MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Benefits+ | Compliance

Q1 CHECK-IN: STATE EMPLOYEE LEAVE LAW DEVELOPMENTS

In line with recent years, 2026 has so far been an active one for employee leave laws at the state level. Since the beginning of the year, brand-new paid family and medical programs have been launched in Delaware and Minnesota, (…)

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Benefits+
View of the U.S. Capitol building framed by the marble columns of the Supreme Court, with an American flag visible in the background against a clear sky.
PUBLISHED November 18th, 2024

Employee Benefit Plan Deadline Relief Issued Due to Recent Natural Disasters

DeAnn Deck

On Nov. 8, 2024, federal agencies issued deadline relief to ensure that employee benefit plans, participants, beneficiaries, qualified beneficiaries and claimants in disaster areas …

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Risk Management
Red "Sorry We Are Closed" sign hanging in a storefront, indicating that the business is not currently open to customers.
PUBLISHED November 12th, 2024

Additional Coverages and Extensions Under the Business Income and Extra Expense Form

The MJ Companies

When organizations encounter unexpected disasters, avoiding operational disruptions or temporary shutdowns may be challenging, and even brief closures can carry costly consequences. That’s where …

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Leave and Absence Management
Close-up of a sticky note labeled "Paid Leave" placed on a calendar with a pen beside it, symbolizing time off and employee benefits.
PUBLISHED November 5th, 2024

Tale of Two Employers: Early Learnings from the Launch of Colorado’s Paid Leave Insurance Program

Courtney Hutchison

Colorado is a leader in family-supporting policies and one of 13 states with paid family and medical leave laws. As such, we are trailblazers …

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Benefits+
United States Capitol building in Washington, D.C., featuring its iconic dome and statue on top, surrounded by clear blue skies and trees. The image highlights the architectural grandeur and historical significance of the Capitol, a symbol of American democracy.
PUBLISHED November 5th, 2024

IRS Announces 2025 Retirement Plan Limits

DeAnn Deck

The IRS has released Notice 2024-80, containing cost-of-living adjustments for 2025 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts …

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Risk Management
Wooden gavel resting on a background of scattered hundred-dollar bills, symbolizing justice and financial matters in legal contexts.
PUBLISHED October 29th, 2024

The Rise of Nuclear Verdicts: A Case Study

The MJ Companies

What Is a Nuclear Verdict? Nuclear verdicts refer to exceptionally high jury awards—generally, those exceeding $10 million. Such verdicts have become increasingly common in …

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Benefits+
United States Capitol dome with a statue on top, featuring an airplane flying in the background against a cloudy sky.
PUBLISHED October 23rd, 2024

IRS Releases Health FSA Limit for 2025

DeAnn Deck

On Oct. 22, 2024, the IRS released Revenue Procedure 2024-40 (Rev. Proc. 24-40), which includes the inflation-adjusted limit for 2025 on employee salary reduction …

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Risk Management
Combination padlock on a keyboard with credit cards, symbolizing online security and data protection.
PUBLISHED October 22nd, 2024

Data, Data, and More Data Privacy Requirements:

Carol Scully

In today’s rapidly advancing digital landscape, technology and artificial intelligence (AI) are transforming the way businesses operate. But with these advancements come new challenges—especially …

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Benefits+
View of the U.S. Capitol building framed by the marble columns of the Supreme Court, with an American flag visible in the background against a clear sky.
PUBLISHED October 21st, 2024

IRS Expands List of Preventive Care Benefits for HDHPs

DeAnn Deck

The IRS has expanded the list of preventive care benefits permitted to be provided by an HDHP without a deductible. If you administer a …

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Risk Management
Flooded residential area with a street sign indicating "25th St SW," submerged in water. Houses in the background are partially visible, illustrating the impact of severe flooding.
PUBLISHED October 15th, 2024

Navigating Environmental Risks After Natural Disasters

The MJ Companies

After a natural disaster has passed, the challenges businesses face are often just beginning. Although property damage, injuries and business interruptions directly caused by …

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Benefits+
United States Capitol dome with a statue on top, featuring an airplane flying in the background against a cloudy sky.
PUBLISHED October 14th, 2024

Telehealth Relief Permitting HSA Eligibility Set to Expire 2025

DeAnn Deck

To encourage individuals to avoid hospitals when appropriate during the COVID-19 health crises, Congress passed relief permitting coverage for telehealth services before satisfying the …

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MJ Foundation
Colorful children's backpacks displayed with various school supplies, including water bottles and educational games, ideal for back-to-school shopping.
PUBLISHED October 8th, 2024

BRINGING JOY TO CHILDREN IN THEIR TOUGHEST BATTLES

Britni Shrout

Imagine sitting in a hospital room, just a day before your child’s fifth birthday, hearing the words that no parent ever wants to hear—a …

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Benefits+
A hand inserting a ballot into a wooden voting box, symbolizing civic engagement and the democratic process.
PUBLISHED October 1st, 2024

Employer Considerations for Navigating Election Season 

DeAnn Deck

Election season can be a fraught time for employers. Employers are often faced with the challenge of fostering a culture of open communication while …

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