MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Risk Management
Risk Management

Your Experience Mod Is Telling You Something. Are You Listening? 

Most employers know their workers’ compensation Experience Mod. They know whether it’s trending up or down, how it may impact premium, and whether it will help or hurt conversations with underwriters. But here’s the thing: the number itself isn’t the (…)

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Retirement
An array of blue piggy banks on a blue background
PUBLISHED July 10th, 2026

WHAT ARE “TRUMP ACCOUNTS” (530A ACCOUNTS)—AND SHOULD EMPLOYERS CARE? 

Scott T. Bilyou

At MJ’s recent Economic Outlook, our team shared perspectives on the forces shaping today’s business and benefits landscape—from rising healthcare costs to evolving insurance …

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Retirement
Hand inserting a coin into a pink piggy bank against a light blue background, symbolizing savings and financial planning.
PUBLISHED March 12th, 2026

530A Accounts (“Trump Accounts”) — Summary as of 6/9/2026

Scott T. Bilyou

What Is a 530A / Trump Account? A new type of individual retirement account for children under age 18, created under the One Big …

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