MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

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Risk Management
Risk Management

THE STATE OF THE P&C MARKET: WHY IT’S NOT JUST “HARD OR SOFT” ANYMORE

PUBLISHED July 9th, 2026
Aaron Parker

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance market dynamics and emerging retirement considerations. In this series, we’re breaking down key takeaways from our (…)

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Risk Management
Wooden gavel resting on a pile of hundred-dollar bills, symbolizing legal proceedings and financial matters.
PUBLISHED September 23rd, 2025

THE RISING RISK OF NUCLEAR VERDICTS IN MANAGEMENT LIABILITY LITIGATION

The MJ Companies

Nuclear verdicts, which refer to exceptionally high jury awards, have become increasingly common. Several factors have contributed to this trend, including a shifting litigation …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED September 18th, 2025

Gag Clause Prohibition and Attestation Requirement

Bryan Gross

Effective in 2020, the Consolidated Appropriations Act, 2021 (CAA) prohibits health plans and health insurance issuers from entering into contracts with health care providers, …

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Benefits+
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED September 17th, 2025

HHS Releases Hardship Exemption Guidance for Catastrophic Coverage

Bryan Gross

On Sept. 4, 2025, the U.S. Department of Health and Human Services (HHS) issued guidance describing circumstances under which individuals who are enrolling in …

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Risk Management
Abstract digital circuit board with security padlock icons, symbolizing cybersecurity and data protection.
PUBLISHED September 16th, 2025

U.S. Average Breach Cost Hits Record High of $10.22 Million

The MJ Companies

The average cost of a data breach in the U.S. soared to an all-time high of $10.22 million, even as the global average cost …

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News and Updates
Logos of nonprofit organizations including MJ Foundation, Indy Reads, We Don't Waste, Uprise, and Amanda Hope, symbolizing community support and collaboration for social causes.
PUBLISHED September 11th, 2025

The MJ Foundation Names Four Local Nonprofits in Indianapolis, Phoenix, Denver, and Nashville as New Charities of Choice

The MJ Companies

INDIANAPOLIS (Sept. 10, 2025) – The MJ Charitable Foundation (the MJ Foundation), has named four nonprofits in the Indianapolis, Phoenix, Denver, and Nashville community …

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News and Updates
Signage of MJ Company on a building exterior with a water tower and telecommunications tower in the background under a clear blue sky.
PUBLISHED September 3rd, 2025

The MJ Companies Named a 2025 Best Practices Agency

The MJ Companies

The MJ Companies retained its Best Practices status for 2025, joining an elite group of independent insurance agencies from across the United States.    The …

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Pharmacy
Syringe with a needle next to glass vials containing clear liquid, representing vaccinations or medical solutions in a clinical setting.
PUBLISHED August 26th, 2025

WHAT LOOKS LIKE A PHARMACY BENEFIT SOMETIMES ISN’T: THE J-CODE CONUNDRUM

Chris Antypas

From what I’ve seen, more than three quarters of employers are facing at least one J-code issue. And because medically administered and infused drugs …

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Compliance
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED August 21st, 2025

Keeping Up with Compliance Quarterly—Q3 2025

Bryan Gross

Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top …

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MJ Foundation
Business meeting in a conference room with attendees seated around tables, engaging in discussion while a speaker presents in front of large windows.
PUBLISHED August 20th, 2025

Helping Students and Graduates Start their Careers

Britni Shrout

Entering a new career is a challenge for anyone, no matter how much training and drive a candidate has. Unemployment among recent graduates is …

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News and Updates
Professional woman with long brown hair wearing a purple blouse, smiling confidently in a modern office environment.
PUBLISHED August 19th, 2025

The MJ Companies Welcomes Anu Dhamecha as Director of Pharmacy Practice

The MJ Companies

INDIANAPOLIS (August 19, 2025) – The MJ Companies (MJ), a leading business and financial services consulting firm for more than 60 years, is continuing …

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Risk Management
Financial market analysis chart displaying candlestick patterns, trend lines, and indicators on a dark background, illustrating price movements and trading strategies.
PUBLISHED August 18th, 2025

Most Lines of Business Softened in Q2 2025, The Council’s P+C Market Survey Shows

The MJ Companies

Softened market conditions were again evident this quarter. Premiums across all account sizes rose by an average of 3.7%, down from 4.2% in Q1 …

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Benefits+
Diverse hands coming together in a collaborative gesture, symbolizing teamwork and unity in a professional setting.
PUBLISHED August 14th, 2025

Small Changes, Big Impact: Low-Cost Ways to Support Employees through Inflation

Julie Bingham

As inflation headlines re-emerge, many employers are contemplating shifts in their remote and hybrid work policies. Organizations are working hard to balance two competing …

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