bryan Gross

The U.S. District Court for the District of New Jersey has once again dismissed a class-action lawsuit filed against Johnson & Johnson (J&J), which …

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Compliance
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PUBLISHED December 22nd, 2025

IRS Releases Guidance on Trump Accounts: Tax-Favored Accounts for Children

Bryan Gross

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED December 19th, 2025

Calculating FMLA Leave During Holiday Weeks

Bryan Gross

Holiday weeks can pose an extra administrative challenge to employers with employees on leave under the federal Family and Medical Leave Act (FMLA). In …

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Benefits+
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PUBLISHED November 26th, 2025

Deadline for Employers to Use MLR Rebates Is Coming Up

Bryan Gross

Employers with insured health plans may have received a medical loss ratio (MLR) rebate from their health insurance issuers earlier this year. Issuers who …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED November 21st, 2025

END OF ENHANCED ACA SUBSIDIES: POTENTIAL IMPACT ON EMPLOYERS

Bryan Gross

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low …

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Retirement
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED November 14th, 2025

IRS Announces 2026 Retirement Plan Limits

Doug Prince

The IRS has released Notice 2025-67, containing cost-of-living adjustments for 2026 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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