MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management

MOVING BEYOND ERGONOMICS TO THE INDUSTRIAL ATHLETE

As an employer, you might not think much about what makes an athlete. But doing so can provide a leap ahead in how you protect and support workers to keep them safe from injuries. Viewing workers as industrial athletes addresses (…)

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News and Updates
Two men smiling and engaging in conversation at a professional event, showcasing camaraderie and mutual respect. One man is wearing a blue blazer, while the other is in a green jacket with a patterned shirt.
PUBLISHED December 18th, 2025

Celebrating Firsts, and The People Behind Them

Mike H. Bill

We’ve seen some great firsts this year, from the opening of our first office in the South to hosting our first pickleball fundraiser. We’ve …

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Risk Management
Construction workers in safety vests and helmets observing scaffolding at a building site during sunset.
PUBLISHED December 16th, 2025

OSHA Announces Top 10 Violations for 2025

The MJ Companies

OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses …

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Retirement
Shopping cart with Bitcoin coins and cash on a laptop keyboard, symbolizing cryptocurrency and digital finance trends.
PUBLISHED December 9th, 2025

Are Private Market Investments Right For Your 401(k)?

The MJ Companies

Alternative investments have been around for a long time, but for years they were mostly limited to wealthy individuals and big institutions that could …

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News and Updates
Professional headshot of a smiling woman with blonde hair, wearing a black jacket over a white top, standing in a modern office environment with large windows in the background.
PUBLISHED December 8th, 2025

The MJ Companies Welcomes Katie Newell to Lead Colorado Growth

The MJ Companies

DENVER, December 8, 2025 — The MJ Companies, a leading financial services firm serving clients for over 60 years, added Katie Newell to its …

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Risk Management
Snow-covered tree branches create a serene winter landscape, showcasing a thick layer of snow on the twigs and limbs against a bright, white backdrop.
PUBLISHED December 2nd, 2025

Employer Responsibilities in Winter Weather

The MJ Companies

Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to …

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Benefits+
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED November 26th, 2025

Deadline for Employers to Use MLR Rebates Is Coming Up

DeAnn Deck

Employers with insured health plans may have received a medical loss ratio (MLR) rebate from their health insurance issuers earlier this year. Issuers who …

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MJ Foundation
Graduating student in cap and gown joyfully holding a bouquet of flowers and a diploma during a commencement ceremony, showcasing celebration and accomplishment.
PUBLISHED November 25th, 2025

Empowering Nashvillians to Break Out of the Cycle of Poverty

Britni Shrout

Nashville is a thriving city, with 21% population growth and more than 30% job growth over the past decade. This remarkable expansion is one of the many reasons …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED November 21st, 2025

END OF ENHANCED ACA SUBSIDIES: POTENTIAL IMPACT ON EMPLOYERS

DeAnn Deck

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low …

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MJ Foundation
A mother and daughter wearing festive Santa hats and matching plaid pajamas, smiling together in a cozy holiday setting decorated with Christmas stockings and gifts.
PUBLISHED November 20th, 2025

Chrysalis: Helping Victims Break Free From Domestic Abuse 

Britni Shrout

What does domestic violence really look like? It starts subtly—a partner’s jealousy and possessiveness isolate you from friends and family. Their controlling behaviors, from …

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Risk Management
Stock market chart displaying upward trends with candlestick patterns and moving averages in a dark background, illustrating financial growth and analysis.
PUBLISHED November 18th, 2025

STRONG SIGNS OF MODERATION WERE EVIDENT IN Q3 2025, THE COUNCIL’S P/C MARKET SURVEY SHOWS

The MJ Companies

Q3 2025 showed clear soft market conditions across the board. Premiums across all account sizes rose by an average of 1.6%, down from 3.7% …

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Retirement
Low-angle view of classical architectural columns with intricate detailing against a bright blue sky, showcasing the grandeur of the building and sunlight filtering through the clouds.
PUBLISHED November 14th, 2025

IRS Announces 2026 Retirement Plan Limits

Doug Prince

The IRS has released Notice 2025-67, containing cost-of-living adjustments for 2026 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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Benefits+
Close-up of classical architectural columns showcasing detailed fluting and a smooth base, set against a backdrop of stone steps, emphasizing the grandeur of historical buildings.
PUBLISHED November 14th, 2025

PCORI Fee Amount Adjusted for 2026

DeAnn Deck

The Internal Revenue Service (IRS) has issued Notice 2025-61 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on …

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