MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management | Emerging Risks

How do you get a contract bond? what surety underwriters look for 

Not every bond request is a sure thing, and dealing with a rejection at the last minute after spending time and effort putting a bid together can be very frustrating.  I’ve seen clients who poured over plans and specs and (…)

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Risk Management
PUBLISHED November 12th, 2026

How do you get a contract bond? what surety underwriters look for 

Mike Marsella

Not every bond request is a sure thing, and dealing with a rejection at the last minute after spending time and effort putting a …

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Risk Management
PUBLISHED November 5th, 2026

The Hidden Risk in Your Organization May Not Be What You Think

Adam Adler

Organizations today have access to more information than ever before. Claims data, incident reports, near misses, workforce demographics, vehicle telematics, training records, inspection results, …

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Risk Management
A fleet of white vans lined up in a row.
PUBLISHED November 4th, 2026

What’s driving high commercial auto rates—and what you can do 

Payton Greenlee

If your employees drive for work, you’ve seen commercial auto rates keep climbing. Premiums and repair costs have risen year after year, and there’s …

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Risk Management
PUBLISHED August 11th, 2026

POLLUTION MEANS MORE THAN YOU PROBABLY REALIZE—AND REQUIRES SPECIFIC COVERAGE

Becky Seiler

Even water—one of the most essential substances on the planet—can be a pollutant, depending on where it ends up and what contaminate it may …

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Risk Management
Woman looking up at cyber wall
PUBLISHED July 30th, 2026

NAVIGATING THE GRAY: AI RISK IS AN ENTERPRISE CHALLENGE

Aaron Shields

There’s a lot of talk about AI, with plenty more to come—and for good reason. But with new developments and considerations emerging constantly, it …

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Risk Management
PUBLISHED June 29th, 2026

What to Do in the First 24 Hours After a Commercial Property Loss

The MJ Companies

A commercial property loss can come without warning. Whether a fire breaks out overnight, a storm damages the roof or a pipe bursts and …

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Risk Management
Photo of an exterior of a high-rise building under construction.
PUBLISHED June 16th, 2026

5 Risks Every Construction Contractor Should Know About

The MJ Companies

Construction projects are complex, requiring considerable coordination of people, materials, equipment and schedules, increasing contractors’ exposure to operational, financial and liability risks. While insurance …

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Risk Management
A close up of a computer screen with various different charts that are different colors
PUBLISHED May 19th, 2026

P&C MARKET UPDATE: WHAT WE KNOW AFTER Q1

Ryan Daniele

As we await the CIAB report, a few things have become clear. First, the property and casualty market continues to take separate paths. That …

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Risk Management
Woman in a pink sweater sits at a teal blue desk with her hands on her keyboard as she codes on the desktop in front of her.
PUBLISHED May 18th, 2026

MOVING BEYOND ERGONOMICS TO THE INDUSTRIAL ATHLETE

Mike Janicki

As an employer, you might not think much about what makes an athlete. But doing so can provide a leap ahead in how you …

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Risk Management
A blue chart, increasing in height with a white arrow on top of it that goes up with the chart. Coins are next to the blue chart also increasing in size.
PUBLISHED May 14th, 2026

MITIGATE THE IMPACT OF SOCIAL INFLATION

Aaron Parker

If you haven’t already felt the weight of social inflation—that is, the increase in claims costs that arises from behavior and attitudes—you almost certainly …

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Risk Management
Worker in a hard hat and safety glasses using a tablet in a manufacturing facility, surrounded by machinery and materials, emphasizing technology in industrial operations.
PUBLISHED March 19th, 2026

Manufacturing Industry Trends to Watch in 2026

The MJ Companies

Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is …

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Risk Management
Construction worker reviewing project plans with yellow hard hat and measuring tools on the table.
PUBLISHED March 17th, 2026

Best Practices for Responding to General Liability Claims

The MJ Companies

Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor …

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