MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Compliance
Compliance | Employee Benefits

NONDISCRIMINATION RULES FOR BENEFIT PLANS

Many employee benefits are excluded from employees’ gross income and, thus, are not taxable when specific conditions are met. One of these conditions is often some type of nondiscrimination requirement, which ensures that the benefit plan does not discriminate in (…)

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MJ Foundation
Group photo at the Denver Dream Center featuring a diverse group of children and adults, standing in front of a branded wall, showcasing community involvement and support.
PUBLISHED December 23rd, 2025

Denver Dream Center Helps Vulnerable Residents Build Strong Foundations 

Britni Shrout

Maybe 33 years ago you were figuring out your first computer. Maybe you were a newborn. Chances are you’re a lot different today than …

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Compliance
Close-up of classical architectural columns showcasing detailed fluting and a smooth base, set against a backdrop of stone steps, emphasizing the grandeur of historical buildings.
PUBLISHED December 22nd, 2025

IRS Releases Guidance on Trump Accounts: Tax-Favored Accounts for Children

DeAnn Deck

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED December 19th, 2025

Calculating FMLA Leave During Holiday Weeks

DeAnn Deck

Holiday weeks can pose an extra administrative challenge to employers with employees on leave under the federal Family and Medical Leave Act (FMLA). In …

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News and Updates
Two men smiling and engaging in conversation at a professional event, showcasing camaraderie and mutual respect. One man is wearing a blue blazer, while the other is in a green jacket with a patterned shirt.
PUBLISHED December 18th, 2025

Celebrating Firsts, and The People Behind Them

Mike H. Bill

We’ve seen some great firsts this year, from the opening of our first office in the South to hosting our first pickleball fundraiser. We’ve …

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Risk Management
Construction workers in safety vests and helmets observing scaffolding at a building site during sunset.
PUBLISHED December 16th, 2025

OSHA Announces Top 10 Violations for 2025

The MJ Companies

OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses …

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Retirement
Shopping cart with Bitcoin coins and cash on a laptop keyboard, symbolizing cryptocurrency and digital finance trends.
PUBLISHED December 9th, 2025

Are Private Market Investments Right For Your 401(k)?

The MJ Companies

Alternative investments have been around for a long time, but for years they were mostly limited to wealthy individuals and big institutions that could …

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News and Updates
Professional headshot of a smiling woman with blonde hair, wearing a black jacket over a white top, standing in a modern office environment with large windows in the background.
PUBLISHED December 8th, 2025

The MJ Companies Welcomes Katie Newell to Lead Colorado Growth

The MJ Companies

DENVER, December 8, 2025 — The MJ Companies, a leading financial services firm serving clients for over 60 years, added Katie Newell to its …

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Risk Management
Snow-covered tree branches create a serene winter landscape, showcasing a thick layer of snow on the twigs and limbs against a bright, white backdrop.
PUBLISHED December 2nd, 2025

Employer Responsibilities in Winter Weather

The MJ Companies

Winter weather presents a host of difficulties for employers. Specifically, there are various workplace safety concerns and OSHA requirements to consider. It’s essential to …

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Benefits+
Close-up view of the United States Capitol dome, showcasing its architectural details and ornate columns against a partly cloudy sky.
PUBLISHED November 26th, 2025

Deadline for Employers to Use MLR Rebates Is Coming Up

DeAnn Deck

Employers with insured health plans may have received a medical loss ratio (MLR) rebate from their health insurance issuers earlier this year. Issuers who …

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MJ Foundation
Graduating student in cap and gown joyfully holding a bouquet of flowers and a diploma during a commencement ceremony, showcasing celebration and accomplishment.
PUBLISHED November 25th, 2025

Empowering Nashvillians to Break Out of the Cycle of Poverty

Britni Shrout

Nashville is a thriving city, with 21% population growth and more than 30% job growth over the past decade. This remarkable expansion is one of the many reasons …

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Benefits+
United States Capitol building exterior with prominent dome, steps, and columns under a blue sky with clouds.
PUBLISHED November 21st, 2025

END OF ENHANCED ACA SUBSIDIES: POTENTIAL IMPACT ON EMPLOYERS

DeAnn Deck

The Affordable Care Act (ACA) created a federally financed subsidy, called the premium tax credit (PTC), to help eligible individuals and families with low …

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MJ Foundation
A mother and daughter wearing festive Santa hats and matching plaid pajamas, smiling together in a cozy holiday setting decorated with Christmas stockings and gifts.
PUBLISHED November 20th, 2025

Chrysalis: Helping Victims Break Free From Domestic Abuse 

Britni Shrout

What does domestic violence really look like? It starts subtly—a partner’s jealousy and possessiveness isolate you from friends and family. Their controlling behaviors, from …

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