MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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MJ Foundation

Reducing Hunger and Food Waste in Colorado

PUBLISHED November 6th, 2025
Britni Shrout

Every year, as much as 40% of the food supply in the United States ends up in landfills, and yet, 47.4 million people live in food-insecure households. In Colorado, one in seven residents face food insecurity, with people of color and people with children being the (…)

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Risk Management
PUBLISHED November 4th, 2025

E&S Market Soars As Industry Seeks Creative Coverage Options

The MJ Companies

The U.S. excess and surplus lines market continues to notch solid growth, rising 12.3% to $130 billion in direct written premium in 2024 after …

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Risk Management
PUBLISHED October 30th, 2025

The Clock is Ticking: Who are you Calling When Hackers Get Access?

Carol Scully

October is Cybersecurity Awareness Month and, although I’m glad it exists, a month’s focus on cybersecurity is hardly enough for an issue that can …

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Risk Management
PUBLISHED October 21st, 2025

Bricking Coverage in Cyber Insurance

The MJ Companies

Bricking is a type of cyberattack that renders a device unusable, effectively making it a “brick.” It targets hardware—disabling computers, tablets, hard drives, phones …

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Risk Management
PUBLISHED September 23rd, 2025

THE RISING RISK OF NUCLEAR VERDICTS IN MANAGEMENT LIABILITY LITIGATION

The MJ Companies

Nuclear verdicts, which refer to exceptionally high jury awards, have become increasingly common. Several factors have contributed to this trend, including a shifting litigation …

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Risk Management
PUBLISHED September 16th, 2025

U.S. Average Breach Cost Hits Record High of $10.22 Million

The MJ Companies

The average cost of a data breach in the U.S. soared to an all-time high of $10.22 million, even as the global average cost …

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Risk Management
PUBLISHED August 18th, 2025

Most Lines of Business Softened in Q2 2025, The Council’s P+C Market Survey Shows

The MJ Companies

Softened market conditions were again evident this quarter. Premiums across all account sizes rose by an average of 3.7%, down from 4.2% in Q1 …

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Risk Management
PUBLISHED August 12th, 2025

Five Strategies for Reducing Workers’ Compensation Costs

The MJ Companies

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key …

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Emerging Risks
PUBLISHED August 5th, 2025

FUTURE IN FOCUS: 2026 ECONOMIC OUTLOOK 

The MJ Companies

If you’re feeling bereft about the state of the economy, you might be looking at the wrong headlines, according to ITR Economics Senior Forecaster …

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Risk Management
PUBLISHED July 29th, 2025

Understanding and Preventing Fleet Fraud

The MJ Companies

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets …

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Risk Management
PUBLISHED July 17th, 2025

Navigating Cybersecurity Challenges in the Health Care Industry

The MJ Companies

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected …

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Risk Management
PUBLISHED June 3rd, 2025

K-12 Schools: Make Cybersecurity a Priority 

Adam Adler

Given that 82% of K-12 schools experienced a cyber incident between July 2023 and December 2024 (per a new Center for Internet Security report), …

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Risk Management
PUBLISHED May 22nd, 2025

Most Lines of Business Softening, Litigation Influencing Others, The Council’s Q1 2025 P/C Market Survey Shows

The MJ Companies

There were clear signs of softened market conditions this quarter, a continuation of a trend in 2024 of flat to lower premium increases for …

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