MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Compliance | Employee Benefits

PCORI FEES DUE JULY 31, 2026

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported and paid annually using IRS Form 720, the Quarterly Federal Excise Tax Return. Form (…)

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Risk Management
Financial market analysis chart displaying candlestick patterns, trend lines, and indicators on a dark background, illustrating price movements and trading strategies.
PUBLISHED August 18th, 2025

Most Lines of Business Softened in Q2 2025, The Council’s P+C Market Survey Shows

The MJ Companies

Softened market conditions were again evident this quarter. Premiums across all account sizes rose by an average of 3.7%, down from 4.2% in Q1 …

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Benefits+
Diverse hands coming together in a collaborative gesture, symbolizing teamwork and unity in a professional setting.
PUBLISHED August 14th, 2025

Small Changes, Big Impact: Low-Cost Ways to Support Employees through Inflation

Julie Bingham

As inflation headlines re-emerge, many employers are contemplating shifts in their remote and hybrid work policies. Organizations are working hard to balance two competing …

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Risk Management
Two construction workers wearing bright yellow safety vests hold blue hard hats while standing in a warehouse aisle, emphasizing workplace safety and preparedness.
PUBLISHED August 12th, 2025

Five Strategies for Reducing Workers’ Compensation Costs

The MJ Companies

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key …

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Compliance
Close-up view of classical architectural columns with fluted design, showcasing the texture and details of the stonework and steps, symbolizing strength and stability in historical buildings.
PUBLISHED August 8th, 2025

DOL Issues Updated Model Employer CHIP Notice

DeAnn Deck

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED August 7th, 2025

How Employers Should Handle MLR Rebates

DeAnn Deck

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Compliance
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED August 6th, 2025

ACA Affordability Percentage Will Increase for 2026

DeAnn Deck

The IRS released Revenue Procedure 2025-25 to index the contribution percentage in 2026 for determining the affordability of an employer’s health plan under the …

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Emerging Risks
Business professional speaking at a conference, engaging the audience with a presentation in a well-lit seminar room. A large screen displays data behind him, while attendees listen attentively from their seats.
PUBLISHED August 5th, 2025

FUTURE IN FOCUS: 2026 ECONOMIC OUTLOOK 

The MJ Companies

If you’re feeling bereft about the state of the economy, you might be looking at the wrong headlines, according to ITR Economics Senior Forecaster …

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MJ Foundation
Bicycles lined up in front of The Foster Alliance building, showcasing a community support initiative for children in foster care, with bags attached to each bike.
PUBLISHED July 31st, 2025

Providing essentials for children in the foster community

Britni Shrout

Today, and every other day this year, 35 Arizonans will get an important call: a call asking them to give as many as seven …

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Risk Management
Red toy truck carrying a stack of credit cards on a dark surface, symbolizing finance and online shopping.
PUBLISHED July 29th, 2025

Understanding and Preventing Fleet Fraud

The MJ Companies

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets …

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Compliance
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED July 23rd, 2025

Trump Accounts: New Tax-favored Accounts for Children

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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MJ Foundation
Group photo of participants at a golf event, featuring a diverse crowd of men and women in golf attire, gathered in front of golf carts and a clubhouse surrounded by trees. The atmosphere is lively, showcasing camaraderie and enthusiasm for the sport.
PUBLISHED July 22nd, 2025

MJ Raises Over $158K for Community at MJ Foundation Golf Outing 

The MJ Companies

INDIANAPOLIS (July 22, 2025) – The MJ Companies, a leading financial services firm for more than 60 years, hosted its third annual MJ Foundation …

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Risk Management
Healthcare professional using a laptop, surrounded by digital health icons, including medical tools and patient data, emphasizing technology in modern medicine.
PUBLISHED July 17th, 2025

Navigating Cybersecurity Challenges in the Health Care Industry

The MJ Companies

Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected …

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