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Risk Management
Risk Management

Subcontractor Risk: Why Your Certificates Might Not Protect You 

If you’re a general contractor, you probably collect certificates of insurance from every subcontractor (sub) before they set foot on the job. That’s a good habit. But a certificate showing you as an “additional insured” doesn’t guarantee you’re covered.  Being (…)

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Risk Management
PUBLISHED October 29th, 2026

Subcontractor Risk: Why Your Certificates Might Not Protect You 

Dylan Wilson

If you’re a general contractor, you probably collect certificates of insurance from every subcontractor (sub) before they set foot on the job. That’s a …

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