MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

THE STATE OF THE P&C MARKET: WHY IT’S NOT JUST “HARD OR SOFT” ANYMORE

PUBLISHED July 9th, 2026
Aaron Parker

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance market dynamics and emerging retirement considerations. In this series, we’re breaking down key takeaways from our (…)

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Risk Management
Two people whose faces are cutoff from frame sitting at a table going over business plans
PUBLISHED July 9th, 2026

THE STATE OF THE P&C MARKET: WHY IT’S NOT JUST “HARD OR SOFT” ANYMORE

Aaron Parker

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance …

Read More
Risk Management
PUBLISHED June 29th, 2026

What to Do in the First 24 Hours After a Commercial Property Loss

The MJ Companies

A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and …

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Risk Management
Photo of an exterior of a high-rise building under construction.
PUBLISHED June 16th, 2026

5 Risks Every Construction Contractor Should Know About

The MJ Companies

Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance …

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Risk Management
Trucks driving in two different directions on the highway
PUBLISHED June 2nd, 2026

5 COMPONENTS OF AN EFFECTIVE FLEET SAFETY POLICY

The MJ Companies

Managing a fleet exposes businesses to a number of risks, such as vehicle damage, employee injuries, liability and regulatory scrutiny. A fleet safety policy …

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Risk Management
A close up of a computer screen with various different charts that are different colors
PUBLISHED May 26th, 2026

THE COUNCIL’S Q1 P&C MARKET SURVEY REPORT

The MJ Companies

The following are key takeaways from The Council of Insurance Agents & Brokers’ Commercial P&C Market Index for Q1 2026 (January 1 – March …

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Risk Management
A close up of a computer screen with various different charts that are different colors
PUBLISHED May 19th, 2026

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

Ryan Daniele

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That …

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Risk Management
Woman in a pink sweater sits at a teal blue desk with her hands on her keyboard as she codes on the desktop in front of her.
PUBLISHED May 18th, 2026

MOVING BEYOND ERGONOMICS TO THE INDUSTRIAL ATHLETE

Mike Janicki

As an employer, you might not think much about what makes an athlete. But doing so can provide a leap ahead in how you …

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Risk Management
A blue chart, increasing in height with a white arrow on top of it that goes up with the chart. Coins are next to the blue chart also increasing in size.
PUBLISHED May 14th, 2026

MITIGATE THE IMPACT OF SOCIAL INFLATION

Aaron Parker

If you haven’t already felt the weight of social inflation—that is, the increase in claims costs that arises from behavior and attitudes—you almost certainly …

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Risk Management
Trucks driving on an open highway going in two different directions as the sun sets
PUBLISHED May 7th, 2026

WHAT COULD A STOCK THROUGHPUT POLICY DELIVER FOR YOU?  

Adam Adler

HOW STOCK THROUGHPUT COVERAGE SIMPLIFIES RISK, LOWERS DEDUCTIBLES, AND STRENGTHENS PROPERTY PROGRAMS Stock Throughput (STP) policies aren’t new—they’ve been around since the 1970s—but in …

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Risk Management
Male teacher leans over students who are writing in notebooks to help them with what they are working on
PUBLISHED April 28th, 2026

Five Ways to Keep Your School Safe and Insurable

Adam Adler

The landscape for school safety and insurance has changed dramatically—and schools are feeling it. What once felt like a compliance exercise is now a …

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Risk Management
Worker in a hard hat and safety glasses using a tablet in a manufacturing facility, surrounded by machinery and materials, emphasizing technology in industrial operations.
PUBLISHED March 19th, 2026

Manufacturing Industry Trends to Watch in 2026

The MJ Companies

Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is …

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Risk Management
Construction worker reviewing project plans with yellow hard hat and measuring tools on the table.
PUBLISHED March 17th, 2026

Best Practices for Responding to General Liability Claims

The MJ Companies

Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor …

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